Public Liability

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ukvoyager.info

Original Poster:

2,781 posts

224 months

Thursday 24th July 2008
quotequote all
Public Liability

We currently have public liability for £10m operating as a consultancy business. Pretty high I know but we do business with Local Authorities and their ridiculous purchasing policies mandate it. Anyway, we are some months in to a policy with the NatWest.

We have recently decided to get involved with a tour operating business and need public liability for that business activity. The NatWest don’t want to know and they suggested that we could not get a separate policy for the Tour Operator liability business and would need to cancel the entire policy and start again.

A few questions…

Is the NatWest advice true? Can a limited company only have one public liability policy covering all of its activities?

Is there a minimum level of liability required for a tour operator?

Any brokers who want to make my life easy and un-complicated, feel free to PM me... biggrin