Enjoying Retirement

Enjoying Retirement

Author
Discussion

alscar

4,254 posts

214 months

Friday 10th May
quotequote all
The Gauge said:
For those on here who have retired full time, does it effect your car insurance being of the retired status?
Didn’t seem to make any discernible difference when I stopped working at 60 although perhaps the increases over the last couple of years would otherwise have been higher.
That said my cars on all on an agreed value / limited mileage basis and I have actually increased the latter.

2172cc

1,120 posts

98 months

Friday 10th May
quotequote all
alscar said:
The Gauge said:
For those on here who have retired full time, does it effect your car insurance being of the retired status?
Didn’t seem to make any discernible difference when I stopped working at 60 although perhaps the increases over the last couple of years would otherwise have been higher.
That said my cars on all on an agreed value / limited mileage basis and I have actually increased the latter.
I'm not actually sure but since I turned 60 in January and retired in March my insurance on a brand new Hyundai i20N hot hatch went down £20 from last when I had what I call an old man's car.... a Mercedes A class. I'm basically still a boy racer at heart.

alscar

4,254 posts

214 months

Friday 10th May
quotequote all
2172cc said:
I'm not actually sure but since I turned 60 in January and retired in March my insurance on a brand new Hyundai i20N hot hatch went down £20 from last when I had what I call an old man's car.... a Mercedes A class. I'm basically still a boy racer at heart.
That may have simply been cheaper if the actuaries modelled the Merc as a more expensive car to insure.
But win win for you smile

mikef

4,907 posts

252 months

Friday 10th May
quotequote all
The Gauge said:
For those on here who have retired full time, does it effect your car insurance being of the retired status?
Nope, stayed pretty much the same as the renewal quote. Then I took off commuting (ie parking at the station) and it went up £6

mikeiow

5,411 posts

131 months

Friday 10th May
quotequote all
Our insurance hasn’t changed much (aside from Hastings Direct taking the piss with their renewal quote!).
Worth checking the miles you do - we are now down to around 6k in sparky (the Kona EV), & perhaps 5k in my XC60. Premiums went down when we added that detail in.

Meanwhile, on the headline topic…a couple of hours in the sun playing pickleball followed by a selection from our local quirky pub…a great start to the weekend!


Leaper, hope you had a blast at Buck House this week!

The Leaper

4,979 posts

207 months

Saturday 11th May
quotequote all
mikeiow said:
Leaper, hope you had a blast at Buck House this week!
Thanks for your interest mikelow.

It was very enjoyable, helped by perfect weather: sunny, dry, warm, no wind etc. Simply strolling around the garden was really nice.

We thought 8000 guests was too many. Getting a seat when required/needed was a problem (I am temporarily partially disabled awaiting a second knee replacement op on 23 May and use one crutch which had no effect) due to seats being "reserved" unofficially, but we managed.

Actually seeing a royal has to be done I suppose, and with so many people there this was quite difficult, but we managed to get a glimpse as they strolled by.

I was pleased I hired a morning suit etc because it made the occasion even more special for us.

Turned out that the best decision we made some weeks ahead was to hire a car and driver for the afternoon: it was a train strike day!

One downside was that it's 8000 people which is 4000 couples and, obviously, nobody knows anyone, so other than idle chat with strangers we were by ourselves; it would be great if some kind of small groupings could be organised beforehand.

R.

skeeterm5

3,386 posts

189 months

Saturday 11th May
quotequote all
The Leaper said:
Thanks for your interest mikelow.

It was very enjoyable, helped by perfect weather: sunny, dry, warm, no wind etc. Simply strolling around the garden was really nice.

We thought 8000 guests was too many. Getting a seat when required/needed was a problem (I am temporarily partially disabled awaiting a second knee replacement op on 23 May and use one crutch which had no effect) due to seats being "reserved" unofficially, but we managed.

Actually seeing a royal has to be done I suppose, and with so many people there this was quite difficult, but we managed to get a glimpse as they strolled by.

I was pleased I hired a morning suit etc because it made the occasion even more special for us.

Turned out that the best decision we made some weeks ahead was to hire a car and driver for the afternoon: it was a train strike day!

One downside was that it's 8000 people which is 4000 couples and, obviously, nobody knows anyone, so other than idle chat with strangers we were by ourselves; it would be great if some kind of small groupings could be organised beforehand.

R.
Sounds like a very memorable day out, which are always the best sort. In a years time you can say remember when we went to London to visit the king 😊

caziques

2,588 posts

169 months

Saturday 11th May
quotequote all

I would be enjoying retirement a lot more if the UK would sort out my state pension. Paid 16 years of contributions last November (giving 29 in total) and claimed at the same time.
Started processing on 23rd December, still nothing.
Still don't know how much I'm going to get, as I live in NZ which is a "frozen" country. I was 66 in Feb 2023. (Possibly 150 ppw)

Anyway, had a big bonfire today, finally getting rid of small branches from trees that had been trimmed or fallen down. This was after swimming 2 kilometres this morning, being retired gives you time to do this sort of thing.

rdjohn

6,230 posts

196 months

Sunday 12th May
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An interesting and enlightening viewpoint if you are lucky enough to live a long and prosperous life.

https://www.telegraph.co.uk/family/grandparents/bo...

Sheepshanks

32,914 posts

120 months

Sunday 12th May
quotequote all
rdjohn said:
An interesting and enlightening viewpoint if you are lucky enough to live a long and prosperous life.

https://www.telegraph.co.uk/family/grandparents/bo...
My mum had to go into a care home as spinal degeneration turned her into a paraplegic - but she was still fully compos mentis, like the guy in the article, one of the very few in the home who where.

She’d envisaged the kind of place you used to see in BBC programmes, where they’re holding tea-dances every afternoon and drinking G&Ts, but places like that don’t exist any more (if they ever did).

Portia5

580 posts

24 months

Sunday 12th May
quotequote all
rdjohn said:
An interesting and enlightening viewpoint if you are lucky enough to live a long and prosperous life.

https://www.telegraph.co.uk/family/grandparents/bo...
Why do old men's ears grow so much?

That guy's are HUUUUUGE!!!!

biglaugh

Monkeylegend

26,530 posts

232 months

Sunday 12th May
quotequote all
Portia5 said:
Why do old men's ears grow so much?

That guy's are HUUUUUGE!!!!

biglaugh
How do you think they lift them in and out of bed?

Portia5

580 posts

24 months

Sunday 12th May
quotequote all
Monkeylegend said:
How do you think they lift them in and out of bed?
Hahahahhahaha!!!

skeeterm5

3,386 posts

189 months

Monday 13th May
quotequote all
The third day in a row of warm sunshine up here so we decided it was an ice cream by the beach sort of day.



Of course I licked mine too quickly and had instant “ice cream head”, I never learn.

The beach was beautiful and pretty much deserted and as a bonus we got to watch a couple of gannets diving into the sea after fish.



I hope everybody else had a great day.

MR2 Steve

313 posts

108 months

Monday 13th May
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Does strawberry sauce cost extra in a Scotland?

The Leaper

4,979 posts

207 months

Monday 13th May
quotequote all
MR2 Steve said:
Does strawberry sauce cost extra in a Scotland?
Strawberry sauce, yuk! Salted caramel sauce, delice!

R.

TwigtheWonderkid

43,599 posts

151 months

Monday 13th May
quotequote all
skeeterm5 said:
The third day in a row of warm sunshine up here so we decided it was an ice cream by the beach sort of day.

Christ, you must have one hell of a pension pot if you can afford two 99s at the beach. Serious envy here.

tighnamara

2,191 posts

154 months

Monday 13th May
quotequote all
skeeterm5 said:
The third day in a row of warm sunshine up here so we decided it was an ice cream by the beach sort of day.



Of course I licked mine too quickly and had instant “ice cream head”, I never learn.

The beach was beautiful and pretty much deserted and as a bonus we got to watch a couple of gannets diving into the sea after fish.



I hope everybody else had a great day.
Nice area, some great scenery walks down the coast, have you ventured further down the coast to Crovie , Gamrie area.

Cullen Ice a cream ?

MR2 Steve

313 posts

108 months

Monday 13th May
quotequote all
The Leaper said:
Strawberry sauce, yuk! Salted caramel sauce, delice!

R.
One garden party and now you’re all fancy. Ha ha

mikeiow

5,411 posts

131 months

Monday 13th May
quotequote all
MR2 Steve said:
The Leaper said:
Strawberry sauce, yuk! Salted caramel sauce, delice!

R.
One garden party and now you’re all fancy. Ha ha
HRH Royal Gourmet Salted Caramel Sauce, surely hehe