Will I lose my license?
Discussion
davek_964 said:
Pit Pony said:
Percy Cushion said:
TwigtheWonderkid said:
Driving without insurance is theft, even if you don't claim. Money you should be paying into the pot goes unpaid, and the rest of the insurance buying public have to pay a levy on their insurance of £30-£40 to make up the shortfall.
I’m sorry but that is bull. Theft? Who has the OP stolen from? How are insurance companies impacted? There is no claim! Did you even read the original post?Thus the second group have money stolen from them by the first group. b
ds that they are. No offence to the OP. But you owe me. tim jb said:
On the bright side the state will now have to support you because they caused the problem.
The state didn't cause anything. People have rights and people have responsibilities. You have the right to apply for a licence to drive. You don't have the right to drive. You have a responsibility to be insured.No "no insurance as an absolute offence" might be up for discussion with regards to the punishment being appropriate to the breach of law but I personally think it is about right.
vaud said:
tim jb said:
On the bright side the state will now have to support you because they caused the problem.
The state didn't cause anything. People have rights and people have responsibilities. You have the right to apply for a licence to drive. You don't have the right to drive. You have a responsibility to be insured.No "no insurance as an absolute offence" might be up for discussion with regards to the punishment being appropriate to the breach of law but I personally think it is about right.
tim jb said:
Get your UC claim in and get diagnosed disabled for the PIP claim. Easy life.
Oh fk off. Getting diagnosed as disabled isn't easy, but yes, it can be done fraudulently. But having been diagnosed disabled, there's a massive gap between that and successfully claiming PIP, as you would know if you bothered to research the matter beyond the Daily Mail. So come on, tell us how you go about converting your disability diagnosis into a successful PIP claim. Talk us thru the simple steps to this easy life?
TwigtheWonderkid said:
Oh fk off. Getting diagnosed as disabled isn't easy, but yes, it can be done fraudulently. But having been diagnosed disabled, there's a massive gap between that and successfully claiming PIP, as you would know if you bothered to research the matter beyond the Daily Mail.
So come on, tell us how you go about converting your disability diagnosis into a successful PIP claim. Talk us thru the simple steps to this easy life?
I didn't say making a successful PIP claim was easy. k off. Getting diagnosed as disabled isn't easy, but yes, it can be done fraudulently. But having been diagnosed disabled, there's a massive gap between that and successfully claiming PIP, as you would know if you bothered to research the matter beyond the Daily Mail. So come on, tell us how you go about converting your disability diagnosis into a successful PIP claim. Talk us thru the simple steps to this easy life?
tim jb said:
Car insurance is one of the biggest scams going. Yes you'll lose your licence, yes you'll lose your job. On the bright side the state will now have to support you because they caused the problem. Get your UC claim in and get diagnosed disabled for the PIP claim. Easy life.
Maybe try growing up, it might benefit you. Jayho said:
Petrus1983 said:
OP - sorry you've found yourself in this situation. I'd definitely be pleading for mercy from the judge - basically tell them what you've told us. One added bit of bad news I'm afraid is that when I was working for a big insurance firm having an IN10 on your license (driving without insurance) was one of the heftiest offence codes for additional premiums.
To be fair I'm quite surprised that the quotes he was getting were £150/Month before the IN10. That means it's about £1800 for the year. I'm making assumptions that he's NE of Scotland based on being 22 miles from the highlands and his previous posts about being in Huntly. (Although there are no motorways up there, so I'm assuming he's meaning Dual Carriageway). NE Scotland is generally a low risk area I would have thought, and being 38YO should be low risk already? Maybe Job description as Tree Surgeon pulls it up?For reference, I'm slightly younger in a similar area paying about 1/6th of the price for a years premium. Hell, I'm insuring 2 cars for less than a third of his premiums. Does 2 NIPs and 2 fault claims really affect it to that extent?
I'm only 3 years older than the OP, and in a similarly low-risk area of the country, and we insure mine and my wife's cars for about £400 each, per annum, and that is after the mind bending insurance increases of the last year.
OP if you lose your licence just become a painter.
Years ago I used a guy to paint my house, turned out he didn't have a licence and his ladders and tackle would suddenly appear at your house ahead of the start date. When he'd finished on a house he'd leave his ladders and tackle there, saying he'd pick them up in a few days. He banked on the customers wanting rid of him so would take his ladders on their roof rack to his next customers house where he'd then start painting their house. Surprisingly he was quite successful at getting his customers to move his tackle around for him.
Years ago I used a guy to paint my house, turned out he didn't have a licence and his ladders and tackle would suddenly appear at your house ahead of the start date. When he'd finished on a house he'd leave his ladders and tackle there, saying he'd pick them up in a few days. He banked on the customers wanting rid of him so would take his ladders on their roof rack to his next customers house where he'd then start painting their house. Surprisingly he was quite successful at getting his customers to move his tackle around for him.
Mont Blanc said:
Jayho said:
Petrus1983 said:
OP - sorry you've found yourself in this situation. I'd definitely be pleading for mercy from the judge - basically tell them what you've told us. One added bit of bad news I'm afraid is that when I was working for a big insurance firm having an IN10 on your license (driving without insurance) was one of the heftiest offence codes for additional premiums.
To be fair I'm quite surprised that the quotes he was getting were £150/Month before the IN10. That means it's about £1800 for the year. I'm making assumptions that he's NE of Scotland based on being 22 miles from the highlands and his previous posts about being in Huntly. (Although there are no motorways up there, so I'm assuming he's meaning Dual Carriageway). NE Scotland is generally a low risk area I would have thought, and being 38YO should be low risk already? Maybe Job description as Tree Surgeon pulls it up?For reference, I'm slightly younger in a similar area paying about 1/6th of the price for a years premium. Hell, I'm insuring 2 cars for less than a third of his premiums. Does 2 NIPs and 2 fault claims really affect it to that extent?
I'm only 3 years older than the OP, and in a similarly low-risk area of the country, and we insure mine and my wife's cars for about £400 each, per annum, and that is after the mind bending insurance increases of the last year.
I must be in a super safe area or something, I'm less than £500 for both cars. Boxster S for toy and VW 2.0 TSI for my daily. To be fair, I think my Boxsters renewal last year was just before it went crazy which helped a bit.The Gauge said:
OP if you lose your licence just become a painter.
Years ago I used a guy to paint my house, turned out he didn't have a licence and his ladders and tackle would suddenly appear at your house ahead of the start date. When he'd finished on a house he'd leave his ladders and tackle there, saying he'd pick them up in a few days. He banked on the customers wanting rid of him so would take his ladders on their roof rack to his next customers house where he'd then start painting their house. Surprisingly he was quite successful at getting his customers to move his tackle around for him.
If I were his customer, I'd gain a set of ladders. No roof rack. Years ago I used a guy to paint my house, turned out he didn't have a licence and his ladders and tackle would suddenly appear at your house ahead of the start date. When he'd finished on a house he'd leave his ladders and tackle there, saying he'd pick them up in a few days. He banked on the customers wanting rid of him so would take his ladders on their roof rack to his next customers house where he'd then start painting their house. Surprisingly he was quite successful at getting his customers to move his tackle around for him.
Personally, I think generally, insurance premiums are fairly reasonable, bearing in mind a low speed bump into a lamp post in a typical average car could run into hundreds, if not thousands of pounds,
There are no £200 repairs any more.
Of course, if you live in a rough area and have six points this is going to be reflected in the premium.
Hope things turn round for you op, sounds like you are having a st time at the moment.
Good luck.
There are no £200 repairs any more.
Of course, if you live in a rough area and have six points this is going to be reflected in the premium.
Hope things turn round for you op, sounds like you are having a s
t time at the moment.Good luck.
Wacky Racer said:
Personally, I think generally, insurance premiums are fairly reasonable, bearing in mind a low speed bump into a lamp post in a typical average car could run into hundreds, if not thousands of pounds,
There are no £200 repairs any more.
Of course, if you live in a rough area and have six points this is going to be reflected in the premium.
Hope things turn round for you op, sounds like you are having a st time at the moment.
Good luck.
I’m paying £4,000 per year for cars garaged in the leafy commuter belt after twenty-odd years of no-claims motoring, which seems an awful lot, but I’ve no reason to think it’s unfair.There are no £200 repairs any more.
Of course, if you live in a rough area and have six points this is going to be reflected in the premium.
Hope things turn round for you op, sounds like you are having a s
t time at the moment.Good luck.
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