Selling my son's now uninsured motorcycle

Selling my son's now uninsured motorcycle

Author
Discussion

wackydo

Original Poster:

137 posts

261 months

Wednesday 22nd June 2011
quotequote all
My 21 year old son has decided to move on from his small motorcycle (and move out also).

I said that I would fix the exhaust problem and sell it on. He has cancelled his insurance, but currently it is still taxed and mot'd.

The stupid continuous insurance requirement means (I believe) that I have to send the tax disk back and sorn it, even though I would like to leave the tax on it for when it gets sold.

Does this law really inconvenience anyone with naughty intentions?

So irritating !!


streaky

19,311 posts

250 months

Wednesday 22nd June 2011
quotequote all
There is a view that it more incommodes the honest man than it does those with criminal intent.

Streaky

Efbe

9,251 posts

167 months

Wednesday 22nd June 2011
quotequote all
never thought about this before. that is quite tarded.

means you have to keep the vehicle insured whilst trying to sell it.
This in turn means you can't overlap cars at all whilst trying to sell, which in turn means that buying used cars is going to be a nightmare, as it essentially puts people in a 'chain'!

Negative Creep

24,989 posts

228 months

Wednesday 22nd June 2011
quotequote all
streaky said:
There is a view that it more incommodes the honest man than it does those with criminal intent.

Streaky
Dont worry, I know we can trust the DVLA to keep on top of the SORN system and make sure it doesn't result in them fining those whose post they have lost











roflrofl

saaby93

32,038 posts

179 months

Wednesday 22nd June 2011
quotequote all
wackydo said:
My 21 year old son has decided to move on from his small motorcycle (and move out also).

I said that I would fix the exhaust problem and sell it on. He has cancelled his insurance, but currently it is still taxed and mot'd.

The stupid continuous insurance requirement means (I believe) that I have to send the tax disk back and sorn it, even though I would like to leave the tax on it for when it gets sold.

Does this law really inconvenience anyone with naughty intentions?

So irritating !!
Check the other threads and all you have to do is SORN it (online) while you have no insurance.
There's no requirement to untax it but there may be issues with telling DVLA that smile

Noger

7,117 posts

250 months

Wednesday 22nd June 2011
quotequote all
Efbe said:
never thought about this before. that is quite tarded.

means you have to keep the vehicle insured whilst trying to sell it.
Which, IMHO, is a quite a good thing. Irrespective of what insurance arrangements any test driver has, the rest of us drivers can still pursue an action against your insurer should it turn out they are not insured afterall.

Efbe

9,251 posts

167 months

Wednesday 22nd June 2011
quotequote all
Noger said:
Efbe said:
never thought about this before. that is quite tarded.

means you have to keep the vehicle insured whilst trying to sell it.
Which, IMHO, is a quite a good thing. Irrespective of what insurance arrangements any test driver has, the rest of us drivers can still pursue an action against your insurer should it turn out they are not insured afterall.
I think you misunderstand.

I will spell it out>>>

I need a car at all times. I have 1 car.

If I try to sell my own car, then when I sell it I won't have a car until I get a new one.
I don't know when I will sell it, maybe tomorrow, maybe in 2 months time.
This means when I do sell it, I won't have a car. so I will be carless.

Now as I said before I NEED a car at all times.

Renting one would be expensive, and I may not have enough time to book one, and buying a car immediately would be difficult, as A) I couldn't get to see any cars, and B) I would need to buy one immediately, and so couldn't see a few.
I couldn't line one up because I don't know when mine will sell.



so, the answer has been in the past to buy a new car so for a short period I have two cars.
then swap the insurance over, keeping the old car on my drive until it sells.
This means I have as much time as I want to look around new cars and check them out.

because of the new law If I were to do this, I would have to declare the car sorn, then any buyer would have to buy it when the post office was open, get along to the post office, and get tax... but oh no wait, they would need to be insured on the car first, so will have to buy it from me, wait for their insurance documents to come through, then go to the post office, get the tax, then come and pick up their car which is still on my drive.

does this seem sensible to you?


(and no, people who drive without insurance will not be affected at all, they will just mark it sorn and still drive around!!!!!)

Ean218

1,965 posts

251 months

Wednesday 22nd June 2011
quotequote all
Efbe said:
This in turn means you can't overlap cars at all whilst trying to sell, which in turn means that buying used cars is going to be a nightmare, as it essentially puts people in a 'chain'!
How does it do that? My (various) insurers have always allowed overlapping old and new cars, sometimes for free!.

Efbe

9,251 posts

167 months

Wednesday 22nd June 2011
quotequote all
Ean218 said:
Efbe said:
This in turn means you can't overlap cars at all whilst trying to sell, which in turn means that buying used cars is going to be a nightmare, as it essentially puts people in a 'chain'!
How does it do that? My (various) insurers have always allowed overlapping old and new cars, sometimes for free!.
because you will need to be insured on two cars at once.

Noger

7,117 posts

250 months

Wednesday 22nd June 2011
quotequote all
Exactly, either use a grace period, or add it as a Temporary Additional Vehicle if you want to be nice to the buyer.

Otherwise it is no different to selling a car with expired tax, the buyer had to insurer it in the past anyway.

B'stard Child

28,447 posts

247 months

Wednesday 22nd June 2011
quotequote all
Ean218 said:
Efbe said:
This in turn means you can't overlap cars at all whilst trying to sell, which in turn means that buying used cars is going to be a nightmare, as it essentially puts people in a 'chain'!
How does it do that? My (various) insurers have always allowed overlapping old and new cars, sometimes for free!.
Have you done that recently - Late May/early June it was costing me £25 per week to keep another car on temp cover - that's not even close to free in my book

Now I can add it to temp cover for 1 day for an £10 charge (test drive etc) and I don't think that's so bad as probably most of it is admin charge.

Don Veloci

1,928 posts

282 months

Wednesday 22nd June 2011
quotequote all
Efbe said:
This in turn means you can't overlap cars at all whilst trying to sell, which in turn means that buying used cars is going to be a nightmare, as it essentially puts people in a 'chain'!
Aw FFS! I've just realised that it's all getting a bit complicated. Plan this time is to sell private when I'm ready to get better value than playing the trade game but there would be a gap while I decide and find what I want next.
Can't let insurance run on a car I don't own;
If I choose a cheap 'gap' shed I have to keep it ensured separately while punting it unless it's traded.

I'll figure it out at the time but it could be a pain in the arse!

bennyboysvuk

3,491 posts

249 months

Wednesday 22nd June 2011
quotequote all
Efbe said:
never thought about this before. that is quite tarded.

means you have to keep the vehicle insured whilst trying to sell it.
This in turn means you can't overlap cars at all whilst trying to sell, which in turn means that buying used cars is going to be a nightmare, as it essentially puts people in a 'chain'!
I see. So the new way to buy a car will be to rent a car between car ownership, another cost when changing a car. frown

B'stard Child

28,447 posts

247 months

Wednesday 22nd June 2011
quotequote all
bennyboysvuk said:
Efbe said:
never thought about this before. that is quite tarded.

means you have to keep the vehicle insured whilst trying to sell it.
This in turn means you can't overlap cars at all whilst trying to sell, which in turn means that buying used cars is going to be a nightmare, as it essentially puts people in a 'chain'!
I see. So the new way to buy a car will be to rent a car between car ownership, another cost when changing a car. frown
Or read a couple of the other relevant threads and do something else that costs you nothing

saaby93

32,038 posts

179 months

Wednesday 22nd June 2011
quotequote all
B'stard Child said:
Or read a couple of the other relevant threads and do something else that costs you nothing
It's obvious now isn't it idea

SORN the vehicle while waiting to sell it but keep the tax
Temporary insurance for test drives or the prospective buyer's TP cover
When the log book changes hands the SORN is automatically removed.

Whoever wrote the rules knew what they were doing but never told anyone smile


Paul Dishman

4,710 posts

238 months

Wednesday 22nd June 2011
quotequote all
saaby93 said:
B'stard Child said:
Or read a couple of the other relevant threads and do something else that costs you nothing
It's obvious now isn't it idea

SORN the vehicle while waiting to sell it but keep the tax
Temporary insurance for test drives or the prospective buyer's TP cover
When the log book changes hands the SORN is automatically removed.

Whoever wrote the rules knew what they were doing but never told anyone smile
If you SORN it then how can you use it on the road for test drives?

B'stard Child

28,447 posts

247 months

Wednesday 22nd June 2011
quotequote all
saaby93 said:
B'stard Child said:
Or read a couple of the other relevant threads and do something else that costs you nothing
It's obvious now isn't it idea

SORN the vehicle while waiting to sell it but keep the tax
Temporary insurance for test drives or the prospective buyer's TP cover
When the log book changes hands the SORN is automatically removed.

Whoever wrote the rules knew what they were doing but never told anyone smile
Now you see why it's probably better to keep all the discussion related to one subject in one thread laugh

saaby93

32,038 posts

179 months

Wednesday 22nd June 2011
quotequote all
Paul Dishman said:
If you SORN it then how can you use it on the road for test drives?
As far as we can tell there's no problem with using a SORNed vehicle so long as it's taxed and insured ( and MOT'd)

B'stard Child

28,447 posts

247 months

Wednesday 22nd June 2011
quotequote all
saaby93 said:
Paul Dishman said:
If you SORN it then how can you use it on the road for test drives?
As far as we can tell there's no problem with using a SORNed vehicle so long as it's taxed and insured ( and MOT'd)
Exactly that.