Date of offence or conviction? (Speeding)
Discussion
Hello all,
I did a naughty speed nearly 5 years ago and had to go to magistrates court for a short ban. Totally my fault and I've been driving like an angel since.
I'm looking at insurance - it's getting to the point where the offence in May 2019 is past 5 years, but the conviction is not (can't remember if it was the following October or march). Do I have to declare it to the insurance company? I don't know if they go from the court date or the offence date.
Thanks,
A much slower Crofty
I did a naughty speed nearly 5 years ago and had to go to magistrates court for a short ban. Totally my fault and I've been driving like an angel since.
I'm looking at insurance - it's getting to the point where the offence in May 2019 is past 5 years, but the conviction is not (can't remember if it was the following October or march). Do I have to declare it to the insurance company? I don't know if they go from the court date or the offence date.
Thanks,
A much slower Crofty
In case anyone comes across this in the future, MCN compare specifically ask for date of CONVICTION so I put it on there. Out of interest I had a look at if it was without and the difference was about 25 quid (368 vs 340 with the same insurer). Obviously I'll be getting the insurance with the full truth!
Gassing Station | Speed, Plod & the Law | Top of Page | What's New | My Stuff