The Golf R lease thread

Author
Discussion

skahigh

2,023 posts

132 months

Tuesday 7th June 2016
quotequote all
Just trying to insure the new car and having to go through a new quote as my current insurer wont insure me as I'm not the owner or registered keeper.

Went through the whole process on confused, selected 'Private lease' as the owner and registered keeper, picked the insurer, etc. and lastly went to buy through privilege and noted this in the assumptions:



ETA. Had to ring them in the end so they changed something in their system I think, same price and no problems otherwise.

Edited by skahigh on Tuesday 7th June 12:30

ayman82

1,467 posts

182 months

Tuesday 7th June 2016
quotequote all
skahigh said:
Just trying to insure the new car and having to go through a new quote as my current insurer wont insure me as I'm not the owner or registered keeper.

Went through the whole process on confused, selected 'Private lease' as the owner and registered keeper, picked the insurer, etc. and lastly went to buy through privilege and noted this in the assumptions:



ETA. Had to ring them in the end so they changed something in their system I think, same price and no problems otherwise.

Edited by skahigh on Tuesday 7th June 12:30
It's not very clear - is it?

It states that the vehicle is owned or registered by you... etc etc or a lease company?

I'd be annoyed if I hadn't read that bit!

I've insured mine today, no extra cost for private lease - probably because we'll look after it more than an owner perhaps?

£489.47 with £26 cashback smile

skahigh

2,023 posts

132 months

Tuesday 7th June 2016
quotequote all
ayman82 said:
It's not very clear - is it?

It states that the vehicle is owned or registered by you... etc etc or a lease company?

I'd be annoyed if I hadn't read that bit!

I've insured mine today, no extra cost for private lease - probably because we'll look after it more than an owner perhaps?

£489.47 with £26 cashback smile
Fleeced! wink Mine was £336 including motor legal protection. smile

jimi

521 posts

264 months

Tuesday 7th June 2016
quotequote all
skahigh said:
Fleeced! wink Mine was £336 including motor legal protection. smile
Mine was £294 - bargain!

burty39

354 posts

202 months

Tuesday 7th June 2016
quotequote all
Vaud said:
Ordered mine April 8, took delivery June 1.
I ordered 7th April, build week is 20/6! moan

However the Touareg is at stage 5b biggrin

ayman82

1,467 posts

182 months

Tuesday 7th June 2016
quotequote all
jimi said:
Mine was £294 - bargain!
I'd hope that I'm slightly younger than both of you!

24 with 3 years no claims, with a 22yo named driver...

burty39

354 posts

202 months

Tuesday 7th June 2016
quotequote all
ayman82 said:
I'd hope that I'm slightly younger than both of you!

24 with 3 years no claims, with a 22yo named driver...
Very much dependant upon post code as well. I have been driving for over 30 yearsand have max NCD and am expecting £400ish if the A45 is anything to go by

ayman82

1,467 posts

182 months

Tuesday 7th June 2016
quotequote all
burty39 said:
Very much dependant upon post code as well. I have been driving for over 30 yearsand have max NCD and am expecting £400ish if the A45 is anything to go by
Indeed - I'm not in a low risk group unfortunately! Category C - http://www.motorcarinsuranceuk.co.uk/post-code-rat...


skahigh

2,023 posts

132 months

Tuesday 7th June 2016
quotequote all
burty39 said:
Very much dependant upon post code as well. I have been driving for over 30 yearsand have max NCD and am expecting £400ish if the A45 is anything to go by
The A45 is group 41-43 insurance according to Parkers, the Golf R group 34. Should be significantly cheaper.

burty39

354 posts

202 months

Tuesday 7th June 2016
quotequote all
skahigh said:
The A45 is group 41-43 insurance according to Parkers, the Golf R group 34. Should be significantly cheaper.
Thanks that sounds promising....

skahigh

2,023 posts

132 months

Tuesday 7th June 2016
quotequote all
Just sorting the GAP insurance on GAP123, there are separate options under payment method for 'Contract Hire' and 'Lease Hire' anyone know the difference and which we need for these deals through VWFS, I would guess Contract Hire as the VWFS agreement is titled Personal Contract Hire.

ayman82

1,467 posts

182 months

Tuesday 7th June 2016
quotequote all
skahigh said:
Just sorting the GAP insurance on GAP123, there are separate options under payment method for 'Contract Hire' and 'Lease Hire' anyone know the difference and which we need for these deals through VWFS, I would guess Contract Hire as the VWFS agreement is titled Personal Contract Hire.
That's what I've been using - I think it's the same price anyway.

BigBootyR

70 posts

97 months

Tuesday 7th June 2016
quotequote all
skahigh said:
Just trying to insure the new car and having to go through a new quote as my current insurer wont insure me as I'm not the owner or registered keeper.

Went through the whole process on confused, selected 'Private lease' as the owner and registered keeper, picked the insurer, etc. and lastly went to buy through privilege and noted this in the assumptions:



ETA. Had to ring them in the end so they changed something in their system I think, same price and no problems otherwise.

Edited by skahigh on Tuesday 7th June 12:30
Yes,spotted that on my quote from Privilege Insurance too.

The online quote had come back as £236, which is a pretty darn good price, but I had to ring them to clarify this with them.
They confirmed that this was okay with, VWFS as owner and registered keeper and then recalculated the price -

£216 biglaugh

dobinn

149 posts

183 months

Wednesday 8th June 2016
quotequote all
Mine is now arranged for delivery next Tuesday, build week 23/05. Also noticed the price went down from my original quote to the VWFS paperwork. I did query it with the dealer as I was concerned my options hadn't been added. They apparently have been added but the cost was taken off to fulfil some criteria of the deal with VWFS. It doesn't make any sense but hoping that all is well on Wednesday...

Pictures to follow :-)

domtheone

156 posts

97 months

Wednesday 8th June 2016
quotequote all
Just cancelled the auto insurance on my ST2 that's going back in a few weeks.

Got a provisional quote for the R Estate. £655 eek Looks like I won't be renewing with Sainsburys this yearbiggrin

ayman82

1,467 posts

182 months

Wednesday 8th June 2016
quotequote all
domtheone said:
Just cancelled the auto insurance on my ST2 that's going back in a few weeks.

Got a provisional quote for the R Estate. £655 eek Looks like I won't be renewing with Sainsburys this yearbiggrin
You may be in a high risk area where that particular model gets stolen?

dobinn

149 posts

183 months

Wednesday 8th June 2016
quotequote all
ayman82 said:
domtheone said:
Just cancelled the auto insurance on my ST2 that's going back in a few weeks.

Got a provisional quote for the R Estate. £655 eek Looks like I won't be renewing with Sainsburys this yearbiggrin
You may be in a high risk area where that particular model gets stolen?
I'm in what is considered to be a bad postcode (F rated) in South London. My insurance was very slightly cheaper than my current 3.0 A6.

ashleyman

6,997 posts

100 months

Wednesday 8th June 2016
quotequote all
dobinn said:
I'm in what is considered to be a bad postcode (F rated) in South London. My insurance was very slightly cheaper than my current 3.0 A6.
Mine is £700 odd with business use and a new driver with less than 1 year experience in S London. Only £50 more expensive than my old Fiesta smile

falconsfury

38 posts

97 months

Wednesday 8th June 2016
quotequote all
£184 with direct line. I'm 43 though.

BigBootyR

70 posts

97 months

Wednesday 8th June 2016
quotequote all
falconsfury said:
£184 with direct line. I'm 43 though.
That is a good price for direct line.
Never got a quote from them this time, I assumed £216 was the very bottom for me when I used the comparison sites.

Will try them next year.