Car Insurance

Hello, sorry I'm sure this has been covered in the past.
I'm going to live in Montpellier at the end of August, and the plan is to stay in France for around a year. I want to take my car with me, and am wondering if people could recommend a car insurer, as admiral have a limit of 90 days.
Or is it cheaper to get the car insured with a French insurer?

Thanks in advance,

James

French insurance is also scandalously expensive, two or three times what you would pay in the UK.

Marks and Spencer insurance used to give me unlimited trips to europe although stipulated for a maximum of 90 days each. It's a few years back. Had to claim once as the window was smashed, no issues. A group of toerags targeted a tourist car park so nothing to do with a English car.

Given all the potential hassles, and unless it's something pretty special, you may well be better selling your car and buying something in France.

When I first moved to Belgium (almost 20 years ago now), I insured my Sunbeam Alpine (on UK plates) via a speialist insurer in Belgium. No standard insurer could do it and it cost quite a lot of money, don't know whether it's still possible, but it's not worth it for an "ordinary" car.

MAIF have been good with me, not cheap but good with my currently UK registered cars.

So, if you bring a car over, keep it 5 months, return to the UK for a week end, then come back to france for 5 months, are you technically not exporting the car ? No stay longer than 6 months ? Just curious.

No because it's 6 months in any 12 so nipping back for the weekend resets nothing.

Exceptionally BAD advice from Geekkman which you should ignore completely.

You might get away with a minor claim for say a car park fender bender but in case of a serious accident where thousands might be at stake, not to mention possible injuries or god forbid a fatality, your insurer will dig much much deeper and the truth will out.

Remember the onus is ALWAYS on you to prove what you claim not the insurers to disprove it.

My French is anything but fluent, but I would say that buying, selling and insuring a French car is not complicated. It is nothing like as hard as getting a CoC and registering an import. Having the steering wheel in the correct position also makes overtaking safer.

Perhaps as important, it shows your neighbours that you intend to integrate and be part of their community. Keeping an English car must look like you are always prepared for a fast exit.

I left a tipper truck there for a year , 2 years running , only brought it back to test it , when building my house , i even sorned it . I never had any problems . I also sometimes drive at 71mph on the motorway in England , but that's just the way I am !

It worked for me !
Seriously though , and correct me if I'm wrong because I'm only going off what I've read regarding nurburgring insurance questions , I would guess by taking your money any insurance company has to legally cover you in Europe third party for the duration of your policy .
Drive a shed and take it on the chin if anything happens , insurance by nature is just a gamble , it's up to the op how he chooses to take the gamble .
Or he could pick up a telephone and speak to a specialist insurer about his needs , someone would no doubt cover him at a premium . Or like has already been said , buy a car out there and insure it there , I did when I lived there and just sorted insurance through the bank , probably wasn't the best deal but it was easy , and I would imagine if he's living there he will need a euro bank account .