I paid off my mortgage today
Discussion
funinhounslow said:
Bring mortgage free is a means to an end rather than a goal in itself…
I will hopefully be in a position to retire before I’m 58, which simply wouldn’t be possible if I had a mortgage..........
.......Far better to take pleasure in the ordinary, everyday things. It’s a beautiful day so I’ll be out on my Brompton later taking photos, then a dog walk and pub quiz this evening. Tomorrow I’ll go for a swim, piano practice and hopefully finish the Stephen King book I got for a quid off Amazon. If I take the attitude that I should be skydiving or something then I’m never going to be truly “happy”…
I guess that's the key isn't it, why are you fussing over numbers on a computer screen?I will hopefully be in a position to retire before I’m 58, which simply wouldn’t be possible if I had a mortgage..........
.......Far better to take pleasure in the ordinary, everyday things. It’s a beautiful day so I’ll be out on my Brompton later taking photos, then a dog walk and pub quiz this evening. Tomorrow I’ll go for a swim, piano practice and hopefully finish the Stephen King book I got for a quid off Amazon. If I take the attitude that I should be skydiving or something then I’m never going to be truly “happy”…
I've realised we are clearly abnormal interms of loving our jobs, my biggest worry is if I can achieve half the stuff I'm working on now before I retire, rather than when can I retire.
Doing the stuff you listed is fine for me for about 24hrs, after that I'm bored out-of my brain.....except I wouldn't be bored, because of thanks to the magic of 'the cloud' and all kinds of mobile tech I can work, where and when I like, as long as there is a good 4G+ connection
.I'm not at all suggesting chasing material stuff or waste money, simply not been obsessive about the mortgage. We are actually on track to be mortgage free by 50, despite taking out unnecessary additional borrowing when rates were rock bottom.
We are all different, and as long as you have some kind of plan none it really matters.
I'm now off to login to OneFile to carry on working on some course work that isn't due in till October
.gangzoom said:
We are all different, and as long as you have some kind of plan none it really matters.
Exactly - it doesn't really matter whether you're throwing extra at the mortgage or putting it into a SIPP, ISA or savings account.The earlier in life one is able to put "something" away at the end of the month (and stick to it!), the better.
Your future self will thank you for it!
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