Compensation after car crash
Discussion
My wife and young daughter were in a minor car crash in February 2011. A young girl ran into the back of them at about 20mph. They were both shaken up but not physically harmed. The other party's insurer accepted fault and paid out.
However, we have been plagued with calls ever since telling us that compensation has been put aside and we just need to claim it. I tell them all that nobody was injured which normally gets rid of them.
However, today’s caller insisted that it doesn’t matter that nobody was injured and the fact that the other party’s insurer paid out and has put the compensation aside is enough for us to claim it. I reckon this is BS, but a couple of grand would come in handy, and I really want the calls to stop as, after more than two years, they are a real PITA.
I think I know the answer, and at the risk of being flamed, I’m going to ask anyway. Is he being honest? Can I take the compo even though nobody was injured?
However, we have been plagued with calls ever since telling us that compensation has been put aside and we just need to claim it. I tell them all that nobody was injured which normally gets rid of them.
However, today’s caller insisted that it doesn’t matter that nobody was injured and the fact that the other party’s insurer paid out and has put the compensation aside is enough for us to claim it. I reckon this is BS, but a couple of grand would come in handy, and I really want the calls to stop as, after more than two years, they are a real PITA.
I think I know the answer, and at the risk of being flamed, I’m going to ask anyway. Is he being honest? Can I take the compo even though nobody was injured?
Ignore. A doctor's report will be required in relation to the injuries, will be difficult if there aren't any (could be possible but that another story).
We're getting the compensation calls at the moment, can claim for all sorts of injury (even though car was parked with no one in it).
We're getting the compensation calls at the moment, can claim for all sorts of injury (even though car was parked with no one in it).
The calls wont stop I'm afraid even if you "claim", other companies will still have the accident details, you'll just have to say you have claimed rather than no one was injured if you claim.
I still get called about an accident I had ages ago where I ran into the back of someone, they even ask if I had any passengers clearly wanting to find someone to claim something to make their damn commission.
Have you tried http://www.tpsonline.org.uk
I still get called about an accident I had ages ago where I ran into the back of someone, they even ask if I had any passengers clearly wanting to find someone to claim something to make their damn commission.
Have you tried http://www.tpsonline.org.uk
graham22 said:
Ignore. A doctor's report will be required in relation to the injuries, will be difficult if there aren't any (could be possible but that another story).
We're getting the compensation calls at the moment, can claim for all sorts of injury (even though car was parked with no one in it).
A doctors report is not required.We're getting the compensation calls at the moment, can claim for all sorts of injury (even though car was parked with no one in it).
What usually happens is they say there is a couple of grand set aside. You start proceedings for a claim, and the other insurer will offer a you a 'pre-medical agreement' usually to the sum of about £1,000. You don't need any proof you were hurt, they just give you the money to get rid of you.
Agreed - if it was a firm of solicitors that made that representation to you, you should immediately report them to the Solicitors Regulation Authority. If it is a claims handling company, I'm not sure who you'd report them to but the police might be a good idea, as it could be seen as an incitement to commit fraud.
know what you mean, I am getting the same type of call.
something along the lines of I was in a no fault accident and i have a injury claim waiting.
well, A) it wasn't a no fault accident, B) no one was injured and C) everything was sorted out 2 years ago!! Now, before they have chance to say anything, I just say it has all bean dealt with and just hang up.
something along the lines of I was in a no fault accident and i have a injury claim waiting.
well, A) it wasn't a no fault accident, B) no one was injured and C) everything was sorted out 2 years ago!! Now, before they have chance to say anything, I just say it has all bean dealt with and just hang up.
toddler said:
My wife and young daughter were in a minor car crash in February 2011. A young girl ran into the back of them at about 20mph. They were both shaken up but not physically harmed. The other party's insurer accepted fault and paid out.
However, we have been plagued with calls ever since telling us that compensation has been put aside and we just need to claim it. I tell them all that nobody was injured which normally gets rid of them.
However, today’s caller insisted that it doesn’t matter that nobody was injured and the fact that the other party’s insurer paid out and has put the compensation aside is enough for us to claim it. I reckon this is BS, but a couple of grand would come in handy, and I really want the calls to stop as, after more than two years, they are a real PITA.
I think I know the answer, and at the risk of being flamed, I’m going to ask anyway. Is he being honest? Can I take the compo even though nobody was injured?
I reckon that needs quoting, especially the last paragraph and final sentence. Beggars belief that anyone should ask that.However, we have been plagued with calls ever since telling us that compensation has been put aside and we just need to claim it. I tell them all that nobody was injured which normally gets rid of them.
However, today’s caller insisted that it doesn’t matter that nobody was injured and the fact that the other party’s insurer paid out and has put the compensation aside is enough for us to claim it. I reckon this is BS, but a couple of grand would come in handy, and I really want the calls to stop as, after more than two years, they are a real PITA.
I think I know the answer, and at the risk of being flamed, I’m going to ask anyway. Is he being honest? Can I take the compo even though nobody was injured?
You say that your wife and child were shaken, how badly?
Does your wife no longer want to drve?
Is your child an uneasy passenger?
Does your child ever have nightmares which could be attributed to the accident?
Do either have them any issues whatsoever which can be attributed to the accident?
Instead of jumping on the op for asking this question maybe we should be asking him to answer questions like the above, if they are having issues then you should feel free to look into this. If it is just for free cash then I think its not the best of ideas.
Does your wife no longer want to drve?
Is your child an uneasy passenger?
Does your child ever have nightmares which could be attributed to the accident?
Do either have them any issues whatsoever which can be attributed to the accident?
Instead of jumping on the op for asking this question maybe we should be asking him to answer questions like the above, if they are having issues then you should feel free to look into this. If it is just for free cash then I think its not the best of ideas.
kazste said:
You say that your wife and child were shaken, how badly?
Does your wife no longer want to drve?
Is your child an uneasy passenger?
Does your child ever have nightmares which could be attributed to the accident?
Do either have them any issues whatsoever which can be attributed to the accident?
Instead of jumping on the op for asking this question maybe we should be asking him to answer questions like the above, if they are having issues then you should feel free to look into this. If it is just for free cash then I think its not the best of ideas.
Given that he's essentially told us he's just interested in free cash, I think you're free to apply morals rather than assuming the best about him.Does your wife no longer want to drve?
Is your child an uneasy passenger?
Does your child ever have nightmares which could be attributed to the accident?
Do either have them any issues whatsoever which can be attributed to the accident?
Instead of jumping on the op for asking this question maybe we should be asking him to answer questions like the above, if they are having issues then you should feel free to look into this. If it is just for free cash then I think its not the best of ideas.
OP - they didn't even know about your accident until you told them. Next you'll be asking us how a PPI claims company know about your banking details.
Thanks for all the replies. Yes, after 105 months I knew exactly what I was letting myself in for 
I have spent the last two years telling all callers that nobody was injured and I wouldn't be claiming. I started this thread because today's caller told my wife that the compo was for the inconvenience caused and it didn't matter that nobody was injured. That seemed like a significant difference from all the other calls we've had. There's no doubt we were definitely inconvenienced at the time. If the compo really is for the inconvenience I could be tempted to take it.
However, the guy called back about 10 minutes ago and I spoke with him at length. He said, and I quote: "I just need verbal clarification that your wife and daughter were in the car, wearing their seat belts, and felt a jolt." When I reiterated that nobody was injured, he said again that it didn't matter, and anyway who's to say that your wife didn't have a "twinge" a couple of days later that she didn't link to the crash.
So when pressed, the guy was really no different from all the others calls we've had. I took his name and company, but when I asked for a phone number he said they couldn't take incoming calls. Surprise surprise.
On the plus side, he did say that if the money isn't claimed within three years, the other party's insurer claims it back and the calls will stop. Just need to put up with them for another year then
I have spent the last two years telling all callers that nobody was injured and I wouldn't be claiming. I started this thread because today's caller told my wife that the compo was for the inconvenience caused and it didn't matter that nobody was injured. That seemed like a significant difference from all the other calls we've had. There's no doubt we were definitely inconvenienced at the time. If the compo really is for the inconvenience I could be tempted to take it.
However, the guy called back about 10 minutes ago and I spoke with him at length. He said, and I quote: "I just need verbal clarification that your wife and daughter were in the car, wearing their seat belts, and felt a jolt." When I reiterated that nobody was injured, he said again that it didn't matter, and anyway who's to say that your wife didn't have a "twinge" a couple of days later that she didn't link to the crash.
So when pressed, the guy was really no different from all the others calls we've had. I took his name and company, but when I asked for a phone number he said they couldn't take incoming calls. Surprise surprise.
On the plus side, he did say that if the money isn't claimed within three years, the other party's insurer claims it back and the calls will stop. Just need to put up with them for another year then
toddler said:
On the plus side, he did say that if the money isn't claimed within three years, the other party's insurer claims it back and the calls will stop. Just need to put up with them for another year then
Exactly where do you think this mysterious pot of money is waiting for you to claim it, which will then be repaid to the other parties insurers if you dont?xreyuk said:
graham22 said:
Ignore. A doctor's report will be required in relation to the injuries, will be difficult if there aren't any (could be possible but that another story).
We're getting the compensation calls at the moment, can claim for all sorts of injury (even though car was parked with no one in it).
A doctors report is not required.We're getting the compensation calls at the moment, can claim for all sorts of injury (even though car was parked with no one in it).
What usually happens is they say there is a couple of grand set aside. You start proceedings for a claim, and the other insurer will offer a you a 'pre-medical agreement' usually to the sum of about £1,000. You don't need any proof you were hurt, they just give you the money to get rid of you.
I'm told that what they do is try to make a pre-emptive stike and offer a full and final settlement for any injuries (there weren't any) so they can avoid a more expensive claim later.
PurpleMoonlight said:
toddler said:
On the plus side, he did say that if the money isn't claimed within three years, the other party's insurer claims it back and the calls will stop. Just need to put up with them for another year then
Exactly where do you think this mysterious pot of money is waiting for you to claim it, which will then be repaid to the other parties insurers if you dont?Gassing Station | General Gassing | Top of Page | What's New | My Stuff