Savings interest rate thread
Discussion
madbadger said:
I applied this morning too. Just come through and have move out of 1.5% with Chase.
Quite happy to move back if the rate changes. Was very straightforward.
Kept a bit for spending and the 5% roundup pot obviously.
Just had my acceptance through and moving away from Marcus aswellQuite happy to move back if the rate changes. Was very straightforward.
Kept a bit for spending and the 5% roundup pot obviously.
Keeping Marcus open for now, in a few months time the rate could jump and it ends up being really competitive again
V1nce Fox said:
What is this "Marcus"?
Goldman Sachs.They launched in the UK a few years ago and have consistently been paying the best rates on easy access saving accounts.
https://www.marcus.co.uk/uk/en
XDA said:
Goldman Sachs.
They launched in the UK a few years ago and have consistently been paying the best rates on easy access saving accounts.
https://www.marcus.co.uk/uk/en
Not at the moment they aintThey launched in the UK a few years ago and have consistently been paying the best rates on easy access saving accounts.
https://www.marcus.co.uk/uk/en
XDA said:
V1nce Fox said:
What is this "Marcus"?
Goldman Sachs.They launched in the UK a few years ago and have consistently been paying the best rates on easy access saving accounts.
https://www.marcus.co.uk/uk/en
757 said:
XDA said:
Goldman Sachs.
They launched in the UK a few years ago and have consistently been paying the best rates on easy access saving accounts.
https://www.marcus.co.uk/uk/en
Not at the moment they aintThey launched in the UK a few years ago and have consistently been paying the best rates on easy access saving accounts.
https://www.marcus.co.uk/uk/en
I’m in two minds about opening this Santander eSaver. It easily beats my 1.8% account held elsewhere but will someone else come out in the next few weeks with something better or will my existing providers match it?
I see a lot of people on the moneysavingexpert forum are getting transfers blocked for security reasons and having to wait hours to speak to someone.
XDA said:
Goldman Sachs.
They launched in the UK a few years ago and have consistently been paying the best rates on easy access saving accounts.
https://www.marcus.co.uk/uk/en
As someone that works in this area of banking and lives and breathes this stuff daily, it’s quite interesting to read what general opinion of these things are. And of there being a handful similar alternatives.They launched in the UK a few years ago and have consistently been paying the best rates on easy access saving accounts.
https://www.marcus.co.uk/uk/en
Bowser87 said:
XDA said:
Goldman Sachs.
They launched in the UK a few years ago and have consistently been paying the best rates on easy access saving accounts.
https://www.marcus.co.uk/uk/en
As someone that works in this area of banking and lives and breathes this stuff daily, it’s quite interesting to read what general opinion of these things are. And of there being a handful similar alternatives.They launched in the UK a few years ago and have consistently been paying the best rates on easy access saving accounts.
https://www.marcus.co.uk/uk/en
okgo said:
Surely it gets bettered in a fortnight after the next base base rate meeting, then what? Piss about moving it all again?
Yeah it’s only just starting isn’t it.There will be months of this in my opinion.
£250k in Santander now though
FSCS unprotected funds at £170k, no thanks.
okgo said:
Surely it gets bettered in a fortnight after the next base base rate meeting, then what? Piss about moving it all again?
To be fair, it’s a fair whack (relatively) over what the likes of Marcus and Chase are offering so makes it worthwhile. I can’t be bothered swapping for a 0.1% here or a 0.2% there but this is a fair old jump and I won’t be moving again unless there’s a similarly large jump elsewhere.Was simple to open. Helps I have a Santander account and the new account was showing in my mobile banking app within 5 minutes of completing the application form even though my email said upto 3 days.
Mr Whippy said:
Yeah it’s only just starting isn’t it.
There will be months of this in my opinion.
£250k in Santander now though
FSCS unprotected funds at £170k, no thanks.
The amusing thing is there’s already been almost a year of it. Wait for NS&I to come along and really move the market shortly. There will be months of this in my opinion.
£250k in Santander now though
FSCS unprotected funds at £170k, no thanks.
Just amusing the average punter here can refer to Chase which hasn’t been the best rate around for months, Marcus and now Santander. There’s a huge abundance of other offerings that have bettered both of the latter across the last year, many of whom have onboarding journeys and servicing just about as good that just don’t seem to get considered.
Edited by Bowser87 on Wednesday 12th October 20:53
Mr Whippy said:
okgo said:
Surely it gets bettered in a fortnight after the next base base rate meeting, then what? Piss about moving it all again?
Yeah it’s only just starting isn’t it.There will be months of this in my opinion.
£250k in Santander now though
FSCS unprotected funds at £170k, no thanks.
Noone would have, say, 10 accounts to hold £850k?
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