paying for insurance rapair instead of claiming on insurance
Discussion
Last week I unfortunately stopped too late and bumped the car in front. There was very little damage but you would see some slight cracks in the paint where the bumper had flexed. The owner kindly gave me the option to pay for a repair instead of going through insurance - which I accepted.
I'm wondering what I should do to protect myself incase the owner tries to pull a fast one - takes the money but claims on insurance anyway.
I'm thinking I should probably pay the body shop directly, and maybe get something in writing from the owner to say the matter is closed?
How do others handle this situation?
I'm wondering what I should do to protect myself incase the owner tries to pull a fast one - takes the money but claims on insurance anyway.
I'm thinking I should probably pay the body shop directly, and maybe get something in writing from the owner to say the matter is closed?
How do others handle this situation?
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