AAAAAHHH why is buying a house so difficult

[PugwasHDJ80]

Had two transactions fall apart on us (btoh with the chain falling apart)

Now buying a house from a couple who are moving to a house they already own. .

We have nothing to sell

Surely this is therfore easy

Nope, its taken Nationwide 4 effing weeks to produce a mortgage offer- my broker, doing a stirling job (as used by lots of PHers) is also pulling his hair out.

Surely this shouldn't be so hard......

[PugwasHDJ80]

we've got everything else done

its taken 4 weeks from the day of the valuation- probably 10 weeks from DIP (at least it feels like that)

[PugwasHDJ80]

ex1 said:

bobski1 said:

Do you have info for the broker please?

Using a broker is half his problem. Often much easier and quicker to go direct and save fees.

"Broker doing a sterling job" = broker telling me how difficult lender is etc,etc and how he has direct line to CEO etc,etc. It's all bs they just complicate and slow the process down.

no they really don't

for a variety of reasons i couldn't have got this far without some professional opinion.

Worth noting that the first mortgage offer from the Halifax was produced about 10 days after DIP- that includes the valuation.

I'm all for paying professionals!

My broker really has been superb and he'll get another recommendation on here once we are done.