PayPal want photo ID and proof of address - why now ?
Discussion
This has just happened to me, I am thinking of doing it with my drivers license and a bill. I will however, blur my photo entirely and all of the other information other than my name and my address.
If they want a clearer photo or my driving license number they can shove it up their ****.
If they want a clearer photo or my driving license number they can shove it up their ****.
when they lock it down do they freeze funds in your PP account at the same time?
used eBay for the first time the other day and had to endue waiting until they decided they would release my funds even though buyer had confirmed receipt of goods - does not give you confidence in this idea of a third party payment processor
how do they make their money? Do they charge fees to people such as eBay? Anyone suspect that the lockdowns and the "pending" status of your funds are a way for PP to pool funds and invest in MMs for profit? Is that their business model?
used eBay for the first time the other day and had to endue waiting until they decided they would release my funds even though buyer had confirmed receipt of goods - does not give you confidence in this idea of a third party payment processor
how do they make their money? Do they charge fees to people such as eBay? Anyone suspect that the lockdowns and the "pending" status of your funds are a way for PP to pool funds and invest in MMs for profit? Is that their business model?
menousername said:
how do they make their money? Do they charge fees to people such as eBay? Anyone suspect that the lockdowns and the "pending" status of your funds are a way for PP to pool funds and invest in MMs for profit? Is that their business model?
They charge a small fee on every transaction. This is chargable to the seller, not the buyer. Millions and millions of transactions = zillions of profits.Unless I am mistaken, they are not regulated by financial authorities which presumably means they don't abide by the same rules/data protection and I'm not a fan of a company who can - upon ebays instruction - freeze your finances in the event of a dispute between buyer and seller.
But as its the only real way to use eBay, we're stuck with it.
t EU regulation - they just confirmed by 'Out' vote.Simpo Two said:
But I know someone who got thrown off Facebook for refusing to post his mugshot.
I know someone as well - he didn't use his real name etc.This is a bit different - just annoyed that a global company like PayPal can get pushed around by the [unelected] EU to scavenge personal details like this.
Just to add I have no problems with a Bank asking me for ID etc.
Thread Resurrection.... 
Paypal want photo id, Passport or Driving Licence!
Got genuine email that suspicious activity on my Paypal account was detected, and to login from browser rather than a email link and sure enough the account is limited, they want either Driving Licence or Passport.
This is the email
Dear Souper (correct full name),
We need your help resolving an issue with your PayPal account. Until you help us resolve this issue, we've temporarily limited what you can do with your account.
What's going on?
We noticed some unusual activity on your PayPal account and are concerned about potential unauthorized account access.
What to do next
Please log in to your PayPal account and complete the steps to confirm your identity and your recent account activity. To help protect your account, your account will remain limited until you complete the necessary steps.
The security of your PayPal account is a top priority for us and we want to work together to help protect it.
If you need help or have any questions, call us for free on 0800 358 7911. We're open from 8am to 9pm Monday to Friday, from 8am to 9pm on Saturday and from 9am to 9pm on Sunday.
Yours sincerely,
PayPal
After much online surfing it is genuine and they require a scan of PP or DL, this is done via a drag/drop box on their system. Decided it would be my DL took a phone snap and uploaded via my pc, after this Paypal ask you to change your password, emails are also sent and confirm these actions have taken place.
Why???
Not 100% but my theory is on one or two things, 1st I'm recently back from Australia and HK, didn't use Paypal but Credit/Debit cards were obviously used in these locations, including a phone call whilst in Aus to my bank as I could not withdraw more than $100 from the ATM's, this was resolved with my limit increased, but I still don't think this is the reason.
What I suspect more than anything is using a VPN, I have a free VPN account ZenMate and I reckon that I've purchased a few things since getting back to UK from ebay.co.uk and may well have still been logged in via VPN this would look like I'm making and completing transactions from one of the four locations available via Zenmate VPN (USA, HK, Romania, Germany) this to me would flag up Paypal as suspicious activity.
Not happy about having to upload DL, but they are covered by banking and fraud laws, the links I read regarding this are in there Terms & Conditions, Privacy.
All sorted now nothing taken or stolen all transactions correct, have also upgraded to 2 Factor Authentication.
Paypal want photo id, Passport or Driving Licence!
Got genuine email that suspicious activity on my Paypal account was detected, and to login from browser rather than a email link and sure enough the account is limited, they want either Driving Licence or Passport.
This is the email
Dear Souper (correct full name),
We need your help resolving an issue with your PayPal account. Until you help us resolve this issue, we've temporarily limited what you can do with your account.
What's going on?
We noticed some unusual activity on your PayPal account and are concerned about potential unauthorized account access.
What to do next
Please log in to your PayPal account and complete the steps to confirm your identity and your recent account activity. To help protect your account, your account will remain limited until you complete the necessary steps.
The security of your PayPal account is a top priority for us and we want to work together to help protect it.
If you need help or have any questions, call us for free on 0800 358 7911. We're open from 8am to 9pm Monday to Friday, from 8am to 9pm on Saturday and from 9am to 9pm on Sunday.
Yours sincerely,
PayPal
After much online surfing it is genuine and they require a scan of PP or DL, this is done via a drag/drop box on their system. Decided it would be my DL took a phone snap and uploaded via my pc, after this Paypal ask you to change your password, emails are also sent and confirm these actions have taken place.
Why???
Not 100% but my theory is on one or two things, 1st I'm recently back from Australia and HK, didn't use Paypal but Credit/Debit cards were obviously used in these locations, including a phone call whilst in Aus to my bank as I could not withdraw more than $100 from the ATM's, this was resolved with my limit increased, but I still don't think this is the reason.
What I suspect more than anything is using a VPN, I have a free VPN account ZenMate and I reckon that I've purchased a few things since getting back to UK from ebay.co.uk and may well have still been logged in via VPN this would look like I'm making and completing transactions from one of the four locations available via Zenmate VPN (USA, HK, Romania, Germany) this to me would flag up Paypal as suspicious activity.
Not happy about having to upload DL, but they are covered by banking and fraud laws, the links I read regarding this are in there Terms & Conditions, Privacy.
All sorted now nothing taken or stolen all transactions correct, have also upgraded to 2 Factor Authentication.
Edited by souper on Thursday 1st June 17:59
Edited by souper on Thursday 1st June 17:59
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