Range Rovers becoming uninsurable in London?
Discussion
Phil. said:
Probably because every standard fitted security device, fitted in the same way to all vehicles such as the existing LR Tracker, is easily found and/or disrupted. It’s the same for all marques.
Whether we like it or not, retro fitting additional security using independent installers is more of a challenge for thieves, especially if they aren’t expecting it to be there. So it’s down to the owner to decide if they want to spend £500 (less than their excess) to provide better security to their £100k RR. This has always been the case.
I have pretty much added extra security to all my cars over the past 30+ years. It’s a personal choice to either accept the limitations of the factory fitted security or improve it. As I said, it’s a no brainier for anyone who wants a better chance of keeping their vehicle especially at the moment when there is little consequence for thieves to carry on stealing vehicles.
Have you fitted any additional security to your L405 which appears to be the main target for FFRR thieves due to the weakness of the factory fitted security? If not, why not? Just interested.
Fitting additional security isn’t always a good move though.Whether we like it or not, retro fitting additional security using independent installers is more of a challenge for thieves, especially if they aren’t expecting it to be there. So it’s down to the owner to decide if they want to spend £500 (less than their excess) to provide better security to their £100k RR. This has always been the case.
I have pretty much added extra security to all my cars over the past 30+ years. It’s a personal choice to either accept the limitations of the factory fitted security or improve it. As I said, it’s a no brainier for anyone who wants a better chance of keeping their vehicle especially at the moment when there is little consequence for thieves to carry on stealing vehicles.
Have you fitted any additional security to your L405 which appears to be the main target for FFRR thieves due to the weakness of the factory fitted security? If not, why not? Just interested.
A few years ago admittedly, but had major issues with a high end immobiliser that caused all sorts of problems. Dealer wasn’t any help (nothing to do with them) and the immobiliser manufacturer was as much use as a chocolate fireguard.
Had it bypassed in the end, which was very easy and took a couple of minutes. Tuned out the [x]mm thick metal casing was just held together by a couple of twist lugs on the back, which any competent thief would probably have known about (we’re talking about one of the market leaders at the time), which made resplicing the loom a very easy task indeed.
I wouldn’t bother with additional electronic security but when it comes to other Land Rovers I’ve got am a huge advocate for security marking. Cheap and easy to do, and renders the vehicle much less attractive to anyone looking to strip for parts/ring. Obviously isn’t going to deter anyone who is going to put it in a container and export.
LooneyTunes said:
Fitting additional security isn’t always a good move though.
A few years ago admittedly, but had major issues with a high end immobiliser that caused all sorts of problems. Dealer wasn’t any help (nothing to do with them) and the immobiliser manufacturer was as much use as a chocolate fireguard.
Had it bypassed in the end, which was very easy and took a couple of minutes. Tuned out the [x]mm thick metal casing was just held together by a couple of twist lugs on the back, which any competent thief would probably have known about (we’re talking about one of the market leaders at the time), which made resplicing the loom a very easy task indeed.
I wouldn’t bother with additional electronic security but when it comes to other Land Rovers I’ve got am a huge advocate for security marking. Cheap and easy to do, and renders the vehicle much less attractive to anyone looking to strip for parts/ring. Obviously isn’t going to deter anyone who is going to put it in a container and export.
I don’t doubt your experience. I have had 10+ immobilisers/trackers fitted in the past decade without an issue. Much of this I believe is down to the quality/experience of the fitter and their experience of the product. A few years ago admittedly, but had major issues with a high end immobiliser that caused all sorts of problems. Dealer wasn’t any help (nothing to do with them) and the immobiliser manufacturer was as much use as a chocolate fireguard.
Had it bypassed in the end, which was very easy and took a couple of minutes. Tuned out the [x]mm thick metal casing was just held together by a couple of twist lugs on the back, which any competent thief would probably have known about (we’re talking about one of the market leaders at the time), which made resplicing the loom a very easy task indeed.
I wouldn’t bother with additional electronic security but when it comes to other Land Rovers I’ve got am a huge advocate for security marking. Cheap and easy to do, and renders the vehicle much less attractive to anyone looking to strip for parts/ring. Obviously isn’t going to deter anyone who is going to put it in a container and export.
I haven’t come across security marking. Are you able to elaborate in terms of what is marked, with what message, the likely cost, and how this is a deterrent to the gangs shipping RR’s abroad?
Phil. said:
LooneyTunes said:
Fitting additional security isn’t always a good move though.
A few years ago admittedly, but had major issues with a high end immobiliser that caused all sorts of problems. Dealer wasn’t any help (nothing to do with them) and the immobiliser manufacturer was as much use as a chocolate fireguard.
Had it bypassed in the end, which was very easy and took a couple of minutes. Tuned out the [x]mm thick metal casing was just held together by a couple of twist lugs on the back, which any competent thief would probably have known about (we’re talking about one of the market leaders at the time), which made resplicing the loom a very easy task indeed.
I wouldn’t bother with additional electronic security but when it comes to other Land Rovers I’ve got am a huge advocate for security marking. Cheap and easy to do, and renders the vehicle much less attractive to anyone looking to strip for parts/ring. Obviously isn’t going to deter anyone who is going to put it in a container and export.
I don’t doubt your experience. I have had 10+ immobilisers/trackers fitted in the past decade without an issue. Much of this I believe is down to the quality/experience of the fitter and their experience of the product. A few years ago admittedly, but had major issues with a high end immobiliser that caused all sorts of problems. Dealer wasn’t any help (nothing to do with them) and the immobiliser manufacturer was as much use as a chocolate fireguard.
Had it bypassed in the end, which was very easy and took a couple of minutes. Tuned out the [x]mm thick metal casing was just held together by a couple of twist lugs on the back, which any competent thief would probably have known about (we’re talking about one of the market leaders at the time), which made resplicing the loom a very easy task indeed.
I wouldn’t bother with additional electronic security but when it comes to other Land Rovers I’ve got am a huge advocate for security marking. Cheap and easy to do, and renders the vehicle much less attractive to anyone looking to strip for parts/ring. Obviously isn’t going to deter anyone who is going to put it in a container and export.
I haven’t come across security marking. Are you able to elaborate in terms of what is marked, with what message, the likely cost, and how this is a deterrent to the gangs shipping RR’s abroad?
ConnectionError said:
Not sure that would deter the gangs shipping to Africa. Phil. said:
ConnectionError said:
Not sure that would deter the gangs shipping to Africa. I have datatag on some vehicles, and a RetainaGroup kit on others (better for glass marking). Both are very unobtrusive, easy to do, and a one off cost.
https://www.mobilestoragesystems.net/products/land... (but if you buy directly you can get generic window stickers)
I re-ran some quotes to see if much had changed over past month.
Looking at a new car and I'm in a low risk profile. I struggled to even get an offer of a new policy at all a few weeks ago.
Aviva (and main insurers) now offer me a policy on a Discovery 5. Around £500 which seems fine and similar to what I pay for a D4. Some sanity back as previous it was a blanket "no" if JLR product.
RAC and AA (but not Aviva or DirectLine) will offer me a policy on a Defender 110. About £900 which is also ok. Car is more expensive than Discovery 5 so difference makes some sense.
Almost no-one but JLR will offer anything on a RRS. Even Admiral (who had an offer before) now don't come up. Surprised there isn't more of a knock on to new RRS values.
Looking at a new car and I'm in a low risk profile. I struggled to even get an offer of a new policy at all a few weeks ago.
Aviva (and main insurers) now offer me a policy on a Discovery 5. Around £500 which seems fine and similar to what I pay for a D4. Some sanity back as previous it was a blanket "no" if JLR product.
RAC and AA (but not Aviva or DirectLine) will offer me a policy on a Defender 110. About £900 which is also ok. Car is more expensive than Discovery 5 so difference makes some sense.
Almost no-one but JLR will offer anything on a RRS. Even Admiral (who had an offer before) now don't come up. Surprised there isn't more of a knock on to new RRS values.
I live mid Surrey. I have a LR DS 2.2 SD4 HSE Luxury 2015, current value say £19,000. I have full NCD. Car is garaged, I have a steering lock, and the keyless entry is disabled. Car insured at the moment with LV, premium is £736. Renewal is due 31 March, just got renewal package from the broker. They have found it necessary to get a quote from a different insurer, Agean, and the premium is £1,336. I know it sounds crazy, but I feel a bit relieved as I was anticipating no company would be interested, or maybe something around £2,000+, judging by the media, what I see on PH, etc.
My current thinking is to go ahead as per the package because I really don't think I'm going to get this much cheaper via the meercats etc. However, this week I switched our home contents insurance to Admiral at a fantastic price (current insurer's renewal quote £1,250, Admiral £410) so I may see what they quote to add the car, which the standard stuff they have sent to me is pushing for.
R.
My current thinking is to go ahead as per the package because I really don't think I'm going to get this much cheaper via the meercats etc. However, this week I switched our home contents insurance to Admiral at a fantastic price (current insurer's renewal quote £1,250, Admiral £410) so I may see what they quote to add the car, which the standard stuff they have sent to me is pushing for.
R.
The Leaper said:
I live mid Surrey. I have a LR DS 2.2 SD4 HSE Luxury 2015, current value say £19,000. I have full NCD. Car is garaged, I have a steering lock, and the keyless entry is disabled. Car insured at the moment with LV, premium is £736. Renewal is due 31 March, just got renewal package from the broker. They have found it necessary to get a quote from a different insurer, Agean, and the premium is £1,336. I know it sounds crazy, but I feel a bit relieved as I was anticipating no company would be interested, or maybe something around £2,000+, judging by the media, what I see on PH, etc.
My current thinking is to go ahead as per the package because I really don't think I'm going to get this much cheaper via the meercats etc. However, this week I switched our home contents insurance to Admiral at a fantastic price (current insurer's renewal quote £1,250, Admiral £410) so I may see what they quote to add the car, which the standard stuff they have sent to me is pushing for.
R.
Think you might be optimistic on the value there - main dealer cars available at £20k for 2019 cars. Assume £12-15k and you are looking at roughly a 10% premium vs value. Personally think that’s quite high.My current thinking is to go ahead as per the package because I really don't think I'm going to get this much cheaper via the meercats etc. However, this week I switched our home contents insurance to Admiral at a fantastic price (current insurer's renewal quote £1,250, Admiral £410) so I may see what they quote to add the car, which the standard stuff they have sent to me is pushing for.
R.
W12GT said:
The Leaper said:
I live mid Surrey. I have a LR DS 2.2 SD4 HSE Luxury 2015, current value say £19,000. I have full NCD. Car is garaged, I have a steering lock, and the keyless entry is disabled. Car insured at the moment with LV, premium is £736. Renewal is due 31 March, just got renewal package from the broker. They have found it necessary to get a quote from a different insurer, Agean, and the premium is £1,336. I know it sounds crazy, but I feel a bit relieved as I was anticipating no company would be interested, or maybe something around £2,000+, judging by the media, what I see on PH, etc.
My current thinking is to go ahead as per the package because I really don't think I'm going to get this much cheaper via the meercats etc. However, this week I switched our home contents insurance to Admiral at a fantastic price (current insurer's renewal quote £1,250, Admiral £410) so I may see what they quote to add the car, which the standard stuff they have sent to me is pushing for.
R.
Think you might be optimistic on the value there - main dealer cars available at £20k for 2019 cars. Assume £12-15k and you are looking at roughly a 10% premium vs value. Personally think that’s quite high.My current thinking is to go ahead as per the package because I really don't think I'm going to get this much cheaper via the meercats etc. However, this week I switched our home contents insurance to Admiral at a fantastic price (current insurer's renewal quote £1,250, Admiral £410) so I may see what they quote to add the car, which the standard stuff they have sent to me is pushing for.
R.
R.
Purosangue said:
ashleyman said:
I just ran a quote on a 2022 plate Defender P400 and it comes in at £1550 which is cheaper than what my Golf R costs me to insure!
However a FFRRS is £5,215.95.
Hate acronyms what the hell, is " FF " However a FFRRS is £5,215.95.
f
king fked ?Full Frame ??
Forever Friends ?.
Range Rover Sport ?
ashleyman said:
Purosangue said:
ashleyman said:
I just ran a quote on a 2022 plate Defender P400 and it comes in at £1550 which is cheaper than what my Golf R costs me to insure!
However a FFRRS is £5,215.95.
Hate acronyms what the hell, is " FF " However a FFRRS is £5,215.95.
f
king fked ?Full Frame ??
Forever Friends ?.
Range Rover Sport ?
Before being so condescending I think you should fact check yourself; it’s either FFRR or RRS.
I’ve never seen anyone else ever refer to an FFRRS. Ever. Because is doesn’t exist. In fact, if you want to be really pedantic it’s a Vogue or an RRS.
I guess that means you are in the wrong place.
Edited by W12GT on Thursday 14th March 21:24
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