You're uninsured

[G51CAV]

In the event of an ANPR hit then a check on PNC and with MIB would show no insurance and the car would be seized and an endorsable ticket (6 points £200 fine) would be issued.

Unfortunately for your pal the officers stopping them would be duty bound to seize the car, they would be unable to distinguish your pal from the many chancers we meet who make similar claims.

[saaby93]

G51CAV said:

In the event of an ANPR hit then a check on PNC and with MIB would show no insurance and the car would be seized and an endorsable ticket (6 points £200 fine) would be issued.

Unfortunately for your pal the officers stopping them would be duty bound to seize the car, they would be unable to distinguish your pal from the many chancers we meet who make similar claims.

askmid was still showing insured

[tom2019]

What I don't get is why bother asking for a certificate , why not just rely on the database and then get insures to send a letter confirming you've been put on the database.

Same with tax , why bother having a tax disk if its all on a database ?

[saaby93]

tom2019 said:

What I don't get is why bother asking for a certificate , why not just rely on the database and then get insures to send a letter confirming you've been put on the database.

Same with tax , why bother having a tax disk if its all on a database ?

The insurance database isnt updated straightaway and its not mandatory anyway. What chance of the road tax database being correct?

Edited by saaby93 on Thursday 11th March 23:53

[crackedfinger]

saaby93 said:

tom2019 said:

What I don't get is why bother asking for a certificate , why not just rely on the database and then get insures to send a letter confirming you've been put on the database.

Same with tax , why bother having a tax disk if its all on a database ?

the databases arent updated straightaway and its not mandatory anyway

Because the databases used are clearly developed from stone age technology. Unreliable and can't be trusted.

[tom2019]

crackedfinger said:

saaby93 said:

tom2019 said:

What I don't get is why bother asking for a certificate , why not just rely on the database and then get insures to send a letter confirming you've been put on the database.

Same with tax , why bother having a tax disk if its all on a database ?

the databases arent updated straightaway and its not mandatory anyway

Because the databases used are clearly developed from stone age technology. Unreliable and can't be trusted.

Then why use it at all ?

[tom2019]

Why not just make it a requirment to carry your documents with you at all times.

[skwdenyer]

tom2019 said:

Why not just make it a requirment to carry your documents with you at all times.

Paperz pleeze...

[bluetone]

crackedfinger said:

Because the databases used are clearly developed from stone age technology. Unreliable and can't be trusted.

st in, st out, as they say...

[Jasandjules]

The call to the insurer would be recorded so they would be able to check and confirm that he said go ahead rather than cancel.

[bluetone]

skwdenyer said:

tom2019 said:

Why not just make it a requirment to carry your documents with you at all times.

Paperz pleeze...

The scammers usually do - the Insurance Certificate they received in the post just before cancelling the direct debit to the insurance company...wkers.

[saaby93]

Jasandjules said:

The call to the insurer would be recorded so they would be able to check and confirm that he said go ahead rather than cancel.

Unfortunately he didnt say go ahead or cancel.
He assumed it would auto renew, but because he'd phoned in the computer was expecting a 'go ahead' box to be ticked following confirmation of details. he didnt give that so the computer resorted to 'dont go ahead wait further instructions'

[Noger]

Which insurer ?

[markomate]

G51CAV said:

In the event of an ANPR hit then a check on PNC and with MIB would show no insurance and the car would be seized and an endorsable ticket (6 points £200 fine) would be issued.

Unfortunately for your pal the officers stopping them would be duty bound to seize the car, they would be unable to distinguish your pal from the many chancers we meet who make similar claims.

Above just happened to my cousin, Police dont have to seize the car, he was allowed to re insure at the roadside and carried on, BUT still got an IN10, 6 points etc, trouble is he decided to contest it after advice from his Solicitor, result, £500 in legal fees and £65 on top of the fine, and the points "start" when the court put them on not on the date of the offense which was 8 months prior.

All because a noddy Insurance Co. cancelled his cover (which was fully paid for) and didnt tell him, this same insurance co was fined £750K by FSA 2 years ago for doing the same to 4000 other motorists!

Edited for spelling

Edited by markomate on Friday 12th March 10:03

[Noger]

markomate said:

All because a noddy Insurance Co. cancelled his cover (which was fully paid for) and didnt tell him, this same insurance co was find £750K by FSA 2 years ago for doing the same to 4000 other motorists!

Cover that was bought at well below market rate because of a system error (if this is Hastings).

They didn't get fined for the cancellation (which was entirely legal) they got fined for failing to investigate other avenues to sort out the problem.

[markomate]

Still a noddy company though :-)

[Noger]

Maybe. Although they were not actually the insurer in this case.

[marshalla]

tom2019 said:

What I don't get is why bother asking for a certificate , why not just rely on the database and then get insures to send a letter confirming you've been put on the database.

Same with tax , why bother having a tax disk if its all on a database ?

Because the database is indexed by registration number - which can be cloned. Adding a physical document requires an extra forgery, with additional details, to be made - raising the bar (cost to the criminal) very slightly.


Or maybe the law just hasn't kep up with the technology ? In the days before databases, people trusted pieces of paper.

Edited by marshalla on Friday 12th March 11:41

[oldsoak]

marshalla said:

tom2019 said:

What I don't get is why bother asking for a certificate , why not just rely on the database and then get insures to send a letter confirming you've been put on the database.

Same with tax , why bother having a tax disk if its all on a database ?

Because the database is indexed by registration number - which can be cloned. Adding a physical document requires an extra forgery, with additional details, to be made - raising the bar (cost to the criminal) very slightly.


Or maybe the law just hasn't kep up with the technology ? In the days before databases, people trusted pieces of paper.

and then the unscrupulous started to forge pieces of paper so the bar was raised and the paper was re-designed and a database was borne to record every valid piece of paper issued....

[marshalla]

oldsoak said:

marshalla said:

tom2019 said:

What I don't get is why bother asking for a certificate , why not just rely on the database and then get insures to send a letter confirming you've been put on the database.

Same with tax , why bother having a tax disk if its all on a database ?

Because the database is indexed by registration number - which can be cloned. Adding a physical document requires an extra forgery, with additional details, to be made - raising the bar (cost to the criminal) very slightly.


Or maybe the law just hasn't kep up with the technology ? In the days before databases, people trusted pieces of paper.

and then the unscrupulous started to forge pieces of paper so the bar was raised and the paper was re-designed and a database was borne to record every valid piece of paper issued....

Ah - there's the problem, we need to record the INvalid pieces of paper too! Just like the way ID cards will catch illegal immigrants