Cost of living squeeze in 2022, 23 & 24 (Vol. 2)
Discussion
JagLover said:
m3jappa said:
Mortgage into retirement age a good idea?
Maybe not, but still better than having to pay rent when your retirement age for someone else asset.
And an awful lot can change in 35 years. For better or for worse.
There is also often the option to downsize in later life.Maybe not, but still better than having to pay rent when your retirement age for someone else asset.
And an awful lot can change in 35 years. For better or for worse.
So family home, on a long term mortgage, and maybe downsize to something smaller at 70ish.
TriumphStag3.0V8 said:
JagLover said:
m3jappa said:
Mortgage into retirement age a good idea?
Maybe not, but still better than having to pay rent when your retirement age for someone else asset.
And an awful lot can change in 35 years. For better or for worse.
There is also often the option to downsize in later life.Maybe not, but still better than having to pay rent when your retirement age for someone else asset.
And an awful lot can change in 35 years. For better or for worse.
So family home, on a long term mortgage, and maybe downsize to something smaller at 70ish.
k that old bd anyway".So Mortgage has now gone up another £120, Council Tax, £10, Water £5, Mobile, Broadband, TV £70.
Binned off Sky TV £120 it’s gone up to from £70. £1500 a year to watch TV is absurd. Phones, 2 contracts finished so gone from £40 down to £1.80 a month.
Monitored alarm goes up yearly. Got to the point where the kids are adults and we WFH so £46 a month is better off going to paying off the mortgage and Sky.
Sky will replaced by NOW Tv at £32 and cheap Netflix at £14.
Binned off Sky TV £120 it’s gone up to from £70. £1500 a year to watch TV is absurd. Phones, 2 contracts finished so gone from £40 down to £1.80 a month.
Monitored alarm goes up yearly. Got to the point where the kids are adults and we WFH so £46 a month is better off going to paying off the mortgage and Sky.
Sky will replaced by NOW Tv at £32 and cheap Netflix at £14.
CoolHands said:
Breakfast cereals are still the real shocker for me. Absolutely unfking believable from Kellogg’s. And the own brand are still dirt cheap so you know they cheap to make. They’ve completely taken the opportunity of world events to ramp the prices up and they aren’t coming down again.
Anyone who buys the big brands only has themself to blame. Cereals are a good example where there isn't a magic ingredient making big brands better. Take porridge oats for example. Why would anyone buy anything apart from shop's own brand? But they do. king believable from Kellogg’s. And the own brand are still dirt cheap so you know they cheap to make. They’ve completely taken the opportunity of world events to ramp the prices up and they aren’t coming down again.okgo said:
lol you literally picked the only example where your theory is right. An oat.
The rest are easily distinguishable IMO. Not that I eat any of it as it’s all sugary ste.
One could argue it’s all the sugar tricking your brain into thinking they taste better. The dearer cost is all brand perception. There’s not actually that many healthy cereals anyway. Best avoided. The rest are easily distinguishable IMO. Not that I eat any of it as it’s all sugary s
te. Loads of these companies are at it, raising prices for no reason at all except 'global events'
For example this last week i have need two different materials for the work im doing.
a142 road mesh. 3.6m x 2m sheets
Usual builders merchant is £36 a sheet.
Local steel supplier £17.52
Same supplier for a type of grout £51 a bag
Other supplier £31
Total and utter piss take.
Bare in mind these other suppliers are assumably making something, i am also not a regular at those places so i wonder how cheap they could be if i was.
For example this last week i have need two different materials for the work im doing.
a142 road mesh. 3.6m x 2m sheets
Usual builders merchant is £36 a sheet.
Local steel supplier £17.52
Same supplier for a type of grout £51 a bag
Other supplier £31
Total and utter piss take.
Bare in mind these other suppliers are assumably making something, i am also not a regular at those places so i wonder how cheap they could be if i was.
A few months after the Brexit vote (2016) I went to see a cheap carpet supplier/fitter that had a board outside claiming £600 to carpet an entire house.
I just wanted a small attic room sorted with cheap carpet and he quoted £700.
I pointed to his board and asked why so much?
'Brexit' was his reply.
I just wanted a small attic room sorted with cheap carpet and he quoted £700.
I pointed to his board and asked why so much?
'Brexit' was his reply.
irc said:
Local game shop say diced venison is going up to £16 a Kg. Managed to get 2Kg at the old price £12.
Tell us you're not really struggling without telling us you're not really struggling. 
Shnozz said:
Do grown adults outside of the USA actually eat cereal for breakfast?
I changed from toast in the week to generic 'Weetabix shaped items', purely health related, cut out a loaf of bread a week, lost 2 stone, (other changes may have happened too, your results may differ) still on the sausage & bacon at the weekends though.
croyde said:
A few months after the Brexit vote (2016) I went to see a cheap carpet supplier/fitter that had a board outside claiming £600 to carpet an entire house.
I just wanted a small attic room sorted with cheap carpet and he quoted £700.
I pointed to his board and asked why so much?
'Brexit' was his reply.
Cash Only, due to Covid.I just wanted a small attic room sorted with cheap carpet and he quoted £700.
I pointed to his board and asked why so much?
'Brexit' was his reply.
Card Only, due to Covid.
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