Insurance

Author
Discussion

GSI_Daz

Original Poster:

1,830 posts

222 months

Thursday 24th August 2006
quotequote all
Oh what fun it is once a year trying to get the best quote on car insurance!

My problem is that I had an accident in January which has not yet been settled. Until it is I can only claim for 2yrs NCB. My renewal premium was £1,300 (through Highway Insurance).

Most quotes were £2,000+ which are just crazy prices. Elephant and Admiral were both just over £900. Maybe I haven't read the small print before but I was just a little put off by the line "Please note - if you make a claim for loss or damage to your car, we will only pay the cost of replacing the parts needed for the car to meet the manufacturer's standard specification. The modifications themselves are not insured." What is the point of insuring them then?

The winner though was A-Plan. It is really worth you guys trying them - £789 for 33yr old in Greater London and 2 yrs NCB sounds pretty good to me. All mods were declared. They also said that when my claim is settled I will get a refund of approx £200 as I will have proof of 9yrs NCB.