Credit Score and Finance
Discussion
Guys
quick question am looking into getting a new car and thought i would check my credit score first which to my horror is just under 500 points on experian.
This is due to an ex not closing an account when she should have done that was in joint names and has defaulted and also for a catologue account that has defualted i have settled both accounts and will chase her for the cash.
So my question is what score is a safe score to apply for credit as refusal will make it worse.
My cash funds and proving a high rate of income is easy but with out the credit score to back it up will be no good .
Thanks
quick question am looking into getting a new car and thought i would check my credit score first which to my horror is just under 500 points on experian.
This is due to an ex not closing an account when she should have done that was in joint names and has defaulted and also for a catologue account that has defualted i have settled both accounts and will chase her for the cash.
So my question is what score is a safe score to apply for credit as refusal will make it worse.
My cash funds and proving a high rate of income is easy but with out the credit score to back it up will be no good .
Thanks
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