RE: Time Up for Uninsured Drivers

[OnlyMX5ives]

How does this affect traders ?

We don't have to declare SORN on cars that aren't registered to us (ie all our stock)

We have to tell the MID only about cars we are driving (our cars or those with tax on them)

So presumably we have to now inform the MID about all our cars otherwise we'll get a fine ?

Great more pointless paperwork, just like the SORN.

Costs everyone money and achieves nothing but resentment.

[dougc]

carmats said:

fking pisses me off uninsured drivers me being younger pays a wopping grand plus as other (just as often older drivers) go around paying fk all not even bothering :@ fking bds :@ same anger towards drink drivers i personally think the drink drive limit should be zero.

Why? Drink drivers pay no attention to the (approx) 1 pint limit as it is. Do you think they'd all have pangs of conscience if the limit were zero?

I suggest not.

All that would happen is those of us who have a pint of shandy when driving wouldn't be able to.

Triffic.

[Deva Link]

louismchuge said:

mk1salami said:

Third party insurance should be included in the price of fuel.

Genius!

Stupid idea, I'm afraid. It would mean all the 18yr old Corsa drivers would instead switch to powerful gas guzzlers that no-one else wants. Can you imagine the carnage that would result? And, being bigger vehicles, they'd be less likely to kill themselves and more likely to kill others.

[ChapppeRS]

tomTVR said:

I have had an idea, how about making the current fines for driving without insurance actually higher than the cost of buying insurance? Might be a start..

+1 for anyone that didn't notice. £100 fine for dodging insurance? How about £2000?

Oviously there's a lot more that comes with it (i.e. when you have to select "driving without insurance" in the drop down box for your quote) and being stung massively when you do buy insurance.

However, until the scrotes are caught, they don't actually find that out, and then they can't afford the insurance, so they risk it again.

Hmmmmmmm. What a system.

[blueST]

AMacA said:

blueST said:

My Father is restoring an old MG. It is not insured as it is currently reduced to it's component parts in the garage, and has been for 10 plus years. Does this mean his car will now have to be insured?

If its SORN'd it'll be fine... Last line of article above.

Oops, didn't see that. Apologies for any offence caused.

The car was off the road and untaxed long before SORN came in. I wonder if this will prompt a move to get all the non-SORN cars onto the SORN system?

[DanBMW]

tobeee said:

£100 fine. How terrifying. Surely they can come up with something better than this!

Thats the whole point, its not big enough to actually scare people so they'll carry on doing it and the government will make a tidy profit! FFS!

[carmats]

i guess this is gona make selling a vehicle much harder and certainly reduce the value of a car up for sale on the drive sinse it cant have any tax or Mot without being insured :| aint gona be worth as much without tax n mot :| great :|

[berkorich]

I suspect that this is all spin, trying to make it look like this half-arsed government is doing something about uninsured drivers when they aren't. Everyone with half a brain knows that the real uninsured drivers don't register their cars and are therefore immune from the tactics announced here.

The government makes a big noise about getting tough on uninsured drivers, and a few registered owners who are unable to SORN their cars will get clobbered, but the real cause of the problem is conveniently side-stepped.

Benefit to the government is that is costs them feck all to make it look like they are actually doing something.

[pdV6]

berkorich said:

Benefit to the government is that is costs them feck all to make it look like they are actually doing something.

Nail/head

[thewilfmeister]

Third party insurance should be included in the price of fuel.

Genius!


end quote..


hmmmmmmmmm so nowadays if your with say more than..you crash into someone and more than will pay that bill minus your excess yes? and if fully comp depending if you declared everything on your car/cicumstances they will pay for repair/replacement/payout on yours.

so if the price of fuel included third party who do you think would payout for your accidents??? the government? shell?? BP?? Pahhh i dont bloody think so!

Edited by thewilfmeister on Tuesday 20th January 15:25

[DM112233]

ChapppeRS said:

tomTVR said:

I have had an idea, how about making the current fines for driving without insurance actually higher than the cost of buying insurance? Might be a start..

+1 for anyone that didn't notice. £100 fine for dodging insurance? How about £2000?

yeah, first thing I thought. People respond (eventually) to incentives and there's no incentive for criminals there when insurance costs are multiples of the potential fine.

As for SORN - I was nearly caught out when my SORN expired while my kitcar was off the road being rebuilt. Got a letter saying they may pursue it but thankfully they never did.

One might assume that something declared off road is indeed OFF ROAD until declared back on the road! But no... that would be a waste of a valuable revenue scam for our great leaders...

(and yes I too would not be at all surprised to see a charge for SORN)

also whatever happened to a rolling cut off date for tax exempt status rather than pre 1973??


GRRR!!!!!

[Mclovin]

oh good...more bureaucrazy...this and a few more tax regs will surely make us best placed to weather the depression...fat gordon is not goin to stand by idle and let us go to the wall hes goin to put us through the bloody wall by making this country as uncompetitive as possible with mindless bureacrazy and taxiation...it should read "time up for UK"

[Sgt^Roc]

SGirl said:

Hang on, hang on...

They send a warning to the car's registered keeper? Assuming the car has a registered keeper in the first place...

Yep another well constructed plan, all those law abiding fellows will now have to buy insurance just to keep their car off the road. Wonder when they will start charging us for air we breathe

[pdV6]

DM112233 said:

also whatever happened to a rolling cut off date for tax exempt status rather than pre 1973??

Didn't generate revenue.

Dressed up as a way to get "old, polluting" cars off the road.

[jg.gti]

hang on a minuet i dont know if anyones brought this up because i never read every response but what happens to me i own several cars none ar insured and there are a few taxed at anyone time the reson the cars are not insured is that i have a dealers policy douse this mean that i will need to send a letter every time i get a warning or will the put me on the database as an insured driver and as such all cars ownd by me are insured?

[russellwatson17]

I have recently purchased a new fiat 500. When i bought the car i got 1 weeks free insurance with it. The car is now in the garage untill payday when i can afford to pay my £680 insurance premium (im only 18). So while im still gonna be driving my mini about (its still insured) the police could go fine me £100. Or will i have to sorn my car and get my £35 tax disc refunded just to purchase a new one? I will then have to A: not drive my car for a further week after i insure it as i will be waiting on a tax disc i have purchased off the dvla site to arrive B: wait for my insurance docs to come so i can tax it or C: ignore it, save the government £20 in administration costs from sorning then re-issuing my car tax and hope i dont get caught??

Seems silly, i either have to obey the law, wait another week to get my car on the road and cost the government money or keep my shiney new car in a locked garage for a week and a half with no insurance and risk a £100 fine!!!

[btdk5]

Did anyone know that if you declare it SORN you dont have to pay the fine!!!!???

[JonRB]

tomTVR said:

I have had an idea, how about making the current fines for driving without insurance actually higher than the cost of buying insurance? Might be a start..

Absolutely.

[LewisR]

I always struggle with the fact that if you've been convicted for driving without insurance (which I hvaen't) your quote is more expensive. Surely, if you do take out insurance then you won't be commiting that offence again.

[berkorich]

russellwatson17 said:

I have recently purchased a new fiat 500. When i bought the car i got 1 weeks free insurance with it. The car is now in the garage untill payday when i can afford to pay my £680 insurance premium (im only 18). So while im still gonna be driving my mini about (its still insured) the police could go fine me £100. Or will i have to sorn my car and get my £35 tax disc refunded just to purchase a new one? I will then have to A: not drive my car for a further week after i insure it as i will be waiting on a tax disc i have purchased off the dvla site to arrive B: wait for my insurance docs to come so i can tax it or C: ignore it, save the government £20 in administration costs from sorning then re-issuing my car tax and hope i dont get caught??

Seems silly, i either have to obey the law, wait another week to get my car on the road and cost the government money or keep my shiney new car in a locked garage for a week and a half with no insurance and risk a £100 fine!!!

I'm sure you'd be OK under these circumstances - check the article:

Article said:

Cars identified as uninsured will be flagged up, and a warning letter sent to the car's registered keeper. Failure to respond to the warning letter will result in a £100 fine, and failing that the owner could find their car seized and crushed.

By the time you received a letter you would have insured the car and be able to evidence the exact reason why it appeared that you did not have insurance for a week.