CCJ for unpaid student house bills
Discussion
Hi Guys
Bit of advice needed guys.
A girl I have recently started seeing told me that she has a CCJ against her name relating to her house share and an unpaid utility bill she was unaware of. Basically the utility company were owed approx £1k from an 8 bed house and my bird was the named person on the utility contract.
They then left the house, utility company pursued the debt, my bird probably buried her head in the sand as girls sometimes do and then next thing is a letter from court stating she has a CCJ.
Que the month to pay and satisfy the debt...she leaves it until the last minute, has been in constant contact with the utility companies solicitor who have stated on at least five occasions verbally that the deadline was 5pm today to make payment - she calls up, and then they say.. oh actually I have just re-read and the deadline was 5pm on Monday this week.
When my bird told me this I was in shock - surely this is complete professional negligence? Said girl now faces 5 years on the CCJ register, wont be able to get mortgage, loan etc...severely affecting her financial future.
What would you guys advise to do next?
My advice was;
Complain to them asking for their complaints handling procedure
Complain to the Law Society
Complain to the Legal Services Ombudsman
Request that said Solicitor applies to court to set aside the Judgement or state it has been satisfied so she can get removed.
Failing that I would be inclined to sue them for ruining my financial future...
I fully expect at least 10 posts on how daft this is and should never have got to this stage but am hopeful at least one person responds with something useful!
Many thanks in advance.
Bit of advice needed guys.
A girl I have recently started seeing told me that she has a CCJ against her name relating to her house share and an unpaid utility bill she was unaware of. Basically the utility company were owed approx £1k from an 8 bed house and my bird was the named person on the utility contract.
They then left the house, utility company pursued the debt, my bird probably buried her head in the sand as girls sometimes do and then next thing is a letter from court stating she has a CCJ.
Que the month to pay and satisfy the debt...she leaves it until the last minute, has been in constant contact with the utility companies solicitor who have stated on at least five occasions verbally that the deadline was 5pm today to make payment - she calls up, and then they say.. oh actually I have just re-read and the deadline was 5pm on Monday this week.
When my bird told me this I was in shock - surely this is complete professional negligence? Said girl now faces 5 years on the CCJ register, wont be able to get mortgage, loan etc...severely affecting her financial future.
What would you guys advise to do next?
My advice was;
Complain to them asking for their complaints handling procedure
Complain to the Law Society
Complain to the Legal Services Ombudsman
Request that said Solicitor applies to court to set aside the Judgement or state it has been satisfied so she can get removed.
Failing that I would be inclined to sue them for ruining my financial future...
I fully expect at least 10 posts on how daft this is and should never have got to this stage but am hopeful at least one person responds with something useful!
Many thanks in advance.
I agree with all your comments to be fair. I am just really looking for a possible solution or way forward from here, we are where we are now and its unfortunate I wasn't seeing her sooner as I would have forced her to sort it.
Agreed it was her responsibility etc I think the best thing now is try it out, complain to who we can and try kick up a stink about them giving the wrong date and hope for the best.
Agreed it was her responsibility etc I think the best thing now is try it out, complain to who we can and try kick up a stink about them giving the wrong date and hope for the best.
Gassing Station | Finance | Top of Page | What's New | My Stuff