Visa card help. Urgent please
Discussion
I would agree that it all sounds a bit unusual.
As per the card, I always thought that the the limits are restricted by the credit status of the card holder. 6,000 in one period is a bit crazy I think, despite this some banks offered HIGH limits in the past.
What I would do if the man came all the way to purchase the car, would be that the transaction be done at the bank by the teller. Like this his identity can be verified as well as you are sure that you get legitimate funds.
Andy
As per the card, I always thought that the the limits are restricted by the credit status of the card holder. 6,000 in one period is a bit crazy I think, despite this some banks offered HIGH limits in the past.
What I would do if the man came all the way to purchase the car, would be that the transaction be done at the bank by the teller. Like this his identity can be verified as well as you are sure that you get legitimate funds.
Andy
Edited by AndyM31 on Thursday 2nd April 20:50
He will be paying through the nose for getting cash that way! I have in the past been allowed to draw £xxxx's from the cash point but only by ringing the bank first and they alter the setting at the ATM so it allows you do draw more than normal but it was at a specified cashpoint and was with a switch card.
Can you go to a bank to check the notes are genuine before you hand over the car?
Can you go to a bank to check the notes are genuine before you hand over the car?
Depends on two things.
Who he banks with and the state of his account.
If he's a good saver or pulling in a large monthly wage his bank will (usually) allow him a larger limit on his card. Some banks are more favourable to people with credit cards than others. If he says he can do this then it's quite possible that he can.
caveat. I'm not saying trust him, simply saying that what he says might be true.
eta. I work in the Chip & Pin environment so have a fair idea and am not just talking out of my bottom.
Who he banks with and the state of his account.
If he's a good saver or pulling in a large monthly wage his bank will (usually) allow him a larger limit on his card. Some banks are more favourable to people with credit cards than others. If he says he can do this then it's quite possible that he can.
caveat. I'm not saying trust him, simply saying that what he says might be true.
eta. I work in the Chip & Pin environment so have a fair idea and am not just talking out of my bottom.
Edited by Snoggledog on Thursday 2nd April 20:55
yammyfan said:
I thought I had a withdrawal limit but managed to take 700 quid out of a cashpoint the other day (1x300 and 1x400)
I just have a gold account with lloyds but i think any account with lloyds will let you. I know halifax is 300 quid a day
I have a Lloyds platinum account, never tried any more than £500, thought that was the limit.I just have a gold account with lloyds but i think any account with lloyds will let you. I know halifax is 300 quid a day
Peter123 said:
darronwall said:
why are you bothered? if he doesnt pay in full dont let him have the car,sorry if i have missed something
3200km is a f***ing long way to drive for me to tell him he cant take the car. I`m trying to sort this before he leaves.Peter123 said:
yammyfan said:
I thought I had a withdrawal limit but managed to take 700 quid out of a cashpoint the other day (1x300 and 1x400)
I just have a gold account with lloyds but i think any account with lloyds will let you. I know halifax is 300 quid a day
I have a Lloyds platinum account, never tried any more than £500, thought that was the limit.I just have a gold account with lloyds but i think any account with lloyds will let you. I know halifax is 300 quid a day
But yes you can withdraw a lot i think. I even called the bank after and asked them if i was going to get charged and they said not its fine as long as your have the money in there
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