A 'proper job' apparently
Discussion
What a t
t.All these people hoping he will learn from this... your faith in people is admirable. He wont learn a thing. Thats the problem. And its also the difference between this crash and the accident thread.
This isnt a guy in a car hes worked hard to pay for or aspired to owning doing 50 -70 mph on a country lane (hooning) and finding the spilt diesel or the patch of oil or getting a bit ambitous on a bend like the accident thread.
Yes, we have all gone a bit mental and done stupid things and yes some of us have crashed whilst doing stupid things, some of us have got away with it. The difference is that because we have lost, or had the potential to lose, something we had worked hard for we make damn sure we dont do it again.
This guys gone out in a car mum and dad bought/insured/taxed for him. Hes binned it and mum and dad have gone and bought him another one. Whats he learned? He can stack it at 110mph survive AND get a new car... great, lets go see if we can get it to 120mph this time.....
I honestly think that hes gonna do it again. Maybe in a few weeks maybe in a few months but he WILL do it again and i hope he gets seriously hurt, seems harsh but that the only way hes gonna learn, I just hope that hes alone in the car when he bins it again and no one is coming the other way.
What amazes me is the attitude of the parents, who just seem to see a relatively expensive hot hatch as some kind of disposeable commodity and brushing off his lunacy with a 'kids will be kids' sentiment.
When I was that age, I was told in no uncertain terms that if I wanted a car, I would have to finance it all - purchase, insurance, tax, running costs, petrol - myself. I did some working out and realised I couldn't afford to, so I saved up. What it taught me was the relatively large costs and responsibility involved in running even the lowliest little runabout, and to look after whatever I ended up with at all costs. Admittedly it did make me a bit resentful of my parents at the time, especially when my mates were being 'helped' with car costs left right and centre, but I thank them for it now.
This spoilt tt won't learn anything until he has to face up to the consequences of his tttishness, grow a pair, and reach for his own wallet.
When I was that age, I was told in no uncertain terms that if I wanted a car, I would have to finance it all - purchase, insurance, tax, running costs, petrol - myself. I did some working out and realised I couldn't afford to, so I saved up. What it taught me was the relatively large costs and responsibility involved in running even the lowliest little runabout, and to look after whatever I ended up with at all costs. Admittedly it did make me a bit resentful of my parents at the time, especially when my mates were being 'helped' with car costs left right and centre, but I thank them for it now.
This spoilt t
t won't learn anything until he has to face up to the consequences of his tttishness, grow a pair, and reach for his own wallet.Edited by Twincam16 on Wednesday 22 December 11:16
Herman Toothrot said:
You misunderstand, they decided you are a higher risk as you parked (I assume) your car where it could get hit. If you were driving they see you as someone who fails to avoid an incident even if not your fault.
That's exactly the sort of perverted logic that allows them to get away with their bullcrap. As I said - van driver accepted FULL responsibility, therefor by definition I was not liable or responsible in any way. Moreover I had gone out of my way to mitigate to ZERO any expense to them.Extend 'insurer's logic' to the levels you suggest above and every incident then becomes a 'knock-for-knock' (which is of course the false utopia they are aiming for).
Your last sentence is a complete oxymoron.
PS. The car was parked in a place they already knew I parked it as I had declared it when I applied the previous year.
Edited by r11co on Wednesday 22 December 11:25
first priority obviously is thank f**k there were no fatalities, his or any other vehicles.
second thought is that we have all driven beyond talent at some point, but this is a little blatant.
third thing that occurs to me is that IF he was bought this, crashed it so badly and is then bought another car it's his parents that need a f**king thick ear as well. the worst thing i've ever witnessed is parents carrying their childs coffin.
second thought is that we have all driven beyond talent at some point, but this is a little blatant.
third thing that occurs to me is that IF he was bought this, crashed it so badly and is then bought another car it's his parents that need a f**king thick ear as well. the worst thing i've ever witnessed is parents carrying their childs coffin.
TonyHetherington said:
It was stupid, and I was lucky to get away with it. I can guarantee that every person on this thread, if they are of PH blood, has done a similarly stupid thing at some point in a car, it's just that this guy's happened to result in a crash.
I enjoy a spirited drive as much as the next PH'er, but I've never driven above my ability or taken unnecessary risks. You might think you are flying down a quiet country lane but what if there is a family out for a walk crossing the road just around that blind bend? On nice, open roads with completely sighted bends I'd say go for, it's your licence and your funeral, if you can see around the bend and there are no hazards, by all means put your foot down. While you might get ticketed or lose your licence, you won't kill anyone but yourself if something goes tits up. Perhaps some reading of 10penceshort's prison diary will curb potential recklessness, and remind of the Roadcraft mantra, "Stop in the distance you can see", unless of course, you are taking part in a closed-road rally stage.Genuine accidents happen to everyone, like tyre blowouts, wheels buckling from hitting potholes, brake failures etc, and all of this could see you making a hole in the nearest hedge, particularly if you are travelling at significant speeds. However, "country lanes" suggest narrow roads, tight, unpredictable corners and poor sighting - not the kind of place I would want to bomb down in even the most capable cars, unless of course I was rallying and it wasn't my money invested in the car to lose, which is an unlikely situation.
Blue Oval84 said:
ShadownINja said:
Herman Toothrot said:
Well, later theres a comment that he doesn't need to tell insurance company as he's only TPF&T....
Some how I suspect the insurance companies may disagree.
Hm... well...Some how I suspect the insurance companies may disagree.
"Have you made any claims in the past 5 years?" "No."
"Have you had any criminal convictions in the past 5 years?" "No."
"Have you been turned down for insurance?" "No."
"Have you had any mototing accidents, thefts or losses, regardless of blame and regardless of whether a claim was made?"
Should really give a different answer to that shouldn't he? Not that he would like if he's kept the numberplate off the forums!
"Have you had any accidents, claims or losses in the past 5 years, regardless of fault in any vehicle?"
I quite agree, but you seem to have missed a large point; age.
Now I'm an IAM observer ( "instructor" ), have begun the HPC course, and spread the word that you speak above. My experience of being an idiot when young on a couple of occasions (even though, in the grand scheme of things, I was pretty sensible) means that I take lots of instruction and take my driving thrills sensibly.
But I do all of that aged 30, because I know better.
At 19, I didn't.
Now I'm an IAM observer ( "instructor" ), have begun the HPC course, and spread the word that you speak above. My experience of being an idiot when young on a couple of occasions (even though, in the grand scheme of things, I was pretty sensible) means that I take lots of instruction and take my driving thrills sensibly.
But I do all of that aged 30, because I know better.
At 19, I didn't.
A friend at college years ago did a similar thing to a small hatch that his parents bought brand new. Had him on their policy and completely wrote the car off after no less than 6 weeks of owning it.
He was uninjured, and days after the accident even printed photos to brag about in the common room. He then went on a lads holiday for a fortnight, which his parents had paid for, and on his return, was greeted with a brand new Focus RS that they had bought as a replacement for the mangled hatch.
I really don't understand the mentality. I'm not envious, having paid for every car I've owned and everything to get me where I am, but for the love of jeebus, do the parents not consider the lessons to be learnt? Where is the logic in having to pay for a child's mistake, and then going out and purchasing an even quicker car!
He was uninjured, and days after the accident even printed photos to brag about in the common room. He then went on a lads holiday for a fortnight, which his parents had paid for, and on his return, was greeted with a brand new Focus RS that they had bought as a replacement for the mangled hatch.
I really don't understand the mentality. I'm not envious, having paid for every car I've owned and everything to get me where I am, but for the love of jeebus, do the parents not consider the lessons to be learnt? Where is the logic in having to pay for a child's mistake, and then going out and purchasing an even quicker car!
fezzafoo said:
Blue Oval84 said:
ShadownINja said:
Herman Toothrot said:
Well, later theres a comment that he doesn't need to tell insurance company as he's only TPF&T....
Some how I suspect the insurance companies may disagree.
Hm... well...Some how I suspect the insurance companies may disagree.
"Have you made any claims in the past 5 years?" "No."
"Have you had any criminal convictions in the past 5 years?" "No."
"Have you been turned down for insurance?" "No."
"Have you had any mototing accidents, thefts or losses, regardless of blame and regardless of whether a claim was made?"
Should really give a different answer to that shouldn't he? Not that he would like if he's kept the numberplate off the forums!
"Have you had any accidents, claims or losses in the past 5 years, regardless of fault in any vehicle?"
If my car was hit by things falling from my roof and I chose to fix it myself and claim from neither house nor car insurer would I be committing any kind of fraud if I chose to tick the no box in next years insurance application?
My insurance has gone up next year because of 2 non fault incidents I was involved in, one involved another driver reversing towards me while I was waiting behind him at a junction (Still not sure why he did that to be honest). The other involved a driver skidding into me when he failed to stop at a give way sign (My speed was below 20mph at the time). I object strongly to the way in which I am deemed a higher risk due to the incompetence of other people, I was also gobsmacked when my insurer added an extra years no claims bonus to my policy despite putting the price up due to my (in their words) 'claims'. Sadly the people who make these decisions are not allowed (or willing) to speak to the public, and have no obligation to explain their decisions.
compocon said:
I had a significantly more powerful car at 18 and didnt have any incidents.
Looking back (13 years ago) it seems a little irresponsible but I'm almost certain I don't drive THAT differently these days.
I'm sure the driver of the red clio would have crashed if was a 1.2
Well said. It's a Clio with 182 bhp, I'd barely call it a 'performance car'.Looking back (13 years ago) it seems a little irresponsible but I'm almost certain I don't drive THAT differently these days.
I'm sure the driver of the red clio would have crashed if was a 1.2
Robb F said:
J4CKO said:
None of their business if you don't claim and nobody claims against you, they are only interested in making money, who in their right mind is going to say, well I had a massive accident and wrecked the car, I paid for a new one myself, now please charge me a higher premium for the accident you didn't pay for.
Still, he shouldnt have one, let alone a second one, 110 mph with zero experience, cretin.
You'll find it isStill, he shouldnt have one, let alone a second one, 110 mph with zero experience, cretin.
What if you decide to smash it up, on purpose, what if you do it on private land ?
I must add, I have never done this !
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