I've forgotten who I'm insured with!
Discussion
TwigtheWonderkid said:
Landlord said:
mrmr96 said:
Maybe he only has 3rd party cover and hence doesn't give a fig about anything other than being "legal"?
Bingo.Am I the only one who is getting bored of comparison sites and people phoning and emailing you just because you have used the service once.
The last 2 policies I have taken out have been both cheaper and better like for like than the top quote by a company (that I have never heard of) as I went direct.
The last 2 policies I have taken out have been both cheaper and better like for like than the top quote by a company (that I have never heard of) as I went direct.
Edited by Stinkfoot on Thursday 28th March 20:39
My friend you are not alone. I have done this very thing and it is a nightmare.
I was stopped one night in a bright orange ST by an unmarked Volvo having given it the shoe coming out of a service station on the M5. Copper, credit to him, wasn't overly bothered by the speed so much (I had only poked up to high speed while joining the traffic and had slowed back down to a cruise right after, so common sense was applied). What did fuss him was that his ANPR was telling him my motor was uninsured. Now, this is a lesson to us all, ANPR can and does get things wrong. Anyway, cop tries to radio back to base to get a PNC check and their system is broken, so he can't verify one way or the other. He asks me with whom I am insured and, bosh, my mind goes totally blank. I had done like you, comparethemeerkat and click the cheapest link. I didn't have my paperwork, I couldn't for the life of me remember who I was with, it was the middle of the night so I didn't fancy calling anyone to see if they could recall. Fortunately, Five-Oh gave me the benefit of the doubt, based largely on the fact that everything else was in order, I was a chap of good standing (had useful ID) and that I would have to be insane to be hoofing around in fifteen grands worth of bright orange hooligan mobile without insurance.
Anyway, the moral of the story is, you can find out by calling the ABI, paying them a fee, filling in a form and posting it off, then waiting a month of Sundays for the answer to arrive.
Hope this helps.
Simon.
I was stopped one night in a bright orange ST by an unmarked Volvo having given it the shoe coming out of a service station on the M5. Copper, credit to him, wasn't overly bothered by the speed so much (I had only poked up to high speed while joining the traffic and had slowed back down to a cruise right after, so common sense was applied). What did fuss him was that his ANPR was telling him my motor was uninsured. Now, this is a lesson to us all, ANPR can and does get things wrong. Anyway, cop tries to radio back to base to get a PNC check and their system is broken, so he can't verify one way or the other. He asks me with whom I am insured and, bosh, my mind goes totally blank. I had done like you, comparethemeerkat and click the cheapest link. I didn't have my paperwork, I couldn't for the life of me remember who I was with, it was the middle of the night so I didn't fancy calling anyone to see if they could recall. Fortunately, Five-Oh gave me the benefit of the doubt, based largely on the fact that everything else was in order, I was a chap of good standing (had useful ID) and that I would have to be insane to be hoofing around in fifteen grands worth of bright orange hooligan mobile without insurance.
Anyway, the moral of the story is, you can find out by calling the ABI, paying them a fee, filling in a form and posting it off, then waiting a month of Sundays for the answer to arrive.
Hope this helps.
Simon.
ferrariF50lover said:
My friend you are not alone. I have done this very thing and it is a nightmare.
I was stopped one night in a bright orange ST by an unmarked Volvo having given it the shoe coming out of a service station on the M5. Copper, credit to him, wasn't overly bothered by the speed so much (I had only poked up to high speed while joining the traffic and had slowed back down to a cruise right after, so common sense was applied). What did fuss him was that his ANPR was telling him my motor was uninsured. Now, this is a lesson to us all, ANPR can and does get things wrong. Anyway, cop tries to radio back to base to get a PNC check and their system is broken, so he can't verify one way or the other. He asks me with whom I am insured and, bosh, my mind goes totally blank. I had done like you, comparethemeerkat and click the cheapest link. I didn't have my paperwork, I couldn't for the life of me remember who I was with, it was the middle of the night so I didn't fancy calling anyone to see if they could recall. Fortunately, Five-Oh gave me the benefit of the doubt, based largely on the fact that everything else was in order, I was a chap of good standing (had useful ID) and that I would have to be insane to be hoofing around in fifteen grands worth of bright orange hooligan mobile without insurance.
Anyway, the moral of the story is, you can find out by calling the ABI, paying them a fee, filling in a form and posting it off, then waiting a month of Sundays for the answer to arrive.
Hope this helps.
Simon.
Thanks Simon. It does for future reference, although I managed to dig up the original email. Good job I did as it expires at the end of April.I was stopped one night in a bright orange ST by an unmarked Volvo having given it the shoe coming out of a service station on the M5. Copper, credit to him, wasn't overly bothered by the speed so much (I had only poked up to high speed while joining the traffic and had slowed back down to a cruise right after, so common sense was applied). What did fuss him was that his ANPR was telling him my motor was uninsured. Now, this is a lesson to us all, ANPR can and does get things wrong. Anyway, cop tries to radio back to base to get a PNC check and their system is broken, so he can't verify one way or the other. He asks me with whom I am insured and, bosh, my mind goes totally blank. I had done like you, comparethemeerkat and click the cheapest link. I didn't have my paperwork, I couldn't for the life of me remember who I was with, it was the middle of the night so I didn't fancy calling anyone to see if they could recall. Fortunately, Five-Oh gave me the benefit of the doubt, based largely on the fact that everything else was in order, I was a chap of good standing (had useful ID) and that I would have to be insane to be hoofing around in fifteen grands worth of bright orange hooligan mobile without insurance.
Anyway, the moral of the story is, you can find out by calling the ABI, paying them a fee, filling in a form and posting it off, then waiting a month of Sundays for the answer to arrive.
Hope this helps.
Simon.
stitched said:
mrmr96 said:
TwigtheWonderkid said:
Landlord said:
Hello,
I partly blame these comparison sites because I just click the cheapest and get on with my fast-paced life
Why? Surely you check the Ts & Cs to ensure you're getting like for like cover. And then do some research to ensure the prospective insurer has a good reputation. What's their security, do they do courtesy car, and hidden excesses or other conditions.I partly blame these comparison sites because I just click the cheapest and get on with my fast-paced life
Am I the only one that thinks car insurance is quite an important purchase.
I've said it before and I'll say it again: There's two reasons why people buy car insurance:
1. Because it's a legal requirement, and
2. Because they want a payout if something happens
Not everyone buys for reason #2, some buy just for reason #1.
Once a year I go online, find the cheapest quote and shell out a lump sum. I haven't had an 'accident' in 24 years driving other than being driven into whilst stationary. I fix and maintain my vehicles and have access to a recovery truck. Taking responsibility for yourself removes much of the need for the trimmings of most policies IMHO.
ferrariF50lover said:
My friend you are not alone. I have done this very thing and it is a nightmare.
I was stopped one night in a bright orange ST by an unmarked Volvo having given it the shoe coming out of a service station on the M5. Copper, credit to him, wasn't overly bothered by the speed so much (I had only poked up to high speed while joining the traffic and had slowed back down to a cruise right after, so common sense was applied). What did fuss him was that his ANPR was telling him my motor was uninsured. Now, this is a lesson to us all, ANPR can and does get things wrong. Anyway, cop tries to radio back to base to get a PNC check and their system is broken, so he can't verify one way or the other. He asks me with whom I am insured and, bosh, my mind goes totally blank. I had done like you, comparethemeerkat and click the cheapest link. I didn't have my paperwork, I couldn't for the life of me remember who I was with, it was the middle of the night so I didn't fancy calling anyone to see if they could recall. Fortunately, Five-Oh gave me the benefit of the doubt, based largely on the fact that everything else was in order, I was a chap of good standing (had useful ID) and that I would have to be insane to be hoofing around in fifteen grands worth of bright orange hooligan mobile without insurance.
Anyway, the moral of the story is, you can find out by calling the ABI, paying them a fee, filling in a form and posting it off, then waiting a month of Sundays for the answer to arrive.
Hope this helps.
Simon.
As soon as I've paid for my insurance, I pop a copy of it in my glove box.I was stopped one night in a bright orange ST by an unmarked Volvo having given it the shoe coming out of a service station on the M5. Copper, credit to him, wasn't overly bothered by the speed so much (I had only poked up to high speed while joining the traffic and had slowed back down to a cruise right after, so common sense was applied). What did fuss him was that his ANPR was telling him my motor was uninsured. Now, this is a lesson to us all, ANPR can and does get things wrong. Anyway, cop tries to radio back to base to get a PNC check and their system is broken, so he can't verify one way or the other. He asks me with whom I am insured and, bosh, my mind goes totally blank. I had done like you, comparethemeerkat and click the cheapest link. I didn't have my paperwork, I couldn't for the life of me remember who I was with, it was the middle of the night so I didn't fancy calling anyone to see if they could recall. Fortunately, Five-Oh gave me the benefit of the doubt, based largely on the fact that everything else was in order, I was a chap of good standing (had useful ID) and that I would have to be insane to be hoofing around in fifteen grands worth of bright orange hooligan mobile without insurance.
Anyway, the moral of the story is, you can find out by calling the ABI, paying them a fee, filling in a form and posting it off, then waiting a month of Sundays for the answer to arrive.
Hope this helps.
Simon.
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