HPI'd a car I'm buying and Flagged Stolen, please advise!

[Mojooo]

Timbuk2 said:

Well it was VISA Debit, I think the same protection applies.

Nooooooooooooooooooooooooo.

No, it doesn't.

With a credit card you get 'section 75' protection and with Visa debit you get 'chargeback' and they are slightly different in what they offer.

[Timbuk2]

Ok, so now it turns out the stolen marker has been removed and it is HPI clear again!?

HPI rang me, they have spoken to the insurance company and it was stolen with the keys and then recovered with no damage.

Any wear and tear the robbers did is likely to be minimal compared to what I would likely put it through anyway

I am tempted to still go ahead with it now as it only has 52,000 on it and drives really well.

Also now, any HPI checks in future will show up clear.

The garage has done the cam belt and uprated water pump and wheel alignment for me also so not sure he would be too happy if I cancelled anyway, and would likely lose some of the deposit.

Not sure what to do now!

Edited by Timbuk2 on Thursday 12th April 13:24

[oldsoak]

Chap, it's your money.
Do with it as you will.
Take on board all that has been said and make a decision...only you can do that.

[Timbuk2]

oldsoak said:

Chap, it's your money.
Do with it as you will.
Take on board all that has been said and make a decision...only you can do that.

Thanks, have done! I decided to cancel on the stolen one and will hopefully get my deposit back as it was not as advertised or described...

Here are a few pictures of the one I just got home. A few more miles and a year older but oh well, still drives well and two grand cheaper anyway! Just need to get rid of the silly silver mirrors.

Edited by Timbuk2 on Sunday 15th April 16:46

[T0nup]

Do you really want to part with hard earned for a car with this hanging over it?

Up to you, but I'd be pulling right out of that one.

[spikeyhead]

Mojooo said:

Timbuk2 said:

Well it was VISA Debit, I think the same protection applies.

Nooooooooooooooooooooooooo.

No, it doesn't.

With a credit card you get 'section 75' protection and with Visa debit you get 'chargeback' and they are slightly different in what they offer.

VISA debit ctontractual conditions give the same protection as the law on credit cards.

[thinfourth2]

T0nup said:

Do you really want to part with hard earned for a car with this hanging over it?

Up to you, but I'd be pulling right out of that one.

Not saying that a stolen recovered car is any worse then one that has been owned by a nutter for 3 years

[thinfourth2]

Emeye said:

Thing is, HPI Checked just means it has been checked. !

HPI checked

Yep its definatly 3 cars welded together with sellotape and bogeys

Now put it on the forecourt with a big HPI checked sticker

[Emeye]

That's a nice looking car. Don't think the silver wing mirrors look too bad - in fact they match the interior! I think you did the right thing - it'd be in the back of your mind all the time otherwise.

[Timbuk2]

Emeye said:

That's a nice looking car. Don't think the silver wing mirrors look too bad - in fact they match the interior! I think you did the right thing - it'd be in the back of your mind all the time otherwise.

Cheers mate, it's nice to have something a bit quick again after having driven around in a Jeep for the last 6 months! Might leave the mirrors too as they are the brushed alu ones not the chromed ones I thought they were.

[worsy]

Timbuk2 said:

Cheers mate, it's nice to have something a bit quick again after having driven around in a Jeep for the last 6 months! Might leave the mirrors too as they are the brushed alu ones not the chromed ones I thought they were.

Not sure about the 8L but the 8P S3 has brushed alu mirrors as standard. All the S and RS cars do, so I assume they are standard.

[Red Devil]

spikeyhead said:

Mojooo said:

Timbuk2 said:

Well it was VISA Debit, I think the same protection applies.

Nooooooooooooooooooooooooo.

No, it doesn't.

With a credit card you get 'section 75' protection and with Visa debit you get 'chargeback' and they are slightly different in what they offer.

VISA debit ctontractual conditions give the same protection as the law on credit cards.

A contractual provision cannot give the same protection as statute law.
http://www.moneysavingexpert.com/shopping/visa-mas...
Quite a few bank staff who populate the 'enquiries' desk do not know about Visa/Mastercard chargeback. Some even give out incorrect/misleading information.