Just been scammed on Gumtree - how best to proceed?

Just been scammed on Gumtree - how best to proceed?

Author
Discussion

Benrad

650 posts

150 months

Thursday 28th February 2013
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Pretty difficult to set up a fake bank account. However the transfer itself wasn't fraudulent so I doubt they'd be able to reverse it? You gave the bank and instruction and they did what you asked. Could be wrong though, don't ask don't get, have a chat at the bank

3Dee

3,206 posts

222 months

Thursday 28th February 2013
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Snowboy said:
The bank account will probably be under a fake name.
I don't know the details, but I assume it's not that hard to get a dodgy bank account.
I expect you can do it all online.
Is this true? I thought that Banks had made this way too difficult now with their cross-checks? Even for Companies!

Snowboy

8,028 posts

152 months

Thursday 28th February 2013
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3Dee said:
Snowboy said:
The bank account will probably be under a fake name.
I don't know the details, but I assume it's not that hard to get a dodgy bank account.
I expect you can do it all online.
Is this true? I thought that Banks had made this way too difficult now with their cross-checks? Even for Companies!
It was a massive unsubstantiated claim on my part, basod on no evedence whatsoever.

Just a guess that if I went into a bank with a few bills for rented accomodation and a fake Polish driving licence I could get an account.

And a second guess that a bit of googling would find me a way of doing a similar thing online on the UK branch of the bank of Nigeria.

mellowman

Original Poster:

352 posts

249 months

Thursday 28th February 2013
quotequote all
Benrad said:
Pretty difficult to set up a fake bank account. However the transfer itself wasn't fraudulent so I doubt they'd be able to reverse it? You gave the bank and instruction and they did what you asked. Could be wrong though, don't ask don't get, have a chat at the bank
Nail on head, I authorised the transfer of funds so that isn't itself fraudulent, only the non-delivery of goods to me.

I'm happy to approach directly, but nobody wants to give me information - hence why so many online scams succeed as they fail at the first hurdle of getting to the fraudster.

I have a trail of correspondence, an email address, mobile no., account details and just want some banking or law enforcement agency to do something about it, or at least stop him from defrauding others. He should be blacklisted, or at least have his bank account suspended. He is still selling stuff on Gumtree and others may be affected too.

redstu

2,287 posts

240 months

Thursday 28th February 2013
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I really doubt that either your bank or his bank will do anything at all.

I once made a payment to the wrong account, It was one I had used before and simply transferred it by mistake.

The receiving bank would give no details at all, the only way I managed to get my money back was by corresponding with the company which I had transfered the money to. My bank could do nothing.

You need to start a claim against him once you have his address.

It could be that this is his source of income , just by conning a lot of people out of small amounts. For most people its just not worth the hassle.

However I think that if enough people complain then the amount involved should be enough for the police to take an interest.


tigger1

8,402 posts

222 months

Thursday 28th February 2013
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Throw the email address into google - does it link to a facebook account?

It might be worth (purely for badness) trying to contact NatWest and suggesting that the account is being used for illegal activities - see what they will do. Possibly nothing for you - but they might consider closing it.

There's lots of people here who *might* be able to throw a mobile number into a database and tell you what county it is registered in.

mellowman

Original Poster:

352 posts

249 months

Thursday 28th February 2013
quotequote all
tigger1 said:
Throw the email address into google - does it link to a facebook account?

It might be worth (purely for badness) trying to contact NatWest and suggesting that the account is being used for illegal activities - see what they will do. Possibly nothing for you - but they might consider closing it.

There's lots of people here who *might* be able to throw a mobile number into a database and tell you what county it is registered in.
I'm happy to provide details off-forum if anyone wants to assist...

Interesting development. I replied to another Gumtree ad containing his mobile number, for an iPad, and he's said collection is preferable and given me an address - in the Western isles! I said I was nearby in Ullapool and could catch the ferry over. I wonder how he'll get out of that one? It's definitely the same guy as his mannerisms and formatting are identical.

I don't suppose we have any Stornaway members that might be able to shed some light on this? Feel free to contact me off-forum.

tigger1

8,402 posts

222 months

Thursday 28th February 2013
quotequote all
Feel free to hit the "email me" option in my profile on here - include his mobile number. I'll see if the internet can shed any light on a location, and then will decide if I can give you details

wink





mellowman

Original Poster:

352 posts

249 months

Thursday 28th February 2013
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Purity14 said:
I like these types of games..
Have messaged you with the details.

I think he knows the game's up and must be ready to run, because he's just sent me this charming reply to my last email stating the tracking number is a fake:

"Scammer.co.uk/trackmyparcel is what I did it with cheers"

Got to get the little $h!* now...

cptsideways

13,551 posts

253 months

Thursday 28th February 2013
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can you not trace a bank account branch via the sort code? then contact the branch. I'm pretty sure any bank manager would take fraud seriously.

mellowman

Original Poster:

352 posts

249 months

Thursday 28th February 2013
quotequote all
cptsideways said:
can you not trace a bank account branch via the sort code? then contact the branch. I'm pretty sure any bank manager would take fraud seriously.
Nationwide Flex account sort codes don't reveal the branch, just the registered office details. I tried to get my bank, LloydsTSB, to initiate an investigation, but because I willingly authorised the transfer there's nothing they can do apparently...and they will only reveal account details if asked by the police etc.

mjb1

2,556 posts

160 months

Thursday 28th February 2013
quotequote all
cptsideways said:
can you not trace a bank account branch via the sort code? then contact the branch. I'm pretty sure any bank manager would take fraud seriously.
The bank aren't going to give out a customer's details to anyone but the police, whatever you accuse him of. The sort code could give you a clue, at worst it will tell you where he opened his account, even if he's moved since (unless it's an online style bank).

Your best hope is to go PI (DIY if you have the nous), and try and coax details out of him by pretending to be an interested buyer in his other items. Also bear in mind that you're probably not the only one (by the sounds of his advertising history), if you could find a way to contact the other victims, they might have pieces of the puzzle as to his identity. Don't expect too much help from the police, unless all the victims are reporting to the same force they probably won't get linked.

Goodluck, it probably won't be cost effective to try and get your money back, but if it's a matter of principle (and I would do the same)...

Save Ferris

2,686 posts

214 months

Thursday 28th February 2013
quotequote all
He doesn't sound very Scottish on the phone wink

mellowman

Original Poster:

352 posts

249 months

Thursday 28th February 2013
quotequote all
mjb1 said:
Goodluck, it probably won't be cost effective to try and get your money back, but if it's a matter of principle (and I would do the same)...
Well, I just posed as a new punter for the iPad, and believe I spoke to the scammer. He sounded a right chav. He did "confirm" his location as Stornaway, but said he would text me back his address so I didn't get it wrong. No reply yet, but will perhaps remind him if more than an hour elapses. He didn't sound a local that's for sure.

I have been trying name and address combination on 192.com to see whether there's some truth in the details - perhaps he's used a relative's or friend's account.

I have details of a bank account used for fraudulent purposes, so I'm hoping that I can interest the police (somewhere) in digging further and leading me to his real identity - I'm quite prepared to do the legwork from there.

mellowman

Original Poster:

352 posts

249 months

Thursday 28th February 2013
quotequote all
Save Ferris said:
He doesn't sound very Scottish on the phone wink
Ah, so you gave him a call? Did he give you an address or any further info? Please feel free to PM if you want...

Spanna

3,732 posts

177 months

Thursday 28th February 2013
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Thread has potential - bookmarked.

mellowman

Original Poster:

352 posts

249 months

Thursday 28th February 2013
quotequote all
Purity14 said:
Ive replied to your email dude, so give it a read and let me know if you have HIS email address smile
Definitely a southern accent. Have emailed you his email address, and many thanks for your digging so far...


Edited by mellowman on Thursday 28th February 17:15

mellowman

Original Poster:

352 posts

249 months

Thursday 28th February 2013
quotequote all
Purity14 said:
Eldest Child's Nickname is his security question 1/2.
This could give us an age of the person, or some more info to obtain..


(don't enter any guesses as he will be onto you!)


God this is a hard one!
Don't worry, didn't try any guesses, although his earlier ads suggested he had an older daughter just gone to college, and he said his wife was called Sandra.

GC8

19,910 posts

191 months

Thursday 28th February 2013
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OP: his 'scammer.co.uk' tracking number joke/confession will be enough to force the police to act. Id suggest making it plain that inaction on the officers part will lead to an immediate formal complaint and that they dont get to choose what to bother with and what to ignore. Harsh but unfortunately required sometimes.

Pet Troll

1,362 posts

179 months

Thursday 28th February 2013
quotequote all
Pm me the details you have and I will do some digging as well thumbup