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Elroy Blue
5,684 posts
61 months
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Pistonwot said: Your dealing with Insurers and the Police.
Good luck with the expectation they will behave honestly and transparantly or with an eye on helping you out when youre unsure,,, they wont.
They will see your lack of understanding as a weakness and attack,,, why do you think the Insurance fine print so convoluted? Its so they can 'make it up as they go along' ensuring a fine can be issued because that is their job.
They are greed driven industries and both will have you over any and every way that they can,,,, What a complete, load of cobblers.
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TwigtheWonderkid
6,093 posts
19 months
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Pistonwot said: Your dealing with Insurers and the Police.
Good luck with the expectation they will behave honestly and transparantly or with an eye on helping you out when youre unsure,,, they wont.
They will see your lack of understanding as a weakness and attack,,, why do you think the Insurance fine print so convoluted? Its so they can 'make it up as they go along' ensuring a fine can be issued because that is their job.
They are greed driven industries and both will have you over any and every way that they can,,,, You know you can get tablets that help with paranoia.
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Bluequay
1,135 posts
87 months
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TwigtheWonderkid said: Pistonwot said: Your dealing with Insurers and the Police.
Good luck with the expectation they will behave honestly and transparantly or with an eye on helping you out when youre unsure,,, they wont.
They will see your lack of understanding as a weakness and attack,,, why do you think the Insurance fine print so convoluted? Its so they can 'make it up as they go along' ensuring a fine can be issued because that is their job.
They are greed driven industries and both will have you over any and every way that they can,,,, You know you can get tablets that help with paranoia. But who could he trust to buy them from? 
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KevinA3DSG32
6,078 posts
149 months
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Pistonwot said: Go get a specific policy for the drivers on the car if you want to relax and enjoy your holiday. The rest may be 'not very helpful' but this sentence is spot on.
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Tonto
2,611 posts
117 months
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ReaperCushions said: We all have cover on our policies to drive another car third party. That used to be the case, but not now. Check your policy. Mine doesn't cover driving other cars third party.
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Raize
1,052 posts
48 months
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Elroy Blue said: Pistonwot said: Your dealing with Insurers and the Police.
Good luck with the expectation they will behave honestly and transparantly or with an eye on helping you out when youre unsure,,, they wont.
They will see your lack of understanding as a weakness and attack,,, why do you think the Insurance fine print so convoluted? Its so they can 'make it up as they go along' ensuring a fine can be issued because that is their job.
They are greed driven industries and both will have you over any and every way that they can,,,, What a complete, load of cobblers. Yes, everyone knows insurers are nice, wonderful people who never tried to weasel out of anything, and of course would NEVER do things like charging inflated renewal fees to those who don't know better.
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Clivew
192 posts
44 months
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ReaperCushions said: We all have cover on our policies to drive another car third party. This only applies if the vehicle you are driving has current insurance. In other words, if the other vehicle isn't insured you can't drive it third party on your policy.
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LoonR1
12,484 posts
46 months
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Clivew said: This only applies if the vehicle you are driving has current insurance. In other words, if the other vehicle isn't insured you can't drive it third party on your policy. Congratulations you've just won first prize in this weeks "Who's going to post the usual Urban Myth" competition. As has been said hundreds of times each insurer has different rules so check with them. Some do require it to be covered and some don't.
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TwigtheWonderkid
6,093 posts
19 months
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My policy allows me to drive an otherwise uninsured car for third party risks, but not abroad!
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ReaperCushions
Original Poster
1,727 posts
53 months
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Well, after the various arguments caused on this thread (sorry)
I decided not to risk it.
We have gone for banger rally specific insurance (yes it does exist) for 3 months on all drivers.
I won't link to the company that provides it, but a quick google of 'Banger Rally Insurance' will give you the result.
Thanks all
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specialboy
20 posts
11 months
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The problem now is that if the car itself is not insured then it must be sorn, this means the tax is invalid and needs to be returned for a refund, if you don't return the tax it's cancelled anyway.
The reason I say the tax is invalid is because to unsorn a vehicle you need to retax it.
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KevinA3DSG32
6,078 posts
149 months
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Clivew said: ReaperCushions said: We all have cover on our policies to drive another car third party. This only applies if the vehicle you are driving has current insurance. In other words, if the other vehicle isn't insured you can't drive it third party on your policy. Both incorrect. The second is incorrect as LoonR1 has pointed out, the first is incorrect because not all insurers offer this cover.
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TwigtheWonderkid
6,093 posts
19 months
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KevinA3DSG32 said: Clivew said: ReaperCushions said: We all have cover on our policies to drive another car third party. This only applies if the vehicle you are driving has current insurance. In other words, if the other vehicle isn't insured you can't drive it third party on your policy. Both incorrect. The second is incorrect as LoonR1 has pointed out, the first is incorrect because not all insurers offer this cover. ReaperCushions has really crammed an awful lot of nonsense into very few words. It's a classic of the genre, the genre being "talking bo11ocks."
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ReaperCushions
Original Poster
1,727 posts
53 months
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TwigtheWonderkid said: KevinA3DSG32 said: Clivew said: ReaperCushions said: We all have cover on our policies to drive another car third party. This only applies if the vehicle you are driving has current insurance. In other words, if the other vehicle isn't insured you can't drive it third party on your policy. Both incorrect. The second is incorrect as LoonR1 has pointed out, the first is incorrect because not all insurers offer this cover. ReaperCushions has really crammed an awful lot of nonsense into very few words. It's a classic of the genre, the genre being "talking bo11ocks." Why is it talking b  ks? and why is the first incorrect? We checked our policy wording and for 2 of the 3 of us, and we were covered for European cover, Third party on another car....I wouldnt be asking the question if I hadn't done something as simple as reading the policy.  Also specialboy said: The problem now is that if the car itself is not insured then it must be sorn, this means the tax is invalid and needs to be returned for a refund, if you don't return the tax it's cancelled anyway.
The reason I say the tax is invalid is because to unsorn a vehicle you need to retax it. The cover started today, and runs until 3 week after the rally is finished. I don't see the problem?
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TwigtheWonderkid
6,093 posts
19 months
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ReaperCushions said: TwigtheWonderkid said: KevinA3DSG32 said: Clivew said: ReaperCushions said: We all have cover on our policies to drive another car third party. This only applies if the vehicle you are driving has current insurance. In other words, if the other vehicle isn't insured you can't drive it third party on your policy. Both incorrect. The second is incorrect as LoonR1 has pointed out, the first is incorrect because not all insurers offer this cover. ReaperCushions has really crammed an awful lot of nonsense into very few words. It's a classic of the genre, the genre being "talking bo11ocks." Why is it talking b ks? and why is the first incorrect? We checked our policy wording and for 2 of the 3 of us, and we were covered for European cover, Third party on another car....I wouldnt be asking the question if I hadn't done something as simple as reading the policy. Also specialboy said: The problem now is that if the car itself is not insured then it must be sorn, this means the tax is invalid and needs to be returned for a refund, if you don't return the tax it's cancelled anyway.
The reason I say the tax is invalid is because to unsorn a vehicle you need to retax it. The cover started today, and runs until 3 week after the rally is finished. I don't see the problem? My apologies, it was CliveW who was talking tripe! I got confused with my boxes!!
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Pistonwot
413 posts
28 months
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Elroy Blue, TwigtheWonderkid, Bluequay,
In response to all,,,,
ha, haaa, ha , haaaa ahhaaaa, haaa, haaaaaaaaa, heeeeee, haaaaawww, heeaaaargh, haaaa, ahaaaa, haaaa
What comedy wonderland are you lot submersed in and what meds are you on, fook me it must be a powerful mix to cause such delusions, honest insurers indeed, oh me oh my.
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Noger
6,779 posts
118 months
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Pistonwot
413 posts
28 months
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Noger said: You are thick. Sheesh,,,, take it easy grumpy, just a bit of banter.
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stemll
1,513 posts
69 months
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SLCZ3 said: I note the OP states that the drive is for charity, will this come under the reward or hire clause of the insurance policy??? Generally only if you are collecting money en-route (IME, check with insurer as always). If you are simply being sponsored to cover a certain distance or to complete the event then probably fine.
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Noger
6,779 posts
118 months
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Pistonwot said: Noger said: You are thick. Sheesh,,,, take it easy grumpy, just a bit of banter. Excellent news. You are ugly too.
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