Care home funding
Discussion
Looking for personal experiences, please, before we talk to Social Services.
In summary, my parents are in their 80s - Mum is fit and well in body and mind, but Dad is suffering from Alzheimer's, poor mobility, a hernia and three aneurysms in his aorta.
In reality, it's a waiting game, but Mum is now struggling to manage physically and mentally, although she won't yet fully admit it. We've had a stairlift installed and a carer visits every morning to help Dad get up etc. All funded by M&D, assisted by Attendance Allowance.
The inevitable next stage, which we've yet to discuss (but will be doing so very shortly), will be a care home, hence this post.
I'm hoping that others, with similar experiences, can share what's happened regarding funding.
M&D live in their own home (same house for 50+ years) but, for historical and personal reasons, ownership is split four ways, with M&D each owning one quarter and my brother and I also each owning one quarter. Mine and brother's shares werent 'gifted'. House is worth less than £200k.
They have limited savings.
I'm going to see them next week (300+ miles away, which doesn't help...), so any guidance regarding funding will be gratefully appreciated.
TIA.
In summary, my parents are in their 80s - Mum is fit and well in body and mind, but Dad is suffering from Alzheimer's, poor mobility, a hernia and three aneurysms in his aorta.
In reality, it's a waiting game, but Mum is now struggling to manage physically and mentally, although she won't yet fully admit it. We've had a stairlift installed and a carer visits every morning to help Dad get up etc. All funded by M&D, assisted by Attendance Allowance.
The inevitable next stage, which we've yet to discuss (but will be doing so very shortly), will be a care home, hence this post.
I'm hoping that others, with similar experiences, can share what's happened regarding funding.
M&D live in their own home (same house for 50+ years) but, for historical and personal reasons, ownership is split four ways, with M&D each owning one quarter and my brother and I also each owning one quarter. Mine and brother's shares werent 'gifted'. House is worth less than £200k.
They have limited savings.
I'm going to see them next week (300+ miles away, which doesn't help...), so any guidance regarding funding will be gratefully appreciated.
TIA.
Exiled Imp said:
Lots of good info here
https://www.ageuk.org.uk/
Went through this just a few years ago. Only personal experience I can recommend is to go through social services as have options for deferred payments. It can be a painful experience - wishing you all the best with it.
ETA: If not already in place, look to get LPAs for both money and health (probably too late for your dad if he has diminished capacity)
Thanks EI.https://www.ageuk.org.uk/
Went through this just a few years ago. Only personal experience I can recommend is to go through social services as have options for deferred payments. It can be a painful experience - wishing you all the best with it.
ETA: If not already in place, look to get LPAs for both money and health (probably too late for your dad if he has diminished capacity)
Edited by Exiled Imp on Friday 3rd May 19:32
Age UK have already been really helpful, but that's a handy reminder. I'll take a look.
LPAs in place, thankfully. We did ours a few years ago, then encouraged M&D to do the same.
Wow.
Really useful responses gents, thanks so much for taking the time to reply - and apologies that it's taken me a few days to get back to you. I'm with M&D now for a few days and am very carefully observing the current state of play and therefore 'what's next'.
Thankfully, there is no obvious deterioration in Dad's mobility or state of mind since I last saw him about eight weeks ago. In fact, we've just had a chat over lunch and it wasn't all one-sided or weather related....
I'll happily take all the comments and experiences on board. It is now evident that care in the home is the preferred way forward for as long as reasonably possible, which gives me plenty to consider and plan.
Thanks again.
Really useful responses gents, thanks so much for taking the time to reply - and apologies that it's taken me a few days to get back to you. I'm with M&D now for a few days and am very carefully observing the current state of play and therefore 'what's next'.
Thankfully, there is no obvious deterioration in Dad's mobility or state of mind since I last saw him about eight weeks ago. In fact, we've just had a chat over lunch and it wasn't all one-sided or weather related....
I'll happily take all the comments and experiences on board. It is now evident that care in the home is the preferred way forward for as long as reasonably possible, which gives me plenty to consider and plan.
Thanks again.
Gassing Station | Health Matters | Top of Page | What's New | My Stuff