Remortgage!!!

[amirzed]

ok players i need a bit of advice....., i can have a choice of 3 remortgage products from my current providers, they all seem decent and they are as follows

2.95% 2 year fixed, fee £199

3.95 5 year fixed, fee £199

2.39 plus base for 2 years, fee £199

anyone got any strong suggestions? I'm torn between the first 2 really....

i'm currenty paying 3.79% but will revert to SVR of 4% in April!

Edited by amirzed on Friday 18th February 16:18

[amirzed]

anonymous said:

[redacted]

sorted!

[Road Pest]

Think about what your financial situation is like and whether it's best to go long term or short term on a deal. It's really down to how much risk you can take. Personally I wouldn't go variable because rates can inly go one way at the moment, when is different matter.

[groan]

5 year fix.

[51mes]

groan said:

5 year fix.

+1 - interest rates are only going to go up - and if they come back down they wont go much below this level...
Unless you see your circumstances are going to change (selling up- thinking of early termination fees here..) in the next few years the stability is good...

Simes.

[Sarnie]

amirzed said:

ok players i need a bit of advice....., i can have a choice of 3 remortgage products from my current providers, they all seem decent and they are as follows

2.95% 2 year fixed, fee £199

3.95 5 year fixed, fee £199

2.39 plus base for 2 years, fee £199

anyone got any strong suggestions? I'm torn between the first 2 really....

i'm currenty paying 3.79% but will revert to SVR of 4% in April!

Edited by amirzed on Friday 18th February 16:18

Which provider are they with?

[amirzed]

can't tell you the company, naming and shaming and all.

although it's funny when banks have compass points in their name.....

[Sarnie]

amirzed said:

can't tell you the company, naming and shaming and all.

although it's funny when banks have compass points in their name.....

I've never heard of the South West Bank

[uuf361]

Depends on your financial situation but the 5 year fix looks a good option from those 3 to me......