640d GC 4days in (possibly still the best car in real world)
Discussion
rb5er said:
Wow, £700 a month just in depreciation.
I doubt its much/any worse than other similarly priced cars but damn thats quite a hit. Nothing if you have deep enough pockets though I'm sure.
I think that's pretty good considering the class of car. I doubt its much/any worse than other similarly priced cars but damn thats quite a hit. Nothing if you have deep enough pockets though I'm sure.
I mean it's a big, heavy, fast, luxury car and they generally go down at a staggering rate, £700 is very very reasonable.
Better than a Ferrari FF at any rate, that seems to go down to the tune of £4000 a month
TacoExcellence said:
I'm suddenly rethinking my aversion to leasing. That's steep!
Finally....another sees past the cloud of PH bigotry and sees sense ;-)Add in that if you paid cash for it, it would have cost c£5-8000 more too.
Smart money leases/rents. Very little, new higher value equipment defies that. Even houses if you want to get really tech
leglessAlex said:
rb5er said:
Wow, £700 a month just in depreciation.
I doubt its much/any worse than other similarly priced cars but damn thats quite a hit. Nothing if you have deep enough pockets though I'm sure.
I think that's pretty good considering the class of car. I doubt its much/any worse than other similarly priced cars but damn thats quite a hit. Nothing if you have deep enough pockets though I'm sure.
I mean it's a big, heavy, fast, luxury car and they generally go down at a staggering rate, £700 is very very reasonable.
Better than a Ferrari FF at any rate, that seems to go down to the tune of £4000 a month
.....and it's not really in the league of a Ferrari FF
Ares said:
Finally....another sees past the cloud of PH bigotry and sees sense ;-)
Add in that if you paid cash for it, it would have cost c£5-8000 more too.
Smart money leases/rents. Very little, new higher value equipment defies that. Even houses if you want to get really tech
Oh dear. That almost wasn't stupid until you mentioned housing. My house earns more in a year than most people. I get paid serious money just to own it (on a vast mortgage with bugger all interest). No analogy with new cars whatsoever. Renting a house is usually a bad idea if you can afford to buy. Add in that if you paid cash for it, it would have cost c£5-8000 more too.
Smart money leases/rents. Very little, new higher value equipment defies that. Even houses if you want to get really tech
Leasing cars makes sense because of disguised discounts and misleading list prices. It's a market failure and is unlikely to last.
matt21 said:
After a 640d M Sport. Would normally go LCI with BMs but can barely tell the difference. Is the LCI much nicer inside? Pre LCI gets leather dash anyway I understand
Seems a cracking car!
They hardly did anything to the LCI model to be fair and the headlights are very slightly different, interior is pretty much as is I believe, BMW aren't exactly renowned for their interiors(I prefer other German alternatives) but for a BMW it is nice and the fact that leather is pretty much everywhere adds to the feel of it. Seems a cracking car!
cerb4.5lee said:
They hardly did anything to the LCI model to be fair and the headlights are very slightly different, interior is pretty much as is I believe, BMW aren't exactly renowned for their interiors(I prefer other German alternatives) but for a BMW it is nice and the fact that leather is pretty much everywhere adds to the feel of it.
The LCI car dropped in list price from circa 70k to 65k for a 640d GC m sport. Despite doing this they added.... LED headlights (pre LCI have xenons as standard)
A new Screen with slightly better resolution and black panel finish surround.
Active display dash (the dials are now a LCD screen - this was an option previously)
Removed the indicator repeaters from the wings and put them within the mirror housings.
Wider exhausts - I believe, although not done the comparison with a pre LCI to see the difference.
In general there was additional options for interior trim finish and leather colours added aswell.
M Sport always had the leather dash as standard along with the connected drive services, so no change with the LCI there.
I went from a S5 Coupe (V8) to a 2015 pre LCI 640d GC - performance wise it's much the same, handling the Audi wins although not that much in it but the BMW isn't meant to be competing with S Audi's anyway.
I have all the usable performance with less visits to the petrol station - I do miss the V8 noise though but then again I spend most time on the motorway munching miles where I you didn't hear the V8 anyway.
I also like how you don't see many on the road.
CSK423 said:
cerb4.5lee said:
They hardly did anything to the LCI model to be fair and the headlights are very slightly different, interior is pretty much as is I believe, BMW aren't exactly renowned for their interiors(I prefer other German alternatives) but for a BMW it is nice and the fact that leather is pretty much everywhere adds to the feel of it.
The LCI car dropped in list price from circa 70k to 65k for a 640d GC m sport. Despite doing this they added.... LED headlights (pre LCI have xenons as standard)
A new Screen with slightly better resolution and black panel finish surround.
Active display dash (the dials are now a LCD screen - this was an option previously)
Removed the indicator repeaters from the wings and put them within the mirror housings.
Wider exhausts - I believe, although not done the comparison with a pre LCI to see the difference.
In general there was additional options for interior trim finish and leather colours added aswell.
M Sport always had the leather dash as standard along with the connected drive services, so no change with the LCI there.
I went from a S5 Coupe (V8) to a 2015 pre LCI 640d GC - performance wise it's much the same, handling the Audi wins although not that much in it but the BMW isn't meant to be competing with S Audi's anyway.
I have all the usable performance with less visits to the petrol station - I do miss the V8 noise though but then again I spend most time on the motorway munching miles where I you didn't hear the V8 anyway.
I also like how you don't see many on the road.
I only noticed the different lights and a few new exterior colours in the brochure when I looked, they do offer very strong performance and strong economy too. I got blitzed the other day in mine by a Jag XJ long wheelbase though but I couldn't tell what engine it was but he overtook me easily even though I was trying to hold him off!!
Either a remap...a 650i or M6 needs to be on the cards for me now lol!
cerb4.5lee said:
Cheers for the detail regards the changes I only noticed the different lights and a few new exterior colours in the brochure when I looked, they do offer very strong performance and strong economy too.
I got blitzed the other day in mine by a Jag XJ long wheelbase though but I couldn't tell what engine it was but he overtook me easily even though I was trying to hold him off!!
Either a remap...a 650i or M6 needs to be on the cards for me now lol!
I can only assume it was the 5.0 V8 for it to pass you that easily - not really much of a competition think they run 500bhp. I only noticed the different lights and a few new exterior colours in the brochure when I looked, they do offer very strong performance and strong economy too. I got blitzed the other day in mine by a Jag XJ long wheelbase though but I couldn't tell what engine it was but he overtook me easily even though I was trying to hold him off!!
Either a remap...a 650i or M6 needs to be on the cards for me now lol!
M6 GC it potentially my next car although would get fed up fueling it and not really benefiting from the performance. I have a M135i manual that currently scratches the fast petrol itch !
CSK423 said:
cerb4.5lee said:
Cheers for the detail regards the changes I only noticed the different lights and a few new exterior colours in the brochure when I looked, they do offer very strong performance and strong economy too.
I got blitzed the other day in mine by a Jag XJ long wheelbase though but I couldn't tell what engine it was but he overtook me easily even though I was trying to hold him off!!
Either a remap...a 650i or M6 needs to be on the cards for me now lol!
I can only assume it was the 5.0 V8 for it to pass you that easily - not really much of a competition think they run 500bhp. I only noticed the different lights and a few new exterior colours in the brochure when I looked, they do offer very strong performance and strong economy too. I got blitzed the other day in mine by a Jag XJ long wheelbase though but I couldn't tell what engine it was but he overtook me easily even though I was trying to hold him off!!
Either a remap...a 650i or M6 needs to be on the cards for me now lol!
M6 GC it potentially my next car although would get fed up fueling it and not really benefiting from the performance. I have a M135i manual that currently scratches the fast petrol itch !
When I got home I had a look at the specs on the Jag and thought it might be the 5.0 V8 to be honest, I know the 640d isn't the fastest thing in the world but he got by me easily and it came as a bit of a shock!
Enjoy the cars
ORD said:
Ares said:
Finally....another sees past the cloud of PH bigotry and sees sense ;-)
Add in that if you paid cash for it, it would have cost c£5-8000 more too.
Smart money leases/rents. Very little, new higher value equipment defies that. Even houses if you want to get really tech
Oh dear. That almost wasn't stupid until you mentioned housing. My house earns more in a year than most people. I get paid serious money just to own it (on a vast mortgage with bugger all interest). No analogy with new cars whatsoever. Renting a house is usually a bad idea if you can afford to buy. Add in that if you paid cash for it, it would have cost c£5-8000 more too.
Smart money leases/rents. Very little, new higher value equipment defies that. Even houses if you want to get really tech
Leasing cars makes sense because of disguised discounts and misleading list prices. It's a market failure and is unlikely to last.
My best man works in Private Equity. He almost bought a £2.5m house, then he realised that he could rent the same house for £6500 per month if he paid upfront 12 months at a time on a agreed 3 yr rental agreement. £252,000 over the three years. 10%.
If he invested his £2.5m, he could easily get an 11-12% return on a zero risk crowd platform. Per year. Thats nigh on a million quid over the three years...in exchange for laying out £252k. Will the house appreciate by the £6-700,000 in that time. Extremely unlikely.
OK....he has the £2.5m in cash/liquid funds to use.....BUT....he is also in Private Equity. His business seeks a minimum 3 yr/50% return, and for the last 10 years has averaged over 130% return over 3 yrs. If he stuck his £2.5m into his PE fund (i.e. personally invested), he would would that double his money for the cost of 10%.
Even for mere mortals that don't have £2.5m in cash (which is me). I can sit smug that my house has increased in value by around £200k in the last 6 yrs. We are fortunate that the mortgage is only c50% and costs us £1500 per month. So over that 5 yrs we've spend £110,000. It also cost us c£30,000 stamp duty. In that 6 yrs we've put a new kitchen in and 2 new bathrooms, another £40,000.
So all of a sudden our £200k profit is actually £20k.....and thats before other expenses, and other surprise bills etc.
If our house had only increased by the national average over that time (Nationwide say real house prices have gone up about 11% from Q1 2010, although this area is closer to 15%), then the value appreciation might have only been somewhere between £80-120k)....in which case, the increase would have struggled to match our mortgage outlay.
Now factor in that we only have a 50% mortgage, if we were 75%, the mortgage costs would have been close to double, so even getting towards breaking even, we've still got over £300k capital tied up. Stick an 11% return on that and the economic case weakens further.
The UKs obsession with owing a house on economic grounds is often misplaced.
Ares said:
The UKs obsession with owing a house on economic grounds is often misplaced.
Which is a nice place to be; but the costs you factor in such as stamp become less of a factor the longer you own the house and upgrades whilst cost in outlay I would suspect also increase the value.My perspective on owning a house is simple, do I want to worry about being able to pay my rent when I am old, worry about my landlord needing to release funds, concerned over my 'funds' performance in order for me to meet my bills, will my pension rise inline with rent prices.
I have done quite well out of my property purchases, if you buy on location and leave emotion out of the price then in the long run property, should, provide a steady income.
Whilst an economic case may be argued against house ownership, for sure the phonological effects need to be considered!
Only just found this thread. What an embarrassment to PH the first few pages are. Can't believe the amount of negative responses and talk of money.
I love the 6 Series GC - one of the best car designs (exotica excluded) in recent times. Having only just scanned through the thread, and only seen the 2 small pics on page three, is there any more pics?
I love the 6 Series GC - one of the best car designs (exotica excluded) in recent times. Having only just scanned through the thread, and only seen the 2 small pics on page three, is there any more pics?
Edited by monthefish on Friday 15th April 18:01
Hi chaps,
In an attempt to get this thread back on track, I was wondering if you could help me figuring out the spec and value of this 640d. It's a 2013 car, 37k miles. Albeit the list price is somewhat irrelevant on these cars because of the discounts available, it does at least indicate how spec'd up the car is, speaking to BMW customer services yesterday, this car has an invoice price of £77k.
Any ideas on what the expensive optional extras are from the spec sheet?
FYI WBAC values the car at £24.5 - £25k trade, but of course doesn't place a value on the spec of the car.
In an attempt to get this thread back on track, I was wondering if you could help me figuring out the spec and value of this 640d. It's a 2013 car, 37k miles. Albeit the list price is somewhat irrelevant on these cars because of the discounts available, it does at least indicate how spec'd up the car is, speaking to BMW customer services yesterday, this car has an invoice price of £77k.
Any ideas on what the expensive optional extras are from the spec sheet?
FYI WBAC values the car at £24.5 - £25k trade, but of course doesn't place a value on the spec of the car.
Edited by msport123 on Saturday 16th April 09:21
msport123 said:
Hi chaps,
In an attempt to get this thread back on track, I was wondering if you could help me figuring out the spec and value of this 640d. It's a 2013 car, 37k miles. Albeit the list price is somewhat irrelevant on these cars because of the discounts available, it does at least indicate how spec'd up the car is, speaking to BMW customer services yesterday, this car has an invoice price of £77k.
Any ideas on what the expensive optional extras are from the spec sheet?
FYI WBAC values the car at £24.5 - £25k trade, but of course doesn't place a value on the spec of the car.
Glass roofIn an attempt to get this thread back on track, I was wondering if you could help me figuring out the spec and value of this 640d. It's a 2013 car, 37k miles. Albeit the list price is somewhat irrelevant on these cars because of the discounts available, it does at least indicate how spec'd up the car is, speaking to BMW customer services yesterday, this car has an invoice price of £77k.
Any ideas on what the expensive optional extras are from the spec sheet?
FYI WBAC values the car at £24.5 - £25k trade, but of course doesn't place a value on the spec of the car.
Edited by msport123 on Saturday 16th April 09:21
Multi function dash (LCD)
Rear Camera
HUD
Soft Close Doors
Comfort seats
These are probably the big ticket items then high gloss finish interior trim, ceramic finish to controls, anthracite headlining etc.
Heated seats, pro nav etc are all standard although unsure if DAB and connecteddrive were an option on that age of car.
Value - list is probably £77k as you say, I have a similar spec and it was £75k list purchased for £50k dead Feb 2015. This probably sold for 52, 53, 54k ? depending on how strong discounting was back in 2013
I would have a look on autotrader to see what this would go for, maybe around £30k ?
Edited by CSK423 on Saturday 16th April 10:38
Edited by CSK423 on Saturday 16th April 10:42
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