Tenant with arrears: accept payment plan or straight to MCOL
Discussion
MrBogSmith said:
Cutting your losses with this one is sounding more appealing.
2Btoo said:
Get on with finding a new tenant who is better than the last one and make some money to cover your losses. It's not justice, but there is very little justice in this country and the various bits of 'the justice system' will do chuff all to help you.
Losses have been thoroughly cut!If actionfraud or local police do make any headway in the case and I'm asked if I want to press charges I will just to try and reduce their chances of doing it again to someone else
BrettMRC said:
Action Fraud will triage their caseload and give priority to the crimes where there is easier to manage evidence and a better chance of a result.
In this case I would say the OP has a good chance of some "action" from Action Fraud vs someone who just got ripped off on Facebook.
I hope so - I was very clear in the report about her past convictions for the same crimes and the fact she was let out early from one and given a suspended sentence on the most recent one, both on the basis of "going straight". Hopefully they'll view this kind of recidivism as one worth following up. I'll co-operate in whatever way they want me to. If it doesn't go anywhere then at least I tried.In this case I would say the OP has a good chance of some "action" from Action Fraud vs someone who just got ripped off on Facebook.
r3g said:
Income, credit and reference checks are all easy to 'green light' if you know what you're doing. Clearly this girl has done this before and despite not being good at it. she clearly knows enough about the steps required to pass and get the keys. None of the tenant checking services go deep. It's a simple box-ticking service that provide you with a very loose indicator of a person's likelihood of paying the rent each month. There are no guarantees for obvious reasons. It's no different to a credit application in that respect. The applicant can pass with flying colours, but that doesn't mean they're going to make any repayments. Both are balanced on a balance of probabilities, nothing more.
Yup this is the conclusion I've come to, they're basically worthless if you have a dishonest applicant.Nick Forest said:
Only advice I can give is that when my stepson rented a flat in Brighton a couple of years ago (and despite paying a years rent upfront!) the letting agent insisted on a guarantor as well (yours truly as his mother has income but no job per se so I volunteered instead) so maybe next tenant you get should provide a guarantor as part of the agreement?
Strongly considering guarantors going forward, although presumably you could just as easily falsify that too. I think they're mostly used for young'uns new to the market, I had to get a guarantor for my first flat when younger (also my stepdad as it happens), so not sure if a seasoned genuine applicant would find it a bit of an usual ask.timetex said:
Is there any comeback against either the lettings agent or the agency that did the checks? Do they provide any guarantee that their information can be relied upon?
andburg said:
any comeback on the agency who vetted the tenant?
Investigating this at the moment. Accidentally accepting a false previous landlord reference for a real person is one thing but for a service designed to verify identity not to pick up on a fake passport being submitted is unacceptable. Or, it was a real passport, in which case she's managed to obtain multiple passports in different names, which is surely one that the police have to follow up on. That's a much bigger issue for the govt than my unpaid rent.We had it cleared over the weekend, deep clean & repairs being done this week. We'll probably re-let but I've booked a call with the tax accountants this week to see what the tax burden would be from selling (We're Brit expats in the US, uncle Sam wants a slice of everything, even the sale of a property on the other side of the world!). Even putting this situation aside, they've been a bit of a hassle and I can't see letting getting any easier with the proposed laws being discussed at the moment. Rather stick the funds into S&P500 and never have to receive any more phone calls about roof repair quotes and tenants trying to DIY fix gas boilers on their own!
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