Will I lose my license?
Discussion
Ken_Code said:
martinbiz said:
We don’t know the OP’s circumstances, they maybe such that a successful exceptional hardship plea can be put to the court to avoid a totting ban, he needs to get some specialist advice
If he didn’t have enough saved to pay his monthly insurance he’s likely going to struggle to pay for legal advice after having to pay to retrieve his car and with the costs of taxis to and from work in the interim.Assuming that is he’s no longer driving there.
martinbiz said:
The bigger picture says it could save him thousands, he doesn't have to have representation in court, but a properly laid out mitigation plea done by a specialist that he can present which is not that expensive
Paying his insurance would have saved him thousands too, but he didn’t have money for that either.I agree it’s critically important to get legal advice, but he can only get that if he pays for it, and it sounds as though he’s unlikely at the moment to even be able to pay for food.
BertBert said:
croyde said:
Anyhow, sorry to hear this OP. Just bad luck on getting stopped. Guess the cops were bored.
This gets mentioned a lot. I can't recall ever having smelt weed out and about. Do I live a sheltered life?East London is the worst but it's fast becoming obvious everywhere around town.
dundarach said:
However for what it's worth, I agree it's very much like theft and being crashed into is really bloody awful, if you subsequently found out they didn't have insurance it could easily become quite a significant problem in your life for something that wasn't your fault, they've effectively stolen both money, time, peace of mind and much more from you.
People who don't give a s
t about other people really wind me up, not suggesting that's you OP, however no insurance is a stty thing to do, however it's hard to tell whether by accident or deliberate fault.
Exactly this. People who don't give a s
t about other people really wind me up, not suggesting that's you OP, however no insurance is a stty thing to do, however it's hard to tell whether by accident or deliberate fault.Having been on the wrong end of an uninsured driver twice I have absolutely no sympathy for those who don't have insurance. Knowingly driving without it is as inconsiderate as it is stupid.
I will be accused of being holier-than-thou for this post, but the OP really needs to have a long hard look at himself if even half of what he has written on here is true. For him to lose his licence for a period of time would be no bad thing (presuming that he doesn't drive while banned, which looks decidedly questionable given his past form.)
davek_964 said:
croyde said:
Anyhow, sorry to hear this OP. Just bad luck on getting stopped. Guess the cops were bored.
It's not "bad luck" if you knowingly drive without insurance, multiple times.I seem to remember another thread similar to this a few years ago, and also from the North East of Scotland. For love of me I can't remember the finer details to search and find the outcome of that post.
2Btoo said:
Exactly this.
Having been on the wrong end of an uninsured driver twice I have absolutely no sympathy for those who don't have insurance. Knowingly driving without it is as inconsiderate as it is stupid.
I will be accused of being holier-than-thou for this post, but the OP really needs to have a long hard look at himself if even half of what he has written on here is true. For him to lose his licence for a period of time would be no bad thing (presuming that he doesn't drive while banned, which looks decidedly questionable given his past form.)
Not at all as I think most are of a similar mindset. I notice the OP hasn't responded yet to any posts made. Having been on the wrong end of an uninsured driver twice I have absolutely no sympathy for those who don't have insurance. Knowingly driving without it is as inconsiderate as it is stupid.
I will be accused of being holier-than-thou for this post, but the OP really needs to have a long hard look at himself if even half of what he has written on here is true. For him to lose his licence for a period of time would be no bad thing (presuming that he doesn't drive while banned, which looks decidedly questionable given his past form.)
Sadly there will be a lot more of this as insurance is constantly on the rise. People simply cannot afford these ridiculous premiums anymore and are forcing more and more uninsured drivers on the road. OK forcing is a strong word as it is clearly a choice but I guarantee there will be an increase which in turn means premiums will go up for the rest of us to compensate.
Something needs to be done about this. For example, I'm 42, live in a respectable area, drive a 3 year old BMW 3 series and pay over £1200 a year! 6 points (3 of which have expired but the insurers still charge for them) and 16 years NCD yet I'm paying what I expect a new driver to pay. I personally wouldn't drive if I couldn't afford the insurance but I'm not getting on my high horse here as I don't know the OP's situation but I would put money on the fact he has paid his premiums in full for years and a financial slip has meant he can't find the money. It's a very sad situation which of course is met with yet another fine! There should be an option for unpaid work (community service) for people who are already struggling. Sadly, there's no compassion anymore.
Something needs to be done about this. For example, I'm 42, live in a respectable area, drive a 3 year old BMW 3 series and pay over £1200 a year! 6 points (3 of which have expired but the insurers still charge for them) and 16 years NCD yet I'm paying what I expect a new driver to pay. I personally wouldn't drive if I couldn't afford the insurance but I'm not getting on my high horse here as I don't know the OP's situation but I would put money on the fact he has paid his premiums in full for years and a financial slip has meant he can't find the money. It's a very sad situation which of course is met with yet another fine! There should be an option for unpaid work (community service) for people who are already struggling. Sadly, there's no compassion anymore.
8IKERDAVE said:
... I don't know the OP's situation ...
It's written up in the original post; two speeding fines and two recent claims and he ran out of money. He then chose to drive uninsured despite being only 5 minutes drive from work, and was caught while out on a jolly after a row with his other half. 8IKERDAVE said:
There should be an option for unpaid work (community service) for people who are already struggling. Sadly, there's no compassion anymore.
Nice idea but community service doesn't pay the bills, nor does it replace the bent metal or provide medical care for broken limbs after crashes. These are expensive games to play, which need expensive insurance. Poor Houses were common in many countries in past centuries and allowed people to do unpaid work in return for board and lodging, much as you describe. However they seem to have fallen out of favour of late.
8IKERDAVE said:
Something needs to be done about this. For example, I'm 42, live in a respectable area, drive a 3 year old BMW 3 series and pay over £1200 a year! 6 points (3 of which have expired but the insurers still charge for them) and 16 years NCD yet I'm paying what I expect a new driver to pay.
I rather doubt that a new driver would be paying £1,200 to insure a 3 year old BMW.I also don't think it's really changed that much. About 25 years ago, I had to insure my first car - I'd been riding bikes for years and although I'd "owned" cars, I'd only been a named driver on the ex g/f's policy since she was the main driver.
All I wanted was a 1.0L cheap Fiesta to make things like shopping easier. But since I had no car NCD - and a motorcycle theft a few years before - the insurers were quoting me £1k to insure a cheap Fiesta (in my early 30s) - which was ridiculous.
Edited by davek_964 on Wednesday 8th May 11:58
croyde said:
Anyhow, sorry to hear this OP. Just bad luck on getting stopped. Guess the cops were bored.
WTF!!!Just bad luck?
Cops must have been bored?
Firstly I think it's fantastic luck, uninsured drivers need removing from our roads and I'm pleased the cops did just this.
I don't think the cops were bored, and if they were they still did their job perfectly. What else do you want our cops to be doing, ignoring uninsured drivers?
Talk about 'they walk amongst us' !
croyde said:
Anyhow, sorry to hear this OP. Just bad luck on getting stopped. Guess the cops were bored.
"Cue a 0245 departure from home to drive to the highlands and avoid detrimentally impacting a relationship I have spent the last few years working very hard to improve. Passed a sitting traffic car just before the slip road to the motorway and immediately knew what was about to unravel."They stopped an uninsured car at 2:45am on the motorway for further investigations.
I'm not piling on the OP as clearly he is in a bad place right now but I'm quite glad the police did investigate. Many PHers would be up in arms if their car was stolen from their drive and then the police didn't stop it having pinged for no insurance...
Simpo Two said:
I remain surprised that the police thought it acceptable to leave him with a 5 hour walk home in the dark (presumably unable to call for a taxi). They wouldn't have done that if the OP was female.
Yes, I was surprised by that. They probably assumed bus/taxi/train/girlfriend but it wouldn't have looked good if anything had happened - particularly taking into account his probable state of mind at the time.Simpo Two said:
I remain surprised that the police thought it acceptable to leave him with a 5 hour walk home in the dark (presumably unable to call for a taxi). They wouldn't have done that if the OP was female.
I am sure the op could have called someone for a lift, even a taxi.He seemed to have enough money to put fuel in the car.
Assuming of course this isn’t a troll thread.
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