Home Insurance - calculation of flat roof area

Home Insurance - calculation of flat roof area

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Cardiff_Exile

Original Poster:

338 posts

178 months

Thursday 13th July 2017
quotequote all
I have an single story extension at the rear of my house with an EPDM flat roof.

The room is 5m x 7m so the roof area about is 35 sqm. When applying for home insurance and asked for a percentage of roof that is flat do I calculate it as an overall of the foot print of the house that is 135 sqm (roughly 25%) or as area of roofing itself assuming area of roofing is 2 x footprint (roughly 12.5%) ?

The rest of the house has a tradition tile pitched roofing hence me assuming a pitched roof is roughly double the footprint.

Sorry if this is a daft question!

Cardiff_Exile

Original Poster:

338 posts

178 months

Thursday 13th July 2017
quotequote all
TA14 said:
That's one very steep roof that you have!

25%
good point!

Checking quotes it only changes insurance by about £20 going with the higher %