Council tax rises get go-ahead
Discussion
I can agree that it should be everyone's responsibility to fund their local area and pay for the services their community utilises regardless if you have kids or not, or use the police etc. but I do think the current system is rather punitive, and poorly implemented. Going off the cost of a house is a pretty arbitrary statistic to use if you ask me, especially since new build houses are almost always going to be in high bands, while older houses which utilise the same services reside further down the table because they haven't been revalued for a while.
markcoznottz said:
Very worrying. I'm sure a lot of people were in a comfort zone re council tax, it seems to have been frozen for a long time, and don't forget insurance tax increases to filter through anytime soon.
One key thing we can all do to save money on this one is to get new car and house and annual travel insurance before the deadline - even if you've months left you'll get a credit for those months to go pay a small admin fee for he change and then you'll get a new price without the significant step up. Sure it's putting off the inevitable but not to do the above people are either naive to that option or are willing to pay more in tax. I'd assume people generally don't want to pay any more tax than they need to so hope I've saved you lot some £.
jsf said:
Ginetta G15 Girl said:
I'm sure me subsidising you does seem right to you.
I'm 50, been single all my life, lived on my own for most of my adult life and so have paid out a significant amount more tax over the years and received less back from the state than the equivalent bloke, married with kids on the same salary.Paying more tax than someone who gets more benefits from the state, or gets more use of the paid for services such as schooling and health care during birth, as the kids grow up etc is just the price you have to pay for living in a society that works and has a future.
If you cant see that you need to have a proper think about what sort of society you would be living in where the costs of bringing up the next generation are all put onto the parents.
A 25% discount seems fair enough to me based on the costs a single household requires, I still need the same police, fire, social cohesion services as a multi occupant household does. Should I get burgled they wont send 75% of a copper to interview me and help me get things sorted, so it seems a fair deal to me.
With regards to the Poll tax, that system and the way it was implemented was nuts and quite rightly scrapped.
It is worth mentioning though, that I would be happier if tax were better, more efficiently spent and would agree that there could be less waste all round.
Digga said:
arried, no kids, no plans for kids, never were (although there are/were no medical impediments to parenthood). however, I (we) like kids and am happy to contribute toward reasonable, local authority costs for children in the area in general. This IMHO, is what society is about.
It is worth mentioning though, that I would be happier if tax were better, more efficiently spent and would agree that there could be less waste all round.
Plus as we operate a state Ponzi scheme on pensions then we all need kids to be working and earning enough to support that plus we all need NHS when old as we will be ill and need care. That's the brutal selfish perspective - I'm happy to pay in for education for the local services and betterment of the area I live in as I want it to be a nice safe place. It is worth mentioning though, that I would be happier if tax were better, more efficiently spent and would agree that there could be less waste all round.
Welshbeef said:
Digga said:
arried, no kids, no plans for kids, never were (although there are/were no medical impediments to parenthood). however, I (we) like kids and am happy to contribute toward reasonable, local authority costs for children in the area in general. This IMHO, is what society is about.
It is worth mentioning though, that I would be happier if tax were better, more efficiently spent and would agree that there could be less waste all round.
Plus as we operate a state Ponzi scheme on pensions then we all need kids to be working and earning enough to support that plus we all need NHS when old as we will be ill and need care. That's the brutal selfish perspective - I'm happy to pay in for education for the local services and betterment of the area I live in as I want it to be a nice safe place. It is worth mentioning though, that I would be happier if tax were better, more efficiently spent and would agree that there could be less waste all round.
Personally, I don;t plan to live quite that long; out with a bang rather than a fizzle.
This year we are paying an extra 1.958% council tax to be dedicated for the local Suffolk police budget increase.
Also this year our Town Council precept is to increase by 'less then £10 year' the Town Council aim to work with the Police in the provision of PCSCs who will be locally accountable.
In addition we are paying an additional 2% to be dedicated to the budget of Social care in the community.
All of these increases brought about due to the year on year financial support from central Government. Now we understand that local devolution will mean another tier of Local Government, East Anglia devolution which has its own thread.
I recall when we moved into our first marital home (1972) the council rates were a almost insignificant bill !!
Also this year our Town Council precept is to increase by 'less then £10 year' the Town Council aim to work with the Police in the provision of PCSCs who will be locally accountable.
In addition we are paying an additional 2% to be dedicated to the budget of Social care in the community.
All of these increases brought about due to the year on year financial support from central Government. Now we understand that local devolution will mean another tier of Local Government, East Anglia devolution which has its own thread.
I recall when we moved into our first marital home (1972) the council rates were a almost insignificant bill !!
Negative Creep said:
I would imagine that was because they didn't have to worry about silly little things like insurance, worker safety or ensuring people weren't starving in the streets
There's been a system of poor relief since Tudor times.In Victorian times sadly for the feckless they didn't get a free house but anyone who was destitute would be housed and fed in a workhouse.
KingNothing said:
I can agree that it should be everyone's responsibility to fund their local area and pay for the services their community utilises regardless if you have kids or not, or use the police etc. but I do think the current system is rather punitive, and poorly implemented. Going off the cost of a house is a pretty arbitrary statistic to use if you ask me, especially since new build houses are almost always going to be in high bands, while older houses which utilise the same services reside further down the table because they haven't been revalued for a while.
Sadly the peasants decided poll tax was also unfair.Welshbeef said:
One key thing we can all do to save money on this one is to get new car and house and annual travel insurance before the deadline - even if you've months left you'll get a credit for those months to go pay a small admin fee for he change and then you'll get a new price without the significant step up.
Sure it's putting off the inevitable but not to do the above people are either naive to that option or are willing to pay more in tax. I'd assume people generally don't want to pay any more tax than they need to so hope I've saved you lot some £.
You've never cashed in an insurance policy early, have you... Sure it's putting off the inevitable but not to do the above people are either naive to that option or are willing to pay more in tax. I'd assume people generally don't want to pay any more tax than they need to so hope I've saved you lot some £.
Certainly as far as car insurance is concerned you will get spanked more than the new tax rise in most cases by doing this.
fblm said:
KingNothing said:
I can agree that it should be everyone's responsibility to fund their local area and pay for the services their community utilises regardless if you have kids or not, or use the police etc. but I do think the current system is rather punitive, and poorly implemented. Going off the cost of a house is a pretty arbitrary statistic to use if you ask me, especially since new build houses are almost always going to be in high bands, while older houses which utilise the same services reside further down the table because they haven't been revalued for a while.
Sadly the peasants decided poll tax was also unfair.As mentioned before, my wife and I will be paying more each than the lowest 2 bands pay in full, all while receiving the same services (Actually less, because the council aren't arsed about adopting the estate when it's done, so we still have to pay a management fee for the common areas), purely down to the virtue of buying a new build house which costs more than what a house round the corner cost 22 years ago.
Murph7355 said:
Welshbeef said:
One key thing we can all do to save money on this one is to get new car and house and annual travel insurance before the deadline - even if you've months left you'll get a credit for those months to go pay a small admin fee for he change and then you'll get a new price without the significant step up.
Sure it's putting off the inevitable but not to do the above people are either naive to that option or are willing to pay more in tax. I'd assume people generally don't want to pay any more tax than they need to so hope I've saved you lot some £.
You've never cashed in an insurance policy early, have you... Sure it's putting off the inevitable but not to do the above people are either naive to that option or are willing to pay more in tax. I'd assume people generally don't want to pay any more tax than they need to so hope I've saved you lot some £.
Certainly as far as car insurance is concerned you will get spanked more than the new tax rise in most cases by doing this.
Welshbeef said:
That's what I thought - But Martin Lewis Money saving expert is hammering home to do this as the admin fee of £25 for early cancellation is puny v the cost plus of course you get the credit for unused periods back. I'm assuming he has actually tried and tested it otherwise his millions of followers might have a debt to claim from him for poor advice
It will very much depend on the policy, but if he is doing this without telling people to check the cash in values first then he is a fool and could end up costing people money. I would laugh heartily if the self proclaimed money saving expert ended up costing people money and got sued for his trouble.
Welshbeef said:
Murph7355 said:
Welshbeef said:
One key thing we can all do to save money on this one is to get new car and house and annual travel insurance before the deadline - even if you've months left you'll get a credit for those months to go pay a small admin fee for he change and then you'll get a new price without the significant step up.
Sure it's putting off the inevitable but not to do the above people are either naive to that option or are willing to pay more in tax. I'd assume people generally don't want to pay any more tax than they need to so hope I've saved you lot some £.
You've never cashed in an insurance policy early, have you... Sure it's putting off the inevitable but not to do the above people are either naive to that option or are willing to pay more in tax. I'd assume people generally don't want to pay any more tax than they need to so hope I've saved you lot some £.
Certainly as far as car insurance is concerned you will get spanked more than the new tax rise in most cases by doing this.
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