NHS Pension - Any experts on here?

NHS Pension - Any experts on here?

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Discussion

The_Doc

4,943 posts

222 months

Monday 20th May
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The Gauge said:
[snip]

Additionally they are claiming compensation for being moved to a scheme that discriminated against members, and are likely to receive what the legal people refer to as a 'hurt feelings' payment which might be around £2k.

Some officers have already taken private action against the government and won, and have received about £3k each, however this was done via Leigh Day solicitors on a 'no win, no fee' basis, so having won they had to pay Leigh Day about £1,500.
I'm fairly sure Leigh Day are pursuing the government for the "hurt feelings" money in the NHS pension too.
They have offered a join-in/class action, through the BMA for members, but non BMA members are excluded.
Interesting that the fee (from the win) was £1,500 for the hurt feelings police.

The Gauge

2,224 posts

15 months

Monday 20th May
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The_Doc said:
I'm fairly sure Leigh Day are pursuing the government for the "hurt feelings" money in the NHS pension too.
They have offered a join-in/class action, through the BMA for members, but non BMA members are excluded.
Interesting that the fee (from the win) was £1,500 for the hurt feelings police.
The £1500 is a rough figure from a conversation I had with someone who had been paid out, I'm pretty sure it was about that amount. But that is negated by the amount of money they will have to pay their pension fund if the claim those 7 years as legacy pension.

595Heaven

Original Poster:

2,437 posts

80 months

Monday 20th May
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Thakns to everyone that has replied - some really useful info in there.

We've got a few months to get up to speed, so very grateful for the pointers

SpidersWeb

3,777 posts

175 months

Monday 20th May
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The Gauge said:
However thanks to legal challenges that the judges and Fire Service made (and won) the pension changes were deemed discriminatory by age as officers in their last 10 yrs of service weren't affected, thereby discriminating against younger officers.
What is hilarious is that the warning that any protection for those over a certain age would be unlawful was in the original 2010 government pension review that resulted in the 2015 scheme -

https://assets.publishing.service.gov.uk/media/5a7...

7.34 The Commission’s expectation is that existing members who are currently in their 50s should, by and large, experience fairly limited change to the benefit which they would otherwise have expected to accrue by the time they reach their current scheme NPA. This would particularly be the case if the final salary link is protected for past service, as the Commission recommends. This limitation of impact will also extend to people below age 50, proportionate to the length of time before they reach their NPA. Therefore special protections for members over a certain age should not be necessary. Age discrimination legislation also means that it is not possible in practice to provide protection from change for members who are already above a certain age.

And yet that was exactly what the government did when it introduced the 2015 scheme with protection for those over a certain age - you really couldn't make it up.

The Gauge

2,224 posts

15 months

Monday 20th May
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SpidersWeb said:
What is hilarious is that the warning that any protection for those over a certain age would be unlawful was in the original 2010 government pension review that resulted in the 2015 scheme -

https://assets.publishing.service.gov.uk/media/5a7...

7.34 The Commission’s expectation is that existing members who are currently in their 50s should, by and large, experience fairly limited change to the benefit which they would otherwise have expected to accrue by the time they reach their current scheme NPA. This would particularly be the case if the final salary link is protected for past service, as the Commission recommends. This limitation of impact will also extend to people below age 50, proportionate to the length of time before they reach their NPA. Therefore special protections for members over a certain age should not be necessary. Age discrimination legislation also means that it is not possible in practice to provide protection from change for members who are already above a certain age.

And yet that was exactly what the government did when it introduced the 2015 scheme with protection for those over a certain age - you really couldn't make it up.
It's one big mess, especially for those who retired between 2015 - 2022 as they were made to retire on the 2015 CARE scheme, but can now have some of their latter years reverted back to the legacy pension. It's referred to as Immediate Detriment. The pension departments are having to calculate how much those people are owed, with interest paid. This is taking up so much of their time that they can't process the retirement of serving officers who then end up going weeks without receiving their pension. It's a cluster ****.

rossub

4,560 posts

192 months

Tuesday 21st May
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To add to this, I paid ERRBO contributions from 2018 to 2022 to allow me to get my CARE pension in full at 65 rather than 67.

So I’m now waiting for the calculations from them to see whether I request those contributions back or leave them in. Getting on for £5k to come back to me adjusted for tax.

God knows how long it’s going to take, but at least interest is added meantime. At what rate though?