Uninsured car on drive for 5 days

Uninsured car on drive for 5 days

Author
Discussion

mike42

Original Poster:

103 posts

126 months

Friday 26th April
quotequote all
Hello All

So after delaying my next insurance by a few days to get the price down because I have use of another car, I just realised that is not allowed !

Should I declare sorn for those 5 days and then restart vehicle tax? - how much would I lose doing that?

The drive isn't visisble from the public street so nobody is going to check its number plate but it must be very easy for DVLA to cross reference the insurance database with the tax one to see I would have 5 days on drive not insured.

So another question is, has anyone ever been fined "historically" for this? What a royal PITA.

dundarach

5,069 posts

229 months

Friday 26th April
quotequote all
I do all I can not to worry, if that costs me a bit of cash, it's worth it.

Only you know how much it would upset you if anything happened.

I'd do it right if it were me, others will say other things, pick the one you're happy with.

(can you not just get a short term policy for 5 days, can't be much, especially if you're just keeping it at home)??

Robertb

1,471 posts

239 months

Friday 26th April
quotequote all
If you SORN now you will only lose the next few days tax paid, and will get the benefit of all of May if you renew 1st May.

I imagine you’ll be ok on Continuous Insurance rule given it’s been a very short period off cover, it’s not been spotted on road by Police/ANPR and you’ve not had a nudge letter.

VSKeith

758 posts

48 months

Friday 26th April
quotequote all
You will be fine. Or rather, not fined.

Seriously, I've done it inadvertently, as have others on here, all with no consequences.

I believe the accepted wisdom is that you get letters after a few months and action only after multiple warnings.

All assuming that the vehicle isn't on the public highway of course.

Bob T

63 posts

213 months

Friday 26th April
quotequote all
If it's being stored off road and not being driven it would not worry me.
I forgot to tax one of my cars last year when DVLA weren't sending out reminders.
Oh st moment when the warning letter arrived, immediatly went on line and renewed and have heard nothing further !
Thankfully their systems seem a little slow at times

Donbot

3,951 posts

128 months

Friday 26th April
quotequote all
A few months, you should probably sort it.

A few days, no-one will notice.

venster70

40 posts

39 months

Friday 26th April
quotequote all
After a few months you will get a warning letter about the car being uninsured and still taxed, following this in another month or so you will get a £100 fine.

u6dw4

61 posts

25 months

Friday 26th April
quotequote all
the system isn't that fast, you should, but it's very unlikely for that time.

TwigtheWonderkid

43,417 posts

151 months

Friday 26th April
quotequote all
Bob T said:
If it's being stored off road and not being driven it would not worry me.
I forgot to tax one of my cars last year when DVLA weren't sending out reminders.
Having a car untaxed but insured is perfectly legal, providing you aren't driving it. But having a car taxed but uninsured is a no no, even if you're not driving it.

For 5 days it's unlikely to be an issue, but it's against the rules.

RGG

262 posts

18 months

Friday 26th April
quotequote all


Think about it on a pragmatic level.

It could have and many will have been put into a dealership etc over the last few days.

DVLA is not going to respond in "your" time frame at all to all of those that are 100% legitimate.


Zarco

17,902 posts

210 months

Friday 26th April
quotequote all
Since when is it not allowed to have an uninsured car parked on your drive?

OP seems to be confusing tax and insurance.

lord trumpton

7,413 posts

127 months

Friday 26th April
quotequote all
take the plates off and enjoy the 5 days worry free

pork911

7,192 posts

184 months

Friday 26th April
quotequote all
All a bit council

Sheepshanks

32,814 posts

120 months

Friday 26th April
quotequote all
Zarco said:
Since when is it not allowed to have an uninsured car parked on your drive?

OP seems to be confusing tax and insurance.
Since 2011. If the car isn't SORN'd then it has to be insured.

Zarco

17,902 posts

210 months

Friday 26th April
quotequote all
Sheepshanks said:
Zarco said:
Since when is it not allowed to have an uninsured car parked on your drive?

OP seems to be confusing tax and insurance.
Since 2011. If the car isn't SORN'd then it has to be insured.
OK didn't know that.

SORN takes 2min online.

martinbiz

3,109 posts

146 months

Friday 26th April
quotequote all
mike42 said:
Hello All

So after delaying my next insurance by a few days to get the price down because I have use of another car, I just realised that is not allowed !

Should I declare sorn for those 5 days and then restart vehicle tax? - how much would I lose doing that?

The drive isn't visisble from the public street so nobody is going to check its number plate but it must be very easy for DVLA to cross reference the insurance database with the tax one to see I would have 5 days on drive not insured.

So another question is, has anyone ever been fined "historically" for this? What a royal PITA.
You cannot backdate a Sorn, any more than you can backdate insurance, it will start from the day you Sorn it.

As has already been said I really wouldn't worry about it, for a 5 day lapse nothing is likely to come of it, but I would sort the ins pronto if you haven't already done so

martinbiz

3,109 posts

146 months

Friday 26th April
quotequote all
lord trumpton said:
take the plates off and enjoy the 5 days worry free
And this will make a difference because?