Meta alarm and insurance.

Meta alarm and insurance.

Author
Discussion

FlyingGriffith

Original Poster:

22 posts

129 months

Wednesday 2nd April 2014
quotequote all
Last year Carl baker installed the meta alarm upgrade and life was good.

Recently insured with Flux (I know before you say but they where so much cheaper, half the price of manning who insured me last year). anyway they say its not on there list of thatcham alarms and I should take it to http://www.gapsecurity.co.uk/ and have a new alarm fitted!

Has anyone else had insurance problems with the meta system? or is it just Flux being total .... ....

ChimpOnGas

9,637 posts

179 months

Wednesday 2nd April 2014
quotequote all
Utter rubbish!!!

They probably have a brown envelope arrangement with that alarm fitter if they are pushing you towards them, this has sharp practice written all over it.

I'd email Carl Baker, I bet he'll have every certificate necessary on PDF he can email to you so you can give them to your insurer allowing you to tell them "to go do one".

Meta is a huge well respected name in vehicle security, they still to this day work with manufacturers particularly in the Fiat group so you'll find their products on Ferraris & Maseratias we as millions of run of the mill Fiats.

Carl is a decent honest guy that sells & fits quality products, I'm sure he'll support you.

It sounds to me like your insurer is trying to pull a fast one.

FlyingGriffith

Original Poster:

22 posts

129 months

Wednesday 2nd April 2014
quotequote all
Thanks, Yes Carl is a top bloke and I am in no way saying his work is anything other than 110% I would recommend him every time.

Flux like email correspondence and they take 2 days to reply, I have the meta certificate which i have sent them but as I said its not good enough!!! I have emailed them back and told them to look at the document again but thought I would see if anyone has had problems.

ChimpOnGas

9,637 posts

179 months

Wednesday 2nd April 2014
quotequote all
My guess it Carl's Meta installations can be found on 20% of all TVRs out there.

And none of those cars ever have issues getting insured.

Honestly I'd say Flux are just profiteering here, not to insure a car because a quality updated Meta alarm has been professorially fitted by a well respected certificated installer that was trained by Meta themselves is complete nonsense.

I bet your alarm system is a thousands times better than what TVR fitted & wired incorrectly, you've improved the security of your car not reduced it.

In fact you should be asking them for a discount on the grounds the car is harder to steal than it was when new.

And when it comes to renewal time, I'd be telling your insurer to Flux Off!!!



FlyingGriffith said:
Recently insured with Flux (I know before you say but they where so much cheaper, half the price of manning who insured me last year)
There's a clue here, can you spot it wink

Your insurer now wants their money, and they are Fluxing you up the arsh to get it nuts

Very sharp practice, people read these forums and will probably choose not to get Fluxed themselves because of this post.

Try MSM, good honest folk that dont try to trick you.

http://www.msminsurance.co.uk/

Good luck with sorting it FlyingGriffith, and thanks for posting thumbup


Edited by ChimpOnGas on Wednesday 2nd April 20:32

Nick Brough

380 posts

221 months

Wednesday 2nd April 2014
quotequote all
Please excuse my ignorance but what alarm was fitted originally by TVR to the Griffith 500 my insurance company require a cat 2

Regards

Nick

FlyingGriffith

Original Poster:

22 posts

129 months

Wednesday 2nd April 2014
quotequote all
Thanks, no I will hold my ground as I have a thatcham alarm with the paperwork and that's what I told them when I got the quote and took out the insurance.

I stopped using flux a few years ago for other reasons, thought they might have improved. Its a shame manning was so far off the money as I would have stayed with them, nice people who know the cars.

will try msm if it comes to it or next year. although I called them all I think....

EGB

1,774 posts

157 months

Thursday 3rd April 2014
quotequote all
Try Carol Nash. £30 less than last year. £90 less with the same under writer Chauser compared with last year. Sharp practice again. Ask for Christine. Good luck.

FlyingGriffith

Original Poster:

22 posts

129 months

Saturday 5th April 2014
quotequote all
I might be getting closer to the problem. my alarm is model HPATI and is thatcham TC3-1476.

Now this is not listed on the thatcham web site - http://www.thatcham.org/files/pdf/compliance.pdf

But there is no mention of TVR either.....

I have emailed Carl and will wait and see what he suggests.

5.0ltr

2,756 posts

199 months

Saturday 5th April 2014
quotequote all
Nick Brough said:
Please excuse my ignorance but what alarm was fitted originally by TVR to the Griffith 500 my insurance company require a cat 2

Regards

Nick
Sorry Nick just seen this. Every Griff from 2nd Jan 96 is fitted with a MetaM99T which is cat2.
Edit to add I have letter from TVR stating this, if needed.

Edited by 5.0ltr on Saturday 5th April 16:07

Sardonicus

18,952 posts

221 months

Saturday 5th April 2014
quotequote all
Meta M99 T2 is Cat 1 confused

5.0ltr

2,756 posts

199 months

Saturday 5th April 2014
quotequote all
Sardonicus said:
Meta M99 T2 is Cat 1 confused
Yep but without the boot and bonnet switches, from memory, it drops to a 2

Sardonicus

18,952 posts

221 months

Saturday 5th April 2014
quotequote all
5.0ltr said:
Yep but without the boot and bonnet switches, from memory, it drops to a 2
Fair comment getmecoat .... wink

Nick Brough

380 posts

221 months

Sunday 6th April 2014
quotequote all
5.0ltr said:
Sorry Nick just seen this. Every Griff from 2nd Jan 96 is fitted with a MetaM99T which is cat2.
Edit to add I have letter from TVR stating this, if needed.

Edited by 5.0ltr on Saturday 5th April 16:07
Hi,

Thanks for that I may well need a copy of that letter, may save me a couple of hundred pounds, although the car I am in the process of buying is an N reg 95 (I believe) one owner car with factory fitted alarm from new. Do you know if they fitted the alarm to some cars prior to 96?.

Regards

Nick



Edited by Nick Brough on Sunday 6th April 04:31

Colin RedGriff

2,527 posts

257 months

Monday 7th April 2014
quotequote all
Are you a member of the TVRCC? There is a guy called Daniel from Adrian Flux who posts on the insurance forum there. He hasn't posted for a while but it might be worth trying to speak to him.

Metas were standard fitment by the factory and should be acceptable to them, if they won't accept it I would look elsewhere.

FlyingGriffith

Original Poster:

22 posts

129 months

Monday 7th April 2014
quotequote all
No, not on TVRCC, I have spoken to Carl and he has heard it all before from flux.....

He has sent me the Thatcham type approval certificate and after a 45 min phone call to flux the girl was suitably baffled and seemed happy it's ok, but I have still not had the email confirming this.

For those in the same boat I have found the HPAT 1 on the thatcham web site -

http://www.thatcham.org/files/pdf/compliance.pdf

page 22 about half way down or search for "HPAT"

I have saved a copy for future use and anyone who needs it in years to come in case it goes awol.....

In conclusion Flux are as bad as ever and I will not be giving them money next year or any year after that....

Loubaruch

1,168 posts

198 months

Monday 7th April 2014
quotequote all
Over 12 years insuring my 500 with 4 different companies: Hagerty, Classicline, Mannings and another who went bust I have always put " Factory fitted alarm and immobiliser Thatcham Cat2" Never had any queries or questions. I would definitely give Flux a miss.

FlyingGriffith

Original Poster:

22 posts

129 months

Tuesday 8th April 2014
quotequote all
Yes, but how many of those years has your insurance started with a 1? I am in my second year of ownership and manning put my premium up! I had several close to the £150 mark, Flux was the cheapest and the best know of them....

How hard should it be to show you have a cat 1 alarm? and as Carl told me I am not the first and probably wont be the last....

FlyingGriffith

Original Poster:

22 posts

129 months

Friday 18th April 2014
quotequote all
Well Flux have finally conceded that the alarm is Cat 1 and after a few more phone calls I now have that in writing! I hope I don't need to call them again!

5.0ltr

2,756 posts

199 months

Friday 18th April 2014
quotequote all
Well done , at last !

snorky

2,322 posts

251 months

Wednesday 30th April 2014
quotequote all
strange they never asked my about the alarm at all when i did my policy...