Lowest insurance paid
Poll: Lowest insurance paid
Total Members Polled: 291
Discussion
The cheapest premium I've paid was £890 for my first car, a Peugeot 306 1.9TD, when I was 20 years old. The most expensive premium I've paid was £2,650 for a Lotus Elise S1 at the age of 21 ... It was well worth it 
ETA: I'm now 24 and the 111S costs me £1,500 to insure
ETA: I'm now 24 and the 111S costs me £1,500 to insure
Edited by Ikemi on Tuesday 4th January 11:52
Lefty said:
Deva Link said:
Lefty said:
1960 Mercedes-Benz Unimog s404. Fully comp, parked outside, no limit on mileage, aged 26, 3 points, one claim (aged 23, vx220t write-off 
), no ncb for use on the policy.
£56 for a year.
What makes that so cheap?), no ncb for use on the policy.£56 for a year.
I'm bloody annoyed this year, enough to think about trading the car in to avoid losing money hand over fist.
The car's worth about £800, has 155bhp and is on old-style insurance group 15.
I'm 27, with 3 years NCB, been driving for 9 years, never had so much as a speeding fine, not one single scrape, car is garaged in a leafy suburb and only really used evenings and weekends.
When I first got this car I paid about £500 fully-comp when it was parked on the street on a main trucking route.
The lowest I've managed to get it this year is a smidgin under £700 through an owner's club scheme.
Annoyingly, if I still had my old MR2 (which ate itself through internal corrosion), I'd be paying about £120 with classic insurance. For some reason, despite the car being 14 years old, it's still treated as a new car, insurance-wise.
Later this year, I'm hopefully going to bag myself another MR2. Faster, more powerful, more reliable, more fun and a whole lot cheaper to run (not that the Alfa's running costs themselves are expensive, but the insurance gets even more stupid by the year - the majority of quotes I've had have been in the £1300 region.)
The car's worth about £800, has 155bhp and is on old-style insurance group 15.
I'm 27, with 3 years NCB, been driving for 9 years, never had so much as a speeding fine, not one single scrape, car is garaged in a leafy suburb and only really used evenings and weekends.
When I first got this car I paid about £500 fully-comp when it was parked on the street on a main trucking route.
The lowest I've managed to get it this year is a smidgin under £700 through an owner's club scheme.
Annoyingly, if I still had my old MR2 (which ate itself through internal corrosion), I'd be paying about £120 with classic insurance. For some reason, despite the car being 14 years old, it's still treated as a new car, insurance-wise.
Later this year, I'm hopefully going to bag myself another MR2. Faster, more powerful, more reliable, more fun and a whole lot cheaper to run (not that the Alfa's running costs themselves are expensive, but the insurance gets even more stupid by the year - the majority of quotes I've had have been in the £1300 region.)
tomtom said:
Fun Bus said:
Yep, that's amazing - would like to know how you manage that. I've just renewed my car for £600 - BMW 318Ci M-Sport coupe. I'm 33 with 6 yrs. NCB, no points and car is insured for me and GF fully comp.
Some sort of modern classic policy with limited mileage.£112/year on the Land Rover on a limited mileage policy and without no claims discount.
£40/month IIRC on an old diesel Volvo worth a smidgeon of the above, with 7 years no claims discount.
Classic cars are the way to go, if you discount reliability, fuel consumption and heated electric leather seats
£40/month IIRC on an old diesel Volvo worth a smidgeon of the above, with 7 years no claims discount.
Classic cars are the way to go, if you discount reliability, fuel consumption and heated electric leather seats
Rawwr said:
DannyVTS said:
My cheapest was 1100 for a 1.8 Corsa when I was 18, now paying just shy of 1280 for a Saxo VTS (still 18) TPF+T
That's tantamount to rape!
A mate of mine is just turning 19 and he cannot insure his VTS for less than 2k!
(with no NCB or accidents)Edited by DannyVTS on Tuesday 4th January 13:05
DannyVTS said:
Rawwr said:
DannyVTS said:
My cheapest was 1100 for a 1.8 Corsa when I was 18, now paying just shy of 1280 for a Saxo VTS (still 18) TPF+T
That's tantamount to rape!A mate of mine is just turning 19 and he cannot insure his VTS for less than 2k!
(with no NCB or accidents)Edited by DannyVTS on Tuesday 4th January 13:05
My wife paid £101.92 (with Saga)for her 2000 Megane 1.4 and has never made a claim in 48 years of driving!
I pay just under £220 for my 2005 Civic 2.0 S-Type via IAM insurance.
My wife drives less than 4000 miles per year and I do 13,000 . We are both named drivers on the other policy.
I pay just under £220 for my 2005 Civic 2.0 S-Type via IAM insurance.
My wife drives less than 4000 miles per year and I do 13,000 . We are both named drivers on the other policy.
Deva Link said:
Lefty said:
Deva Link said:
Lefty said:
1960 Mercedes-Benz Unimog s404. Fully comp, parked outside, no limit on mileage, aged 26, 3 points, one claim (aged 23, vx220t write-off ), no ncb for use on the policy.
£56 for a year.
What makes that so cheap?), no ncb for use on the policy.£56 for a year.
HTH
£147 for the kit car this year with limited mileage. Not bad for a car that does 0-60 in under 5.
Great conversation with lady on phone
"How many doors?"
"None"
"Oh, er, will you want windscreen cover?"
"Nope - hasn't got one"
"Really are you sure?"
"Yes thanks"
"What size engine?"
"Less than 1 litre"
etc.
She was a bit bemused...
Great conversation with lady on phone
"How many doors?"
"None"
"Oh, er, will you want windscreen cover?"
"Nope - hasn't got one"
"Really are you sure?"
"Yes thanks"
"What size engine?"
"Less than 1 litre"
etc.
She was a bit bemused...
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