Even the middle classes are beginning to feel the pinch

[Gecko1978]

jonny996 said:

the schooling is the killer for them, it is 25% of their pot....I know & am most likely one of them, lots of people that don't have expensive holidays or sports cars due to the demands of school fees. Town state schools are very different from city state schools so don't be to hard on them for not wanting to have their children sheltered.

but as you state you dont have expensive holidays etc to pay for the fee's they were more like (puts on high pitched posh voice) "I earn 190 thousand British pounds, Dam you, I expect my children, Antalia-Rose and Jocasta-wildgypsy to go to a public school, Dam you" etc etc. To be fair they were not like that. But what they did not seem to have done like many have done me included is saud OK I want to do X for my kids so will have to stop Y for myself.

This thread is not a piss boiler no one is saying "Sumbags how dare they etc" more peopel are saying. Your having a laugh you want to send kids to private school ok easy cancle the MochaChocaCaramelBumBoy drinks every day and instead of going to "La Dolcie Expensive joint" eat at home!!!!

then the kids can go to posh school and end up just as fkin clueless as that pair.

[jonny996]

True but is that attitude not growing in the UK, how many parents do you see that need to grow up them selves first & relies they have others now that come before them.......

[Camoradi]

Meanwhile, other people have worked hard and gone without things in order to pay off their debts and amass some savings, only to be shafted by below inflation interest rates, kept in place to save muppets like these people who borrowed to speculate on the property market.

[anonymous-user]

xjay1337 said:

Do people really need private school?

Do students come out

a) smarter?
b) more well rounded individuals?

A is much of a muchness, I think if a kid does well at private school they would do well at a comprehensive school.
B, well, nothing giving your child an early sense of entitlement.

a) Obviously not just usually with better grades and better university and career advice
b) More opportunity to experience a much wider range of extracurricular activities. Make of that what they will. As for a sense of entitlement; believe it or not most parents don't want their kids to be wkers. IME most of the parents of kids at my daughters 'school' did not go to private schools themselves...

The only questions this article raises are a) why do I still read the telegraph? b) why the hell would anyone agree to be featured in an article like that?

Edited by anonymous-user on Friday 20th November 14:49

[superkartracer]

jonny996 said:

the schooling is the killer for them, it is 25% of their pot....I know & am most likely one of them, lots of people that don't have expensive holidays or sports cars due to the demands of school fees. Town state schools are very different from city state schools so don't be to hard on them for not wanting to have their children sheltered.

Just out of interest , why did you send your children to private school ? , all mine are doing fine , Sons about to take GCSE's and on target for A/A* across most subjects , decent state schools seem to do a fine job ( for free ) .

[AyBee]

jeff m2 said:

A management consultant with those current liabilities...and he only has a couple of hundred cash buffer.

Suspect his biggest liability is his wife

[jonny996]

superkartracer said:

jonny996 said:

the schooling is the killer for them, it is 25% of their pot....I know & am most likely one of them, lots of people that don't have expensive holidays or sports cars due to the demands of school fees. Town state schools are very different from city state schools so don't be to hard on them for not wanting to have their children sheltered.

Just out of interest , why did you send your children to private school ? , all mine are doing fine , Sons about to take GCSE's and on target for A/A* across most subjects , decent state schools seem to do a fine job ( for free ) .

Edinburgh is broken, the ill fated tram system has bankrupted the city & the state schools are taking their brunt of the issue.
Bet you didn't know but 25% of all senior school aged children in Edinburgh go to private school & the council still cant supply decent schooling for the remaining 75% with the full 100% funds available to them.

[number 46]

Well ones biggest liability is always your wife, even when you are no longer married!!!

[anonymous-user]

superkartracer said:

Just out of interest , why did you send your children to private school ? , all mine are doing fine , Sons about to take GCSE's and on target for A/A* across most subjects , decent state schools seem to do a fine job ( for free ) .

That presupposes a 'decent' state school is an option.

[davepoth]

superkartracer said:

Just out of interest , why did you send your children to private school ? , all mine are doing fine , Sons about to take GCSE's and on target for A/A* across most subjects , decent state schools seem to do a fine job ( for free ) .

I've been lucky (not sure if that's the correct word judging by some of them) enough to have been associated with the product of private schools from time to time. I went to a very good state school and so I think I have been able to see where the difference lies.

If you go to a private school it seems that a successful destiny is drilled into you right from the start. I went to a very successful state school, and we did have a couple of Oxbridge undergraduates in my sixth form. Since we did usually send a couple up each year we ad the infrastructure in place to support that (debating clubs, interview coaching, that sort of thing).

However, if we were looking to send as many as 50% of our sixth form rather than the 5% we managed, the whole thing would have been quickly overwhelmed. Most of the resource had to be focused on the 95% of the pupils that only needed some A-levels to get to their chosen course, and that's how most state schools work.

A private education pays for all of those things to be provided to ensure that, aside from academic excellence, the pupils are given the ability to lead others, conduct themselves on the public stage, and make connections that will help them in future.

[Frybywire]

Alex said:

It says their take-home is £10k a month, which means they are paying £70k a year in tax. THAT'S the real disgrace..

Well go live somewhere else less taxy then.

[anonymous-user]

Cotty said:

Rude-boy said:

I don't agree with Cotty but i can tell you that quite often in my game having a part timer on the other side is almost a guarantee that it will take longer. Job share PTer's aren't so bad but then they just blame each other all the time.

Takes longer as they are not there to do the job.

Depends on the job does it not?

I work a 4-day week. On the Friday when I'm not working no additional workload gets created for anyone but me. On Monday I do the Friday stuff and then work in real time again until end of Thursday.

[Derek Smith]

Rude-boy said:

Derek Smith said:

I have a certain sympathy. It is very hard to drop your standard of living.

Sorry but no it isn't, at least not in their case it isn't!

We are not talking about people who are having to consider missing a meal a day, not have another holiday for 10 years and all that.

These are people who could likely save over £4kpa just by going to 'spoons for an Aberdeen Angus and a free drink instead of 3 courses (one can't quite stretch to the tasting menu) at "Le Stuffed Ratestical" with a bottle of £45 plonk 2 or 3 times a month.

Hard? Nope, not at all. Don't want to 'because I am worth it and so are Jocasta and Antigonie'? Yes.

My wife stopped work for the first two kids, I changed jobs and had a cut in wages. I ended up with 40% less coming in. I got rid of the car, TV and worked all but three days a month. Our holy holidays were two weeks camping. My parents brought food parcels, and helped my wife with the kids.

I found it very hard to do. Yet all I did was drop back to the lifestyle I was born into. I was, to an extent, used to it.

[Ridgemont]

Daily Mash now in on the fun:

http://www.thedailymash.co.uk/news/business/we-ear...


I think they're going to seriously regret talking to the Telegraph

[johnwilliams77]

Derek Smith said:

My wife stopped work for the first two kids, I changed jobs and had a cut in wages. I ended up with 40% less coming in. I got rid of the car, TV and worked all but three days a month. Our holy holidays were two weeks camping. My parents brought food parcels, and helped my wife with the kids.

I found it very hard to do. Yet all I did was drop back to the lifestyle I was born into. I was, to an extent, used to it.

Well booo diddums to you. good mercy.

[Tango13]

Hoofy said:

KingNothing said:

Those poor souls, I don't know how they cope. Get Geldof and Bono on the phone, these are the people who need the real help.

<click> <click> <click>

Every time I click my fingers, 1 child is taken out of private school.

Stop clicking your fingers then!!

[xjay1337]

Gecko1978 said:

Xjay - I want a sports bike again sold the bonnie when the 1st kid arrived as needed some cash to pay a builder an was not using the bike. Now 2 kids an the wife has said she will never go on bike again so no need to get a comfy 2 up bike so I think a 600 for around 4k. Now I will be honest and say this is going to take maybe 3 years to save (I am 1 year in) but to think I blow 1500 a year on posh coffee in a paper cup that taste like crap and sandwich made by some fair trade eco knob jockey who doesn't even sell ham an cheddar makes me wonder what I have become lol.

Big things I used to spend cash on Magazines. Like say 2 Car mag monthlys to Bike mags, AutoCar, MCN then maybe Whah Hifi and Stuff etc I think I worked out I was spending at one time 40+ a month on magazines. Sounds ok add it all up and its just shy of £500 a year. Now add to that when I was in the shop I would buy a drink or a snack etc then odds are just to read at lunch I was spending £600 a year. Crazy really. So now I get MCN maybe 2x a month is I am in the mood and posibly 1 x bike mag every other month. The rest you can read on line for free. Music I used to buy loads of CD's now non at all, Spotify is your friend and its part of my phone contract. I only buy soft drinks on offer so if its pepsi then thats what I drink if its Fanta then there you go (I rarely drink alcohol now but used to). I gave up smoking for health reasons (before I got sick etc) and I try an cut back on the snacks etc. All of these things you don't miss one bit but the ssavings are huge.

People can still have same life style with a few changes an not notice. Hell its like having a Golf instead of an A3 or going one further an getting a Leon.

Ah sounds like a good plan - plenty of bargains to be had out there
Hope you achieve it soon bud.

You are very true RE soft drinks!!
That can save a lot of money and I do the same as you actually. Fanta / 7 up / Pepsi / coke whatever is good, whatever is cheapest haha.

RE the Golf instead of Audi or seat, people are snobs. They like the badge. I suppose we are all snobs in our own way.

I watched a documentary about saving money and they tested this family who saved £1500 a year by simply buying tescos own brand pizza instead of pizza express ones and they did product swaps and they couldn't tell the difference.

[Hol]

Interesting that...

- the people (in this story) who pay £80K a year in income tax, are worried about everyday essentials like childresns schooling.

but,

- the people (in lots of other stories) who pay £Zero a year in income tax, are more worried about everyday essentials like Satellite Televison, Mobile Phones, Fags, Booze and Takeaways.


Ying and Yang.

[Cotty]

garyhun said:

Depends on the job does it not?

I work a 4-day week. On the Friday when I'm not working no additional workload gets created for anyone but me. On Monday I do the Friday stuff and then work in real time again until end of Thursday.

Where I work things that happen on the Friday have to be dealt with that day. You can't hang about with things like armed robberies.

[Oakey]

Cotty said:

Where I work things that happen on the Friday have to be dealt with that day. You can't hang about with things like armed robberies.

well, unless you're the Hatton Garden Deposit Co