Is it illegal to have to insurance policies on the same car?
Discussion
RacerMDR said:
daz3210 said:
zaphod42 said:
You can.
Insurance is a contract to manage and compensate risk. You can have 3 if you want, but can only claim on one in in incident. Companies do track and share info.
I would argue you are potentially incorrect there.Insurance is a contract to manage and compensate risk. You can have 3 if you want, but can only claim on one in in incident. Companies do track and share info.
To answer an earlier post, yes you do to a degree insure a driver.
But what if there is a theft claim, or a claim for damage while the vehicle is not being driven.
In that case you potentially have more than one policy that could cover, and one set of insurers may look to have another join them in liability. (Mainly because insurance companies always look to minimise what they HAVE to pay).
Or is that too logical for insurance companies!
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