Cost of living squeeze in 2022, 23 & 24 (Vol. 2)

[Good Plan Ted]

borcy said:

mikeiow said:

borcy said:

ARHarh said:

m3jappa said:

The world does indeed seem to have gone totally mad.

Dog spas
Dog hotels
Dog walkers
Dog walking fields
Doggie daycare
Cakes for dogs
Gourmet food for dogs

I'm sure there will be more as well and people can do what they like with their money but it is totally mental

Ice cream for dogs

Beer for dogs https://www.petsathome.com/shop/en/pets/bottom-sni...

You can also get dog prosecco now.

And bacon flavor sleepers






And take outs

[okgo]

People really are fking idiots aren’t they. Jesus Christ.

[Louis Balfour]

okgo said:

People really are fking idiots aren’t they. Jesus Christ.

Agreed. Fosters FFS. They could afforded the poor beast some dignity with a San Miguel box.

[G-wiz]

This ain't helping:

[Downward]

raceboy said:

Just been costing out the business model...
Ratty old van £2000
20-25 individual dog cages £400
Roof vent £30
sound proofing £70
So £2500 all in, what's the average cost for a day at doggy day care? About £25 a dog/day? I'm in profit before the end of week one!

You could even then use the van for Deliveroo/UberEats while full of the furry passengers during the day, I really should be pitching this on Dragons Den as a franchise rather than sharing it on here.

Only drawback I can see is there appears to be some sort of legal licencing requirements....but I'd imagine it would take months if not years to be investigated.

Dumb and Dumber

[Downward]

dom9 said:

r3g said:

The mental gymnastics on display here from dog owners trying to justify why they got a dog when they can't be arsed caring for it or exercising it themselves because reasons, is a sight to behold.

People who go to extra lengths to ensure their dogs are cared for... can't be arsed to care for them

Back to the good old days! Garden, stake, chain... job jobbed!

For those starting the PH Pro-Walkers: https://www.rspca.org.uk/webContent/staticImages/D...

Insurances are supposedly pretty big. Imagine one of your dogs hurting someone or you having a fender bender and injuring 10 dogs in a van, at vets rates.

Today’s Dogs aren’t animals they are pampered pooches.
Saw loads yesterday all nicely groomed.

Was chatting at work to someone who pays for their dog to be walked. I’m like so hold on we are sitting in the office in the sun and your paying for someone to walk your dog for more per hour than we earn ?

[okgo]

G-wiz said:

This ain't helping:

You keep posting this every couple of weeks - why?

It obviously hasn’t had this huge impact (that perhaps you are feeling so hope everyone else is?) given inflation hasn’t exactly fallen off a cliff.

[Downward]

Puzzles said:

When driving the Google map shows businesses, I’m constantly amazed by the volume of dog related small businesses.

I love the fact we have someone down the road with a big van who washes dogs in the van but the house opposite have someone else to come in a large van to wash their dog.

Ice cream wars 1st now Dog washing wars

[Downward]

okgo said:

G-wiz said:

This ain't helping:

You keep posting this every couple of weeks - why?

It obviously hasn’t had this huge impact (that perhaps you are feeling so hope everyone else is?) given inflation hasn’t exactly fallen off a cliff.

Guess there’s a lot of people now with no mortgage or very little so an increase doesn’t impact their spending habits.

[okgo]

People who have managed to get a mortgage are the most robust people in an economic sense. It’s the pound in the meter renters that have been hit, people with mortgages can just trim their expenses as needed.

[djc206]

Downward said:

Today’s Dogs aren’t animals they are pampered pooches.
Saw loads yesterday all nicely groomed.

Was chatting at work to someone who pays for their dog to be walked. I’m like so hold on we are sitting in the office in the sun and your paying for someone to walk your dog for more per hour than we earn ?

They’re pets and they’re cared for, we should be glad of that. The alternative is people don’t care for them or walk them and then we end up with millions of mistreated unsocialised and occasionally potentially dangerous animals.

At the end of the day why do people give a st what other people do with their money? If someone has decided to buy a dog and then spend £100 per week having it walked that’s their business and it creates work for someone else, where’s the downside?

[Deesee]

Downward said:

okgo said:

G-wiz said:

This ain't helping:

You keep posting this every couple of weeks - why?

It obviously hasn’t had this huge impact (that perhaps you are feeling so hope everyone else is?) given inflation hasn’t exactly fallen off a cliff.

Guess there’s a lot of people now with no mortgage or very little so an increase doesn’t impact their spending habits.

+ equity release products + Final Salary 25% drawdowns..

[croyde]

okgo said:

You keep posting this every couple of weeks - why?

It obviously hasn’t had this huge impact (that perhaps you are feeling so hope everyone else is?) given inflation hasn’t exactly fallen off a cliff.

I know plenty of people that are still on their low fixed deals. If that's the usual for most mortgage payers, then no wonder inflation still isn't sorted.

Hence why I couldn't understand why the BoE seemed to be puzzled as to why each hike in the rate wasn't doing to inflation what they wanted.

My own mortgage went from £200 to £1200.

Today I hope that I've paid it for the last time as we were pushed into selling in a crap market as it was no longer affordable.

Fingers crossed, exchange was supposed to happen a few days ago, maybe Monday.

I'll be happy to see the house gone but not happy at the low low price it went at in order to secure a quick! (6 months so far since offer) sale.

[Fusion777]

Higher mortgage rates are bound to be having an effect on the economy overall. This effect is likely to go up with time. House prices declined last month.

[okgo]

But nothing so far has really happened has it? No talk of repossessions (it’s been now over 2 years since higher rates started happening - I know as I just beat it to get a cheap 5 year), no giant recession?

As someone up the page said, it’s 30 odd percent of houses, owned by the most sensible of the public, because they’ve got a mortgage in the first place. Storm in a teacup.

Croyde your interest only mortgage is not a common situation. I’d imagine you still made a fortune off the house despite paying back very little of its value?

[snuffy]

okgo said:

Croyde your interest only mortgage is not a common situation. I’d imagine you still made a fortune off the house despite paying back very little of its value?

It's it's gone from £200 to £1200, that's 6 times, lets assume from 1% to 6%. Which means it was a £240,000 house for £200 a month.

[Downward]

djc206 said:

Downward said:

Today’s Dogs aren’t animals they are pampered pooches.
Saw loads yesterday all nicely groomed.

Was chatting at work to someone who pays for their dog to be walked. I’m like so hold on we are sitting in the office in the sun and your paying for someone to walk your dog for more per hour than we earn ?

They’re pets and they’re cared for, we should be glad of that. The alternative is people don’t care for them or walk them and then we end up with millions of mistreated unsocialised and occasionally potentially dangerous animals.

At the end of the day why do people give a st what other people do with their money? If someone has decided to buy a dog and then spend £100 per week having it walked that’s their business and it creates work for someone else, where’s the downside?

Don’t you mean Fur Babies ?

[okgo]

snuffy said:

It's it's gone from £200 to £1200, that's 6 times, lets assume from 1% to 6%. Which means it was a £240,000 house for £200 a month.

But it was worth 7 figures from what he has repeatedly said, so he’s made out like a bandit in that case, not sure I’d be moaning personally

[djc206]

Downward said:

djc206 said:

Downward said:

Today’s Dogs aren’t animals they are pampered pooches.
Saw loads yesterday all nicely groomed.

Was chatting at work to someone who pays for their dog to be walked. I’m like so hold on we are sitting in the office in the sun and your paying for someone to walk your dog for more per hour than we earn ?

They’re pets and they’re cared for, we should be glad of that. The alternative is people don’t care for them or walk them and then we end up with millions of mistreated unsocialised and occasionally potentially dangerous animals.

At the end of the day why do people give a st what other people do with their money? If someone has decided to buy a dog and then spend £100 per week having it walked that’s their business and it creates work for someone else, where’s the downside?

Don’t you mean Fur Babies ?

No, those people are fking mental

[djc206]

okgo said:

snuffy said:

It's it's gone from £200 to £1200, that's 6 times, lets assume from 1% to 6%. Which means it was a £240,000 house for £200 a month.

But it was worth 7 figures from what he has repeatedly said, so he’s made out like a bandit in that case, not sure I’d be moaning personally

Might turn out to be a good time to sell anyway, market isn’t looking great in many places right now.