Penalty pints......?!?

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Discussion

speed_monkey

Original Poster:

3,503 posts

191 months

Wednesday 31st July 2013
quotequote all
Ok.... I had 6 points on my licence, 3 of which expired on Sept 12 and the 4 year point was this year and I had them removed.

If they are "valid" for 3 years and are fully removable from the paper part after 4 years..... Why do bloody insurance companies ask if any have been obtain in the last FIVE years?!?!?

Theoretically speaking..... The last 3 points on my licence are showing but the first three have now gone. Do I NEED to declare all 6, even though the paper part of my licence only shows three and I am assuming the DVLA only register it as 3?

No I am not looking committing insurance fraud, it is a genuine hypothetical question.... smile

speed_monkey

Original Poster:

3,503 posts

191 months

Wednesday 31st July 2013
quotequote all
bks.......!!!!

Penalty PINTS would be lovely...... I'd love them instead of these bloody POINTS!

MODS, if you're feeling charitable please change it, save me the ridicule!

wink

speed_monkey

Original Poster:

3,503 posts

191 months

Wednesday 31st July 2013
quotequote all
williredale said:
speed_monkey said:
bks.......!!!!

Penalty PINTS would be lovely...... I'd love them instead of these bloody POINTS!

MODS, if you're feeling charitable please change it, save me the ridicule!

wink
Too late or that I fear!smile
I agree...... frown

speed_monkey

Original Poster:

3,503 posts

191 months

Wednesday 31st July 2013
quotequote all
CanAm said:
speed_monkey said:
Ok.... I had 6 points on my licence, 3 of which expired on Sept 12 and the 4 year point was this year and I had them removed.

If they are "valid" for 3 years and are fully removable from the paper part after 4 years..... Why do bloody insurance companies ask if any have been obtain in the last FIVE years?!?!?

Theoretically speaking..... The last 3 points on my licence are showing but the first three have now gone. Do I NEED to declare all 6, even though the paper part of my licence only shows three and I am assuming the DVLA only register it as 3?

No I am not looking committing insurance fraud, it is a genuine hypothetical question.... smile
Because under the Rehabilitation of Offenders Act 1974 such convictions are only "spent" after 5 years. the fact that it is 3 years for the purposes of "totting up" doesn't come into it.
So.... Genuine question here..... Why can I have them removed from my licence after 4 years and not 5?