Insurance becomes ever more crazy

Insurer 1.
Change a registration mark by telephone -
"That will be £25 Sir".

Insurer 2
Change a registration mark online -
Admin fee = £0
Premium change = Reduction of £20.

I am obviously happy with Insurer 2, but can anyone explain why a dateless registration reduces an insurance premium?

We can only guess.

Every insurer will evaluate and calculate the cost of ‘risk’ using their own methods, often very different, and subject to endless revision based on many, but mostly commercial drivers.

Maybe Insurer 2 has some greater experience with such registrations and has possibly discovered when analysing their data, that they tend to see, for whatever reason, proportionally fewer ‘events’, ie claims and losses relative to standard plates for the same vehicle or owner profile and are thus able to offer you some saving.

Reason enough to check if A5 TON is back on the market methinks…

Admiral charged me £5 to change my plate. I have another’ policy with them and my date of birth was a typo and one day out. To change it they took £13!! Madness