Tax/insurance
Author
Discussion

Pcot

Original Poster:

863 posts

203 months

Saturday 31st March 2012
quotequote all
Car tax and insurance both expire today.
I renewed my insurance yesterday, with a different company.
I've just been refused tax at the post office, because my existing policy expires today, and the new tax disc will start tomorrow.
New insurance company don't email documents!, and could take up to 7 days to post.
So, I've now got to drive an untaxed car for up to a week.

What are the implications of getting stopped by the police?

Zoobeef

6,004 posts

179 months

Saturday 31st March 2012
quotequote all
Can you tax online. Then can drive on the old disc for 5 working days into the new month.

saaby93

32,038 posts

199 months

Saturday 31st March 2012
quotequote all
Can he do that if askmid isnt showing insurance?

Or get back down the PO. Cancel your tax get a refund for the last month. Take out new tax from the beginning of March
Alternatively just take out new tax from thh begining of march and forget the refund. AFAIK theres nothing stopping you paying extra tax
You can get a form for taxing a vehicle where no V5/reminder present V92?
Or maybe do it online

oldsoak

5,618 posts

223 months

Saturday 31st March 2012
quotequote all
Implications are the same as they've always been, You'd be very very unlucky to even draw their attention to the fact that you're driving around with an out of date Guinness label until it's REALLY out of date...so plenty of time for your ins cert to come through and for you to get a new tax disk..AND if your insurers do as they are supposed to do your insured status will be on the system already.

Pcot

Original Poster:

863 posts

203 months

Saturday 31st March 2012
quotequote all
oldsoak said:
Implications are the same as they've always been, You'd be very very unlucky to even draw their attention to the fact that you're driving around with an out of date Guinness label until it's REALLY out of date
Is it not really out of date at midnight today?


Pcot

Original Poster:

863 posts

203 months

Saturday 31st March 2012
quotequote all
saaby93 said:
Can he do that if askmid isnt showing insurance?

Or get back down the PO. Cancel your tax get a refund for the last month. Take out new tax from the beginning of March
Alternatively just take out new tax from thh begining of march and forget the refund. AFAIK theres nothing stopping you paying extra tax
I'm loving this idea, however, i'm far to tight to lose a month's tax!

saaby93

32,038 posts

199 months

Saturday 31st March 2012
quotequote all
Pcot said:
I'm loving this idea, however, i'm far to tight to lose a month's tax!
the refund bit wont work this far into the month either!
It'll help in following years to shift your tax/ insurance dates

oldsoak

5,618 posts

223 months

Saturday 31st March 2012
quotequote all
Pcot said:
Is it not really out of date at midnight today?
By 'really' I mean longer than a week out of date.
Like I said unless you do something stupid to attract plods' attention your VED status shouldn't even be a tiny blip on their radar.

Pcot

Original Poster:

863 posts

203 months

Saturday 31st March 2012
quotequote all
oldsoak said:
Pcot said:
Is it not really out of date at midnight today?
By 'really' I mean longer than a week out of date.
Like I said unless you do something stupid to attract plods' attention your VED status shouldn't even be a tiny blip on their radar.
That's good to know, thank you.

Pcot

Original Poster:

863 posts

203 months

Saturday 31st March 2012
quotequote all
I'm off to the post office, to tax it from the beginning of March.

This'll pi55 the cocky bh off, who refused earlier.

Pcot

Original Poster:

863 posts

203 months

Saturday 31st March 2012
quotequote all
Sorted. Thank you Saaby93.


saaby93

32,038 posts

199 months

Saturday 31st March 2012
quotequote all
Pcot said:
Sorted. Thank you Saaby93.
No worries beer
It's good to see someone getting on with it rather than saying it can't be done type

mjb1

2,585 posts

180 months

Saturday 31st March 2012
quotequote all
Why didn't you just do it online, wouldn't have wasted a month's tax then?

LoonR1

26,988 posts

198 months

Saturday 31st March 2012
quotequote all
To avoid this situation again, either renew your insurance earlier (or take out a new policy earlier with a start dat ein the future), or do 6 months tax this time, then renew it for a year every year thereafter.

saaby93 said:
Can he do that if askmid isnt showing insurance?

Or get back down the PO. Cancel your tax get a refund for the last month. Take out new tax from the beginning of March
Alternatively just take out new tax from thh begining of march and forget the refund. AFAIK theres nothing stopping you paying extra tax
You can get a form for taxing a vehicle where no V5/reminder present V92?
Or maybe do it online
How the fk does he get a refund of the tax for March, when It's the 31st March today? You really are a prize cock saaby.





saaby93

32,038 posts

199 months

Saturday 31st March 2012
quotequote all
LoonR1 said:
How the fk does he get a refund of the tax for March, when It's the 31st March today? You really are a prize cock saaby.
I think you need to read 4 posts further down Mr Loon
hehe

LoonR1

26,988 posts

198 months

Saturday 31st March 2012
quotequote all
saaby93 said:
think you need to read 4 posts further down Mr Loon
hehe
Fair enough, although suggesting a refund of the months tax on the last day of the month being refunded is a bit daft.

As for the other bit, that does seem an expensive ay of doing it, when he could just have renewed earlier (or taken out new insurance with start date in the future) and then done the 6 month tax to remove the issue completely. Paying the extra couple of quid for a 6month policy is a lot cheaper than forking out for a whole months tax.

Dwight VanDriver

6,583 posts

265 months

Saturday 31st March 2012
quotequote all
Post Office do not issue contination Excise Licences unless Insurance is produced covering the start of the new month of the continuation (and days beyond?)

If one can get an assurance from the New Company that new policy has been put on MIB forthwith then it should be possible to do it on line 1.4.12.

The big danger of driving without is that if stopped and Plod checks Insurance data base (MIB)it may come up as negative and all that implies.

dvd

Pcot

Original Poster:

863 posts

203 months

Saturday 31st March 2012
quotequote all
I've insured with the same company for many years, and they email the policy immediately.
This years problem arose, because the new company wouldn't/can't email the doc's.

I could have have done it on line, but had some cash i wanted to use.

Anyway, by losing a month, I've now staggered the tax/insurance renewal, to this wont happen again.

Cheers again.

Tumbler

1,432 posts

187 months

Saturday 31st March 2012
quotequote all
You should be able to tax online today, under changes in the 2012 budget the grace period in which car owners can drive their cars without displaying a tax disc, which stood at seven days was extended to 14 days, following the payment of tax, note, the exemption on displaying only applies if you have paid for it.

saaby93

32,038 posts

199 months

Saturday 31st March 2012
quotequote all
Tumbler said:
You should be able to tax online today, under changes in the 2012 budget the grace period in which car owners can drive their cars without displaying a tax disc, which stood at seven days was extended to 14 days, following the payment of tax, note, the exemption on displaying only applies if you have paid for it.
It's the insurance that was the problem. The crossover point coincided with the tax. New insurance can take a week to appear on line, so you cant tax before then. By moving it a month he wont have the problem in the future