Company insurance/no claims mallarky
Company insurance/no claims mallarky
Author
Discussion

futie

Original Poster:

655 posts

305 months

Thursday 5th February 2004
quotequote all
Has anyone here successfully negotiated the 'ex-company-car-driver' no claims minefield and managed to get their insurance co. to honour their true no claims period?

I had full no claims before getting a couple of company cars for 4 years. Now I can't get my insurance company to even make an effort to confirm my full no claims status with another insurer.

Cheeky bugger will only confirm 1 year which is the period of time since I got rid of my co. car. I can get my ex-boss to confirm that I never made any claims - will this make a difference? I can't believe that i've gone from 10+ years no claims to 1 year just because of a technicality

Any help would be much appreciated!

lemmonie

6,314 posts

284 months

Thursday 5th February 2004
quotequote all
Ive done it before now but it depended on the insurance company. I previosuly had company cars with about 4 different employeers over an eight year period. When I finnally got my own insurance i shopped around for an insurance company that would accept written proof from each employer to confirm no cliams. IIRC Elephant and Tesco's accepted it.

futie

Original Poster:

655 posts

305 months

Thursday 5th February 2004
quotequote all
lemmonie said:
IIRC Elephant and Tesco's accepted it.
Hmmm, i've spoken to Tecos on the phone before about this - I think they certainly gave a discount and took it all into consideration, but stopped short of actually confirming the no claims. Basically if I then changed insurers after another year i'd still only have 2 years NCB.

djmotorsport

479 posts

272 months

Thursday 5th February 2004
quotequote all
Took me a lot of phone calls and faxes but managed to get proof of 9yrs no claims. Your (ex) compainies fleet dept. should be able provide deatils in a letter of your claim history. Elephant and Direct line happy with this for me.

A pain in the a*** but worth it.....

DJ

Nicholas Blair

4,111 posts

313 months

Thursday 5th February 2004
quotequote all
Get a letter from your Company confirming your driving history, I did and all in all it was a pretty painless process.

futie

Original Poster:

655 posts

305 months

Thursday 5th February 2004
quotequote all
Thanks all - i'll get a letter and take it from there. Fingers crossed!

loaf

850 posts

290 months

Thursday 5th February 2004
quotequote all
Churchill used to do a scheme whereby if you got your fleet manager to write a letter confirming upto 3 years claim free they would give you the 3 years - provided you were claim-free and renewed with them the following year it then became a standard NCD of 4 years, if you left them they forwarded on the 1 years NCD you'd earnt with them and would also confirm receipt of the fleet manager's letter to the new insurer. As they are RBS Insurance now I don't know if this scheme still exists.