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hillbob

Original Poster:

68 posts

72 months

[news] 
Tuesday 28th August 2012 quote quote all
Hiya everyone. Having some trouble with an ex regarding money. During our time together, she would often transfer money via online banking to my bank to help me out. This carried on and she kept sending money even though none of the previous had been payed back. Now she is saying it was lent to me and is going through the courts. Obviously she has statements etc, it was from a business account not personal account. Just wondering if anyone knew where I stand with this.any more details needed and I will post up Thanks

Lumbardo8

28 posts

9 months

[news] 
Tuesday 28th August 2012 quote quote all
man up and pay her

bobbylondonuk

1,762 posts

59 months

[news] 
Tuesday 28th August 2012 quote quote all
errr....I think you stand in the position of...'I owe her money'

thread closed.

hillbob

Original Poster:

68 posts

72 months

[news] 
Tuesday 28th August 2012 quote quote all
But it wasn't a loan was it? That's what I'm saying. I meant legally, if anyone has anything constructive to say please post, as I take it the usual pistonheads sarcastic ones are out

SpydieNut

4,888 posts

92 months

[news] 
Tuesday 28th August 2012 quote quote all
hillbob said:
Hiya everyone. Having some trouble with an ex regarding money. During our time together, she would often transfer money via online banking to my bank to help me out. This carried on and she kept sending money even though none of the previous had been payed back. Now she is saying it was lent to me and is going through the courts. Obviously she has statements etc, it was from a business account not personal account. Just wondering if anyone knew where I stand with this.any more details needed and I will post up Thanks
what would you feel like if the positions were reversed?


pay her what you owe!
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doogz

18,721 posts

56 months

[news] 
Tuesday 28th August 2012 quote quote all
hillbob said:
But it wasn't a loan was it? That's what I'm saying. I meant legally, if anyone has anything constructive to say please post, as I take it the usual pistonheads sarcastic ones are out
I'm not being sarcastic but if you owe her money, pay her it back. That's about as constructive as you'll get.

dingg

633 posts

88 months

[news] 
Tuesday 28th August 2012 quote quote all
It was a gift if no agreement was in place and you have never paid her back in the early days?

(judge Judy would sort it out)

hillbob

Original Poster:

68 posts

72 months

[news] 
Tuesday 28th August 2012 quote quote all
I'm asking as how will is it seen on a legel front? How will the courts see it? Will they see it as a loan/being lent to me? (Which it was not) I thought I'd say that before someone says I am trying to get away without paying back

DaveH23

949 posts

39 months

[news] 
Tuesday 28th August 2012 quote quote all
hillbob said:
Just wondering if anyone knew where I stand with this.
What do you want the outcomne to be? What have you already discussed?

As mentioned the moral solution is to pay her back, as for the legal side im not sure.

This happened to me a while ago with an ex - I helped her with money and when we split I seen none of that back - Chalked it up to experience but its not nice.

davepoth

19,925 posts

68 months

[news] 
Tuesday 28th August 2012 quote quote all
Judge Judy had a case like this last week, and she judged that it wouldn't be considered a loan in a relationship. You could ask ITV2 for a copy of the tape, but I don't know if her argument would persuade the court. wink

Before I start, IANAL and all that...

Generally though, there has to be an offer and an acceptance for a contract to be in force, even a verbal one. The burden of proof is upon the claimant to provide evidence of the contract being offered and accepted - with a written contract that's obviously the contract, but with a verbal contract the evidence can be a bit less direct - for example, if you transferred any money back to her at any time, that can be construed as part repayment and evidence that you agreed to pay the money back.

The fact that you were in a relationship counts in your favour; the court will accept that money is often shared between a couple.

TonyHetherington

30,907 posts

119 months

[news] 
Tuesday 28th August 2012 quote quote all
This sounds to me like she is merely regretting the giving, and making out it was a lending.

Unless there's an agreement in place, I seem to recall that she has not a lot of chance of getting it back.

hillbob

Original Poster:

68 posts

72 months

[news] 
Tuesday 28th August 2012 quote quote all
I would feel that it should of been sorted as a loan/being lent to me rather than carrying on sending money if not received anything back. If it was to be a loan/lent why would you carry on lending if haven't received a penny back from the times you've gave it them before?

Lurking Lawyer

3,516 posts

94 months

[news] 
Tuesday 28th August 2012 quote quote all
hillbob said:
I'm asking as how will is it seen on a legel front? How will the courts see it? Will they see it as a loan/being lent to me? (Which it was not) I thought I'd say that before someone says I am trying to get away without paying back
It's for her to persuade a judge on the balance of probabilities (i.e. 51% or better) that what she says is more likely to be right than what you say.

The statements in themselves prove nothing, other than she sent money to you. Absent some sort of written exchange which refers to it being a loan, it's going to be her word against yours as to what was agreed when she made the transfers to you.

It's not conclusive but in my experience the court does tend to start from a presumption in family/personal relationships that money is a gift rather than a loan, unless there is evidence to the contrary.

mykhunt

6,419 posts

23 months

[news] 
Tuesday 28th August 2012 quote quote all
hillbob said:
But it wasn't a loan was it? That's what I'm saying. I meant legally, if anyone has anything constructive to say please post, as I take it the usual pistonheads sarcastic ones are out
As per rest. Man up, pay up.

hillbob

Original Poster:

68 posts

72 months

[news] 
Tuesday 28th August 2012 quote quote all
Right first off I didn't put it as a poll as to what I should do. I know what i should do,I don't need people to tell me what I should do and I didn't ask for people to tell me what to do.if you re-read the post it says where do I stand. Ok I should of put it simple, where do I stand legally now it is going to court? But a few of you are just assuming that I am refusing to pay.I never said I was refusing to pay as even though it wasn't a loan its obviously the best thing to do to offer to pay back someones generosity. I asked where I stood as she has gone through the courts now.

longblackcoat

1,260 posts

52 months

[news] 
Tuesday 28th August 2012 quote quote all
Unless there's any formal documentation, she'll have no chance of forcing you to pay back, especially if you shared other bills and effectively halved living costs.

Morally...I dunno. Did you believe it was a loan? Did she say something along the lines of "don't worry, I can bale you out for a bit" and you just let you subsidise you? I've been in a situation where an ex and I rented a house I simply couldn't afford - she was earning more than me so paid more of the rent, 'cos she wanted that house. The loan agreement was in my name (long story) so, like you, she stuck some money in my account every so often to make sure I didn't get completely skint.

When we split up I didn't pay her back, nor did I feel obliged to do so. That said, she never asked for it.

hillbob

Original Poster:

68 posts

72 months

[news] 
Tuesday 28th August 2012 quote quote all
Right first off I didn't put it as a poll as to what I should do. I know what i should do,I don't need people to tell me what I should do and I didn't ask for people to tell me what to do.if you re-read the post it says where do I stand. Ok I should of put it simple, where do I stand legally now it is going to court? But a few of you are just assuming that I am refusing to pay.I never said I was refusing to pay as even though it wasn't a loan its obviously the best thing to do to offer to pay back someones generosity. I asked where I stood as she has gone through the courts now.

KrazyIvan

2,520 posts

44 months

[news] 
Tuesday 28th August 2012 quote quote all
hillbob said:
Right first off I didn't put it as a poll as to what I should do. I know what i should do,I don't need people to tell me what I should do and I didn't ask for people to tell me what to do.if you re-read the post it says where do I stand. Ok I should of put it simple, where do I stand legally now it is going to court? But a few of you are just assuming that I am refusing to pay.I never said I was refusing to pay as even though it wasn't a loan its obviously the best thing to do to offer to pay back someones generosity. I asked where I stood as she has gone through the courts now.
In that case you stand in the little wooden box that faces the Judge and listen to what he says, do as your told and hope he sides with you.

Do you have anything to show or suggest it was a gift?
Does she have anything to show or suggest it was a loan?
What arrangement did you offer her to pay the money back?


Edited by KrazyIvan on Tuesday 28th August 16:55

RtdRacer

1,274 posts

70 months

[news] 
Tuesday 28th August 2012 quote quote all
hillbob said:
Hiya everyone. Having some trouble with an ex regarding money. During our time together, she would often transfer money via online banking to my bank to help me out. This carried on and she kept sending money even though none of the previous had been payed back. Now she is saying it was lent to me and is going through the courts. Obviously she has statements etc, it was from a business account not personal account. Just wondering if anyone knew where I stand with this.any more details needed and I will post up Thanks
Won't comment on what you *should* do - you will have your own opinion on that.

Was there ever any discussion about repayment?

I think she has very little to stand on. LIke the man said, repeat what you've told us very clearly. You were hard up - she transferred some money to you. You assumed reasonably it was a gift as she was your girlfriend, and there was never any discussion of repayment. This happened on a number of occasions. The first you knew of her wanting it back was after the relationship finished. You are firmly of the opinion that had the relationship endured she would never have asked for it back.

longblackcoat

1,260 posts

52 months

[news] 
Tuesday 28th August 2012 quote quote all
A question - you say that it is going through the courts, but have you been served with any court documentation?

It'd be worth contacting her (formally, through a lawyer) stating your position that the monies were not a loan, and were in fact a gift between two people living as a couple. Unless she has any actual documentation, that may well be enough to stop her in her tracks, and £50-100 for a lawyer's letter right now is probably money well-spent if it stops you having to go to court, which can be a time-consuming and nerve-wracking experience.
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