Named driver crash my car - I have no details of what happen

Named driver crash my car - I have no details of what happen

Author
Discussion

Acuity30

186 posts

19 months

Thursday 25th April
quotequote all
alscar said:
Your initial post first few words were “ Not an advocate of fronting but being realistic “ - the word but stands out to me at least.
I’m sorry but if you cannot or will not try and understand my comments in response then I won’t waste any more of my time or yours. Clearly you don’t want to believe anything I’ve said which is obviously your prerogative.
We don’t actually know if the OP was even “ guilty “ of this.
Not sure why though talk of “ interviews “ is something you find so difficult to comprehend though especially if you worked for an Insurer.
But let’s just leave it there as clearly we are looking at this entirely differently.
Have a good evening.
Hot air then, evening.

theplayingmantis

3,816 posts

83 months

Thursday 25th April
quotequote all
triathlonstu said:
Mandat said:
What a useless post.

If you have information that you want to share then do so. If you don't want to share the information, then why bother posting?
Doesn't take much digging into their post history to establish that they're full of it.
It a previously banned poster under a new name...the one who isnt real I mean

mubariz

22 posts

60 months

Friday 26th April
quotequote all
alscar said:
mubariz said:
No ones given any examples of how they could investigate and prove fraud
If an Insurer is suspicious about the original details given then “ interviews “ will take place with the main driver and the named driver - separately.
Said investigators will also have looked / be looking into their personal details.
Suspected Insurance Fraud investigation doesn’t just rely on someone in the Claims dept asking a few scripted questions and hoping to catch someone out.
There is nothing new about this.
A fraud investigator has no right or authority to question a two people and demand its done seperately. So it sounds like you're saying they can only get caught if they self snitch

pheonix478

1,332 posts

39 months

Friday 26th April
quotequote all
mubariz said:
alscar said:
mubariz said:
No ones given any examples of how they could investigate and prove fraud
If an Insurer is suspicious about the original details given then “ interviews “ will take place with the main driver and the named driver - separately.
Said investigators will also have looked / be looking into their personal details.
Suspected Insurance Fraud investigation doesn’t just rely on someone in the Claims dept asking a few scripted questions and hoping to catch someone out.
There is nothing new about this.
A fraud investigator has no right or authority to question a two people and demand its done seperately. So it sounds like you're saying they can only get caught if they self snitch
Having been on the receiving end of a boat insurance investigation the investigators did ask us as owner and named captain to agree to separate phone interviews. Our lawyer advised us to comply if we ever wanted a payout! Weirdly it was quite nerve wracking despite us having nothing at all to hide. The investigators weren't stupid at all, really knew their stuff and the details of the case very well. I can certainly see how people trying to BS them would trip themselves up.

lancslad58

561 posts

9 months

Friday 26th April
quotequote all
Looks like you're discussing this amongst yourselves, OP hasnt posted since early Tuesday morning.

CanAm

9,234 posts

273 months

Friday 26th April
quotequote all
lancslad58 said:
Looks like you're discussing this amongst yourselves, OP hasnt posted since early Tuesday morning.
And the OP's inital post on another insurance claim (which sadly hadn't been quoted) in 2022 was deleted on Wednesday morning this week.

911Spanker

1,237 posts

17 months

Friday 26th April
quotequote all
Some people's bobby is winding up the good posters of PH...

It's easy to do and I must admit can be amusing at times.. wink

alscar

4,152 posts

214 months

Friday 26th April
quotequote all
mubariz said:
A fraud investigator has no right or authority to question a two people and demand its done seperately. So it sounds like you're saying they can only get caught if they self snitch
Hate to worry you but Insurance investigator's have any right and authority.
As Pheonix mentioned.

alscar

4,152 posts

214 months

Friday 26th April
quotequote all
911Spanker said:
Some people's bobby is winding up the good posters of PH...

It's easy to do and I must admit can be amusing at times.. wink
If you are referring to my posts then not winding anyone up - its what can and does happen.
People are clearly fussed about what I'm saying because they don't want to hear it !
If you aren't referring to me then apologies.


Unreal

3,424 posts

26 months

Friday 26th April
quotequote all
CanAm said:
lancslad58 said:
Looks like you're discussing this amongst yourselves, OP hasnt posted since early Tuesday morning.
And the OP's inital post on another insurance claim (which sadly hadn't been quoted) in 2022 was deleted on Wednesday morning this week.
That was predictable. What possible reason can there have been for that?

OldGermanHeaps

3,842 posts

179 months

Friday 26th April
quotequote all
Pretty sure the uk doesn't have a charge called reckless driving, along with all the other sus aspects of the story.

gringonuts

64 posts

237 months

Friday 26th April
quotequote all
alscar said:
Hate to worry you but Insurance investigator's have any right and authority.
As Pheonix mentioned.
Just adding to this, a few years ago an insurance investigator interviewed my 18 yo son at our home. He allowed me to be present but I’m pretty sure I just let my son do the talking. It might have been because there was substantial injury in his case. And I’m not sure whether he was still being investigated for “Due Caution” (or whatever the correct term is). Fortunately my son’s situation was all above board, the investigator was satisfied with what he heard and insurance paid out.
It’s possible that an insurance company can’t INSIST on separate interviews but it would probably set alarm bells going if the request was declined.

alscar

4,152 posts

214 months

Friday 26th April
quotequote all
gringonuts said:
Just adding to this, a few years ago an insurance investigator interviewed my 18 yo son at our home. He allowed me to be present but I’m pretty sure I just let my son do the talking. It might have been because there was substantial injury in his case. And I’m not sure whether he was still being investigated for “Due Caution” (or whatever the correct term is). Fortunately my son’s situation was all above board, the investigator was satisfied with what he heard and insurance paid out.
It’s possible that an insurance company can’t INSIST on separate interviews but it would probably set alarm bells going if the request was declined.
Hope your son recovered fully.
If you have nothing to hide then it can still be daunting but unlike ( for example ) the Post Office, these Investigators are both well trained and good !

lancslad58

561 posts

9 months

Friday 26th April
quotequote all
Unreal said:
CanAm said:
lancslad58 said:
Looks like you're discussing this amongst yourselves, OP hasnt posted since early Tuesday morning.
And the OP's inital post on another insurance claim (which sadly hadn't been quoted) in 2022 was deleted on Wednesday morning this week.
That was predictable. What possible reason can there have been for that?
Possibly the whole thread generated by AI bot and the originator noticed it had generated something inconsistent ?

CanAm

9,234 posts

273 months

Friday 26th April
quotequote all
mubariz said:
No ones given any examples of how they could investigate and prove fraud
One I know of where the insurer set up a sting involving a group of people which they said they were filming for a TV documentary. The claimant willingly took part, and in doing so exposed his claim as 100% fraudulent.

Unreal

3,424 posts

26 months

Friday 26th April
quotequote all
lancslad58 said:
Unreal said:
CanAm said:
lancslad58 said:
Looks like you're discussing this amongst yourselves, OP hasnt posted since early Tuesday morning.
And the OP's inital post on another insurance claim (which sadly hadn't been quoted) in 2022 was deleted on Wednesday morning this week.
That was predictable. What possible reason can there have been for that?
Possibly the whole thread generated by AI bot and the originator noticed it had generated something inconsistent ?
Just as well screenshots exist then. Pesky AI trying to cover things up.

andymc

7,362 posts

208 months

Friday 26th April
quotequote all
Unreal said:
lancslad58 said:
Unreal said:
CanAm said:
lancslad58 said:
Looks like you're discussing this amongst yourselves, OP hasnt posted since early Tuesday morning.
And the OP's inital post on another insurance claim (which sadly hadn't been quoted) in 2022 was deleted on Wednesday morning this week.
That was predictable. What possible reason can there have been for that?
Possibly the whole thread generated by AI bot and the originator noticed it had generated something inconsistent ?
Just as well screenshots exist then. Pesky AI trying to cover things up.
Judgement Day

mcdk2

137 posts

233 months

Saturday 27th April
quotequote all
The thread just died like that?
Awww, I was enjoying it!

Olivergt

1,342 posts

82 months

Saturday 27th April
quotequote all
I know some of these threads end up being a wind up, but they sometimes throw up some interesting hypothetical situations and the responses can be quite enlightening.

So, in summary, even if a wind up, I'm sure some people, me included have learnt something new from all the responses.