Fraudulent bankers draft

[Red Head]

Sorry for the other thread not having any text, I'm so messed up I'm all over the place!

Desperate for any help or advice anyone can give after being given a fraudulent draft as full payment for my 53 plate M3.

A guy came up from London, foreign with the "name" Thomas Kelensen, had ID with him driving licence and address. Gave the draft to my mate who half owned the car with me. The Royal Bank of Scotland draft was taken to his local branch as he has an account at RBS and he asked them to verify the draft which they did, saying it was fine. The car went and the next working day, £25,000 creditted into the account. Thank you very much!

TWO WEEKS later, he gets a letter from the bank, saying the money has been debitted from his account as the draft was fraudulent. That was it. No advice or contact details for their fraud dept. Reported the matter to the police who, quite frankl, were poor in their response. Activated the Tracker but surprise surprise after two weeks either the unit had been ripped out or the car has gone abroad. So no car and no money, no interest from the bank and very little from the police.

Are the bank somehow liable for the fact they were asked to verify their own draft and said it was fine only for it to be found to be far from some two weeks later? Where do I go from here? (Sensible answers only please guys, I'm still a bit tender as you can imagine!!)

Cheers

[Red Head]

Here's a link to the car

http://pistonheads.com/sales/73618.ht

Cheers

[Red Head]

Yes I know the car is long gone thanks to the incompetant biffs at the bank. Hopefully there will be some recourse available against them but it's sure to be long and drawn out

[Red Head]

I intend to deal with the bank as if this isn't mal administration I don't know what is. The RBS have "a commitment to you" policy which outlines what they will do for customers which my legal team intend to go through. Strangely it doesn't syay anything about cocking up on this scale and then appearing not to be interested!

[Red Head]

I don't think advertising another car will get me much luck, besides which it'll only cost me another 132 blinking quid and money is now somewhat tight!
I think the bank route has got to be explored

[Red Head]

Thanks Zod, believe me, you DO NOT sound like a geek! If I get something out of this, there will be a monumental p=== up for you all!

Thanks and keep it coming

[red head]

Just a quick update to let you know the police have done very little to nothing and the bank won't even let us have a meeting with the manager to discuss the situation!

[red head]

I am in the process of getting a well worded letter written that will be sent to the RBS and the One Account with the whole catalogue of details regarding this issue. I am hoping to suggest that, without admitting liability, that each of them paying half would perhaps be a better way of resolving MY problem than letting the papers know exactly how much care and attention they give their customers who have suffered in this way as against the b#ll#cks it says on their websites! I am also thinking of sending copies to the Williams F1 team and Sir Jackie Stewart as they both have interests in the RBS. In the meantime I have cancelled all of my insurance policies with DirectLine as they too are part of the RBS

[red head]

Thanks Tom, that's most interseting. I'm currently trying to drum up as much support as possible, having just sent two emails to the RBS and One Account. Look out for the Fraudulent bankers draft update in this section for details on how to show your support for us.

Thanks again,

Mike