30yr old no pension. What should i do?

[trackep]

Hi, this has really been playing on my mind the last few month (well actually 7month when my son was born). I work for a small company so the pension contribution isn't great. I am a home owner with my wife. Basically what should i be doing for the future? I know i will be working till i'm old which i'm fine with it's how i've been brought up, many relatives are successful but still work well into their late 60s. I enjoy working, i just want in later life to take the stress out of it.

So basically what is the best way to help with my future? ISA? pension? investing? I'm been reading a lot of the finance topics on PH about pensions and investing. Should i save a lump sum to invest or be paying a monthly amount into something? Can decent savings/investments/pensions be made with a couple hundred a month or we talking £500+ Any help or even a starting point would be massively appreciated. Thank you

[trackep]

Thank you very much for all the input guys, really helping me. I think basically i need to start putting money somewhere. I'll admit now i am not a big earner so putting money here there and everywhere isn't really affordable. I would be thinking at the most £275 a month. I will increase year on year though.

My employer will match me the minimum he has to, not actually sure what that is though. I have a very good job security and a flexible working enviroment, which makes it tough for me to look elswhere, being a homeowner and a father now.

Thanks again for all the information