First Crash...Afterthoughts :(

First Crash...Afterthoughts :(

Author
Discussion

Benrad

650 posts

151 months

Monday 15th July 2013
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Worth pointing out that your £1k excess only applies to repairs to your own car (If it were mine then replacing the car wouldn't touch that!) but damage to the 4x4 is covered without excess I believe.

Chin up, and get a convertible next time, hear them coming from a mile off wink

Otispunkmeyer

12,673 posts

157 months

Monday 15th July 2013
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at least you are ok OP. Its only metal and plastic at the end of the day.

Just seems like you misjudged it. The corner seems fairly open to me and for the other car to be out of sight, they'd have to be a fair distance away and consequently travelling pretty quick in order to meet you coming out of the junction. Just one of those things.

I can see how it happens though. A few times I have only avoided a similar accident because I caught the movement of a car in the corner of my eye. A car that I could have sworn wasn't there when I "looked". And I say "looked" because its like looking for the butter in the fridge, its right under your nose, yet you take ages to find it!

I have found on some roads with I guess a busy background, some cars in some colours just don't stand out that well against that background. And if you are only giving a cursory look to the left and right I think your eyes simply don't have time to adjust and really take in whats there. You may or may not know that when you move your eyes, you actually stop seeing momentarily, and you need time to re-adjust and gauge the scene. I guess this is part of the reason for DRLs becoming mandatory.

Blown2CV

29,159 posts

205 months

Monday 15th July 2013
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probably been said but i hope you got witnesses otherwise the insurers will deal 50/50 and you'll have that against you.

TACottle

184 posts

155 months

Monday 15th July 2013
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DJP said:
Why yes, as a taxpayer, I'd love to see the police squander my tax dollars investigating counter allegations made by people who clearly weren't paying attention...
This.

I think some people have un-realistic expectations of what the Police can do/actually do on a daily basis. They will be criticized no matter what.

In damage only collisions it's down to insurance companies to assign 'blame' so to speak. That's part of the reason you pay your premiums.

If it was an injury collision, or road side furniture had been seriously damaged then an investigation may commence. Even then that would depend on the level of injury.

Normally a person would be interviewed at the roadside, before being reported for any offences under consideration. (Careless Driving for example).

Accident investigators would then look at the evidence and make a decision as to whether any road traffic offences had been committed - Not specifically who's fault it was in terms of wrong-doing.

Police will not take sides at road traffic collisions.

Mr Will

13,719 posts

208 months

Monday 15th July 2013
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Looks like a SMIDSY to me. Consider yourself lucky it was a 4x4 and not a motorbike that came around the corner - metal and plastic are replaceable.

It's very easily done, our eyes play tricks on us on a constant basis. This article goes in to some of the reasons: http://www.londoncyclist.co.uk/raf-pilot-teach-cyc...

SteellFJ

793 posts

169 months

Monday 15th July 2013
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R7YN, i feel your pain, see my post in Speed, Plod and Law Thread!

the systems fked!

Centurion07

10,381 posts

249 months

Monday 15th July 2013
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Mr Will said:
Looks like a SMIDSY to me. Consider yourself lucky it was a 4x4 and not a motorbike that came around the corner - metal and plastic are replaceable.

It's very easily done, our eyes play tricks on us on a constant basis. This article goes in to some of the reasons: http://www.londoncyclist.co.uk/raf-pilot-teach-cyc...
That is a damn good article and should be required reading for all learners!

Ayahuasca

27,428 posts

281 months

Monday 15th July 2013
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30mph zone?

4x4 was going 30mph was it?

STiG911

1,210 posts

169 months

Monday 15th July 2013
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GadgeS3C said:
clockworks said:
Out in the countryside, drivers pull out onto NSL roads with far worse visibility. The trick is to use all your senses. For me, that means turning off the radio, lowering the windows, and listening for traffic.
Good advice!
+1 - grew up in a rural area where this was a vital procedure!

TTmonkey

20,911 posts

249 months

Monday 15th July 2013
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Technically there's no such thing as an 'accident' when it comes to RTA's. Someone is always at fault imho.

Whilst you should not have crossed the give way/stop line when there was clearly another vehicle coming which you should have given way to, the 4x4 should not have hit you either. We should after all be driving at a speed at which we can safely stop without crashing into someone else. So the other driver is at least partly responsible for the accident too....

Me, I think your probably around 75% responsible for not observing the other car coming from your right and not giving way to it. That means the other driver is 25% responsible for not being able to stop her vehicle before hitting an obstruction ahead which she should probably have observed as a possible danger whilst approaching the junction. She was probably going too fast and wasn't concentrating 100% also. Either that or maybe even hit you on purpose. Most people will swerve to avoid a collision sometimes dangerously.

Whilst the OP (should change name to Mr Magoo?) didn't observe properly the car that hit them, it was the other driver that actually hit his car.

Crimefighter

152 posts

138 months

Monday 15th July 2013
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Mr Will said:
Looks like a SMIDSY to me. Consider yourself lucky it was a 4x4 and not a motorbike that came around the corner - metal and plastic are replaceable.

It's very easily done, our eyes play tricks on us on a constant basis. This article goes in to some of the reasons: http://www.londoncyclist.co.uk/raf-pilot-teach-cyc...
Awesome article...definitely worth reading.

GreatGranny

9,187 posts

228 months

Monday 15th July 2013
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Blown2CV said:
probably been said but i hope you got witnesses otherwise the insurers will deal 50/50 and you'll have that against you.
You do realise that the OP was at fault so no way 50/50?



Tonberry

2,092 posts

194 months

Monday 15th July 2013
quotequote all
I don't see how the other vehicle involved could have been travelling any quicker than 40mph rounding that corner.

That should have given you enough time to pull 6 metres onto the other side of the road and clear the vehicle if when you looked right the vehicle wasn't in view.

Even at 40mph it would have taken about 3-4 seconds from appearing round that corner and reaching you. Doesn't sound like a long time but watch 4 seconds go by on a clock.

On the other hand, the driver of the other vehicle should have seen you immediately and applied the brakes which I'm guessing they didn't.

Blown2CV

29,159 posts

205 months

Monday 15th July 2013
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GreatGranny said:
Blown2CV said:
probably been said but i hope you got witnesses otherwise the insurers will deal 50/50 and you'll have that against you.
You do realise that the OP was at fault so no way 50/50?
well i didn't read past his post... he seemed to be implying that the other driver was speeding or in some way driving recklessly, so there would have been no way for him to have seen him in time between checking for safety and committing the manouevre. Clearly you'd have to argue this in court and this would require witnesses, otherwise it's at best 50/50. However, if it's been discussed that OP's story was somewhat non-legged then fine.

PorkInsider

5,950 posts

143 months

Monday 15th July 2013
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TTmonkey said:
...the 4x4 should not have hit you either. We should after all be driving at a speed at which we can safely stop without crashing into someone else.
That's fine, so long as the 4x4 wasn't only 10m away when OP pulled out.

Also, how can you drive at a speed where you can safely stop if someone pulls out of a junction you're passing? You'd have to literally crawl past any junction.

Blown2CV

29,159 posts

205 months

Tuesday 16th July 2013
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well the reason i said it might rule 50/50 is because when travelling along roads with junctions and cars ready to pull out, you need to be aware of the possibility of situations like this. Just bowling along at the speed limit or above with the idea that it's your right away so if someone pulls out it's automatically their fault is not right. You need to predict the nobheads and expect their nobheadery.

TTmonkey

20,911 posts

249 months

Tuesday 16th July 2013
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PorkInsider said:
TTmonkey said:
...the 4x4 should not have hit you either. We should after all be driving at a speed at which we can safely stop without crashing into someone else.
That's fine, so long as the 4x4 wasn't only 10m away when OP pulled out.

Also, how can you drive at a speed where you can safely stop if someone pulls out of a junction you're passing? You'd have to literally crawl past any junction.
Quite simple really. I've driven well over 500,000 miles in my driving career, been 'pulled out' on many times, and yet have never hit anyone else. I don't dawdle either.

I don't think that's luck.

mattball

114 posts

149 months

Tuesday 16th July 2013
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TTmonkey said:
PorkInsider said:
TTmonkey said:
...the 4x4 should not have hit you either. We should after all be driving at a speed at which we can safely stop without crashing into someone else.
That's fine, so long as the 4x4 wasn't only 10m away when OP pulled out.

Also, how can you drive at a speed where you can safely stop if someone pulls out of a junction you're passing? You'd have to literally crawl past any junction.
Quite simple really. I've driven well over 500,000 miles in my driving career, been 'pulled out' on many times, and yet have never hit anyone else. I don't dawdle either.

I don't think that's luck.
Obvious troll is obvious.

Chris77

941 posts

196 months

Tuesday 16th July 2013
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[quote=Tonberry]I don't see how the other vehicle involved could have been travelling any quicker than 40mph rounding that corner.[quote]

I have been round that courner alot quicker in my 'Stoopid yoof'

Not defending anyone just sayin.....

EmmaJ

4,525 posts

148 months

Sunday 4th August 2013
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R7YN said:
Taking the Micra courtesy car back this week and getting the Focus back, £1000 excess but my god will I be happy to have her back.
thumbup

Definitely look into doing the IAM skill for life. Much better value than getting your alloys refurbed and cheaper too at £140. My insurance went down by 50 quid a year after passing so it actually saves you money in the long term wink