Accident Advice

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Discussion

PVAR

Original Poster:

43 posts

206 months

Sunday 5th May
quotequote all
Hi

I am ready to be flamed for not putting this in the right place etc

Had an accident today clear non-fault and 3rd party seems decent enough. They went into my side whilst I was driving past at low speed.
We defo need a new wing & front door plus the the whole side painting and wheel refurb or replace - there's no sill damage I can see. The WBAC for our car is 11k.
Biggest challenge I can see as to whether ours will be write-off is the the front wheel angle is bent in at the top/rear (see pic)

I'm with Adrian Flux - policy is with AXA apparently. Called AF claims line and then put you straight through to a 3rd party mgt co (Auxillis)
They obviously are offering to handle everything - they called Axa to help arrange recovery but Axa are closed so they're arranging someone else. Ideally I don't want the car writing off but feel it's quite likely. I guess I might consider buying it back / repairing if that was an option - again though not sure on the wheel (axle aspect).

I just want to know how best to handle this so I'm least out of pocket. 3rd party is with direct line.
Should I stick with Acc Mgt co, go direct to Axa or go to Direct Line?

Thanks for any advice - I've got a bit of a foggy head around it so extra thanks for your patience!



Edited by PVAR on Sunday 5th May 14:19

ScoobyChris

1,708 posts

203 months

Sunday 5th May
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Sorry to hear that but at least everyone is ok.

In terms of value, I’d look for equivalent cars advertised on Autotrader rather than rely on the WBAC price (which will be low anyway) to get an idea of the car’s worth and give you some ammunition during negotiations.

Chris

daqinggregg

1,579 posts

130 months

Monday 6th May
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Might help if you told us what car, my guess ‘VW UP GTi’, how old and mileage.

Smint

1,730 posts

36 months

Monday 6th May
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I'd be inclined to give DL (third party insurer) a ring and see what they have to say.

The third party might have come up with a different story if and when he/she reports the collision, but if they've told the truth that they caused it then i would expect DL to jump at the chance of sorting the repairs and courtesy car out thereby mitigating overall costs, maybe less likely for the car to be written off this way?

Son had smilar case, third party proved straight and their insurer couldn't have been more helpful, arranged equivalent car to be dropped off when theirs was collected and a week later swap back with son's car a perfect repair.

R129 300SL

279 posts

133 months

Monday 6th May
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If you don't want it to be written off don't let them take it to insurance approved bodyshop. Once it goes its unlikely you will see it again.They will write off and salvage Co will take it direct from there.

If possible get quotes and send to them. Not sure if driveable though.